The ING Building Insurance (All-risk) was rated best in the latest building insurance test by MoneyView (June 2025), earning the maximum 5 stars for its terms thanks to sustainable features such as:
When buying a home, you almost always take out a mortgage. Many lenders require building insurance because your home serves as collateral.
With ING Building Insurance, your home is insured up to a rebuild value of €600,000—also reassuring if your mortgage is fully paid off.
Home contents insurance is not mandatory but useful. With ING Contents Insurance, your belongings are covered against theft, lightning, fire, and water damage. ING covers up to €150,000 and reimburses replacement value for 10 years.
"}},{"title":"Switching to ING—how does it work?","richBody":{"value":"Taking out a new policy and canceling your old one is done in 3 steps:
Yes! These items are insured and will be repaired or replaced if damaged and covered. If you add them later, they’re automatically included.
"}},{"title":"Are solar panels covered by ING Building Insurance?","richBody":{"value":"Yes! Solar panels are insured and will be repaired or replaced if damaged and covered. If you add them later, they’re automatically included. If damage causes loss of electricity yield, you’ll receive €2.50 per panel per week for up to 26 weeks until repairs are complete.
"}},{"title":"Is damage repaired sustainably?","richBody":{"value":"In case of damage, the professional repairers from Nationale-Nederlanden are happy to help. They specialize in repairing only the damage instead of replacing everything. This not only saves you a lot of hassle but also reduces the use of raw materials. Handy with repairs? You can choose to fix the damage yourself. In that case, you’ll receive compensation for the material costs and for the time you spent on the repair.
If you opt for repair through the professional repair network of Nationale-Nederlanden, they will immediately check whether the damage (for example, to glass, your roof, floor, or wall) can be repaired using the best insulating materials for your home.
The companies in the Nationale-Nederlanden repair network carry the GroenGedaan! quality mark. This means they work in an environmentally friendly way when repairing items—from walls to furniture. To earn this quality mark, companies must meet various requirements. Learn more about the GroenGedaan!
"}},{"title":"Which Home insurance do students need?","richBody":{"value":"With ING Student Insurance, you cover 3 things in 1: contents, accidents, and liability—from €3.76 per month.
"},"textLinks":[{"url":"/en/personal/insurances/student-insurance","text":"Learn more about ING Student Insurance"}]},{"title":"Does garage coverage fall under home insurance?","richBody":{"value":"Yes. Your home includes:
No. Your home cannot be a guesthouse, (student) room, holiday home, non-permanent tiny house, mobile home, or houseboat.
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"},"textLinks":[{"url":"https://assets.ing.com/m/87573396e3d495aa/original/Samenwerking-Nationale-Nederlanden-English.pdf","text":"Nationale-Nederlanden and ING service guide"}]},{"componentType":"feature","featureName":"survey-starter?surveyName=70473cf9-ca49-4d2d-8467-aa8c30fe0518&withCard=True"}]}}}