{"type":"document","data":{"id":"ccd9d097-dca3-487f-ab77-c89cbebf5ac6","localeString":"en-GB","publishDate":"2026-03-13T17:47:17.904+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"At CZdirect via ING, you get lots of free extras to help you right away. We have listed a few for you. Check it all here."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Whether you want to live a healthier life or need immediate care. At CZ, you get lots of free extras to help you right away. We have listed a few for you:","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/98e62c44-4942-4973-b954-296351b24ee5/PORTRAIT-OF-SMILING-YOUNG-WOMAN-SITTING-ON-SUNGLASSES-mirrored","type":"image","width":6000,"original":"https://assets.ing.com/m/1ac10cab486faa09/original/PORTRAIT-OF-SMILING-YOUNG-WOMAN-SITTING-ON-SUNGLASSES-mirrored.jpg","extension":"jpg"},"title":"Useful extras with your CZdirect Health Insurance via ING"},"backLink":{"textLink":{"url":"/en/personal/insurances","text":"Insurance"}}},"flexZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Care Finder","body":"CZ has contracts with over 45.000 healthcare providers regarding quality, maximum waiting times, and pricing. This means, for example, you don’t have to pay upfront and your bill is always covered. Are you looking for a healthcare provider?","image":{"transformBaseUrl":"https://assets.ing.com/transform/034d55f5-29f1-4830-b8aa-46ba70440eab/belgium-healthcare-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/5d1f05617b04e311/original/belgium-healthcare-1920.jpg","extension":"jpg"},"link":{"url":"https://zorgvinder.cz.nl/"},"promoText":"Find a Care Finder"},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Contact a nurse via chat","body":"Need to see a doctor for that annoying cough or stomach ache? Message a nurse and get online medical advice at a time that suits you. Also available if you have questions about your children's or parents' health.","image":{"transformBaseUrl":"https://assets.ing.com/transform/cf185a17-148e-42d9-a99b-5f7460e29b07/Large_MS-PPT_Web-Laughing-woman-in-a-green-hoodie-and-eyeglasses-using-a-mobile-phone","type":"image","width":1920,"original":"https://assets.ing.com/m/4fe042120894ad32/original/Large_MS-PPT_Web-Laughing-woman-in-a-green-hoodie-and-eyeglasses-using-a-mobile-phone.jpg","extension":"jpg"},"link":{"url":"https://www.cz.nl/extra/app-de-verpleegkundige"},"promoText":"Download the app"},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Jearly HealthCheck","body":"One in three Dutch people is in a pre-stage of diabetes or cardiovascular disease, but doesn’t know it. With the HealthCheck, you’ll discover the current state of your health and lifestyle. And you’ll immediately receive tips and support to help improve them.","image":{"transformBaseUrl":"https://assets.ing.com/transform/aa1c8571-e92a-463f-bf54-92a83f2d6546/Grandfather-playfully-hugs-grandson-on-the-beach","type":"image","width":3960,"altTextNL":"\"\"","original":"https://assets.ing.com/m/e84aa6dd5006af/original/Grandfather-playfully-hugs-grandson-on-the-beach.jpg","extension":"jpg"},"link":{"url":"https://www.cz.nl/extra/collectief/healthcheck"},"promoText":"Read more about the HealthCheck"},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Free FysioThuis app","body":"Mild neck pain or lower back pain? Download the Fysio Thuis app, take the test, and receive physiotherapy exercises tailored to your symptoms. All exercise programs are created by professional physiotherapists. Start using FysioThuis today.","image":{"transformBaseUrl":"https://assets.ing.com/transform/108d2d21-5454-4b58-bde1-e433b5ccb376/Side-view-of-a-man-massaging-his-friends-shoulders-she-is-wearing-a-flowery-dress-and-big-hoop-earrings","type":"image","width":5616,"original":"https://assets.ing.com/m/12bc80985381b652/original/Side-view-of-a-man-massaging-his-friends-shoulders-she-is-wearing-a-flowery-dress-and-big-hoop-earrings.jpg","extension":"jpg"},"link":{"url":"https://www.cz.nl/extra/fysio-thuis"},"promoText":"Download the app"},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Free SkinVision skin check","body":"Is that spot on your skin suspicious or just a mole? With the SkinVision app, you can check it easily and quickly. If the app assesses the spot as a risk, you'll receive advice to see your doctor.","image":{"transformBaseUrl":"https://assets.ing.com/transform/6b0728a1-f867-4717-b3f7-73540a3a6de8/Portrait-of-young-woman-standing-at-mirror-adjusting-necktie","type":"image","width":5472,"altTextEN":"\"","altTextNL":"\"","altTextFR":"\"","altTextDE":"\"","original":"https://assets.ing.com/m/42d5df4da0c9ecc7/original/Portrait-of-young-woman-standing-at-mirror-adjusting-necktie.jpg","extension":"jpg"},"link":{"url":"https://www.cz.nl/extra/controleer-uw-huid-met-skinvision"},"promoText":"Download the app"},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Extra training & coaching","body":"Looking for information about health, vitality, employability and/or resilience? Do you have complaints, trouble sleeping, want to live a healthier life or improve your employability? The FitzMe portal is here to help you.","image":{"transformBaseUrl":"https://assets.ing.com/transform/73d12013-7716-47c8-8847-c1d423469f05/Determined-sportswoman-in-boxing-gloves-training-with-personal-coach","type":"image","width":7585,"altTextNL":"\"\"","original":"https://assets.ing.com/m/3158795e4367a59d/original/Determined-sportswoman-in-boxing-gloves-training-with-personal-coach.jpg","extension":"jpg"},"link":{"url":"https://fitzme.nl/cz/register?lang=nl"},"promoText":"Discover the FitzMe portal"},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Sleep test","body":"Sleep is important for your recovery, immune system, and concentration. But how well do you actually sleep? With the online sleep test, you’ll find out in just 2 minutes. And you’ll immediately receive tips for a better night’s rest.","image":{"transformBaseUrl":"https://assets.ing.com/transform/c6775880-69cf-4816-9be8-183cf642fed6/Man-and-dog-lounging-together-on-bed-blissfully","type":"image","width":5472,"original":"https://assets.ing.com/m/465afb64f7922e0e/original/Man-and-dog-lounging-together-on-bed-blissfully.jpg","extension":"jpg"},"link":{"url":"https://www.cz.nl/extra/slaaptest"},"promoText":"Take the sleep test"},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Special offers and discounts","body":"As a CZdirect customer, you benefit from many advantages. Get discounts on glasses or contact lenses, or enjoy affordable access to the gym. Head over to the CZ Health Shop now. Whatever you're looking for, there's always something for you.","image":{"transformBaseUrl":"https://assets.ing.com/transform/b21e5882-4fe0-4d9e-a5bd-868e7a7b4aa8/Happy-kids-jumping-on-grandparents-on-beach","type":"image","width":5760,"altTextNL":"\"\"","original":"https://assets.ing.com/m/744b84127e44251d/original/Happy-kids-jumping-on-grandparents-on-beach.jpg","extension":"jpg"},"link":{"url":"https://www.cz.nl/extra/klantvoordeel"},"promoText":"See all offers"},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Waiting list mediation","body":"National standards have been established for waiting times in healthcare. Sometimes, the waiting time exceeds these standards. In such cases, you can request waiting list mediation, also on behalf of a loved one. A healthcare team advisor will then look into where you can get help sooner.","image":{"transformBaseUrl":"https://assets.ing.com/transform/43c420ba-58ee-44dd-bc05-3984d1e211cd/Serious-mature-clinician-in-whitecoat-answering-questions-of-online-patients","type":"image","width":848,"original":"https://assets.ing.com/m/74c2dad7a865cd85/original/Serious-mature-clinician-in-whitecoat-answering-questions-of-online-patients.jpg","extension":"jpg"},"link":{"url":"https://www.cz.nl/extra/wachtlijstbemiddeling"},"promoText":"How waiting list mediation works"},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Stress test","body":"Feeling stressed? Everyone knows the symptoms: poor sleep, irritability, constant worrying, fatigue - you name it. Find out if you're experiencing stress and get tips on how to manage it.","image":{"transformBaseUrl":"https://assets.ing.com/transform/8897ce8e-c20a-48a5-a373-4c68372fe9b6/Depressed-traveler-waiting-at-airport-after-flights-delays-and-cancellations","type":"image","width":1920,"original":"https://assets.ing.com/m/708890e5bdfb13e6/original/Depressed-traveler-waiting-at-airport-after-flights-delays-and-cancellations.jpg","extension":"jpg"},"link":{"url":"https://www.cz.nl/extra/stress-test"},"promoText":"Take the stress test"},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Second opinion","body":"A second opinion is the assessment of another doctor. You can request one if you have doubts about the treatment or diagnosis, or if the cause of your symptoms remains unclear. Your own specialist can also request a second opinion.","image":{"transformBaseUrl":"https://assets.ing.com/transform/e12cea42-6572-41e8-bf0d-a9d15e531015/Doctor-and-senior-woman-patient-telehealth","type":"image","width":799,"original":"https://assets.ing.com/m/1b40f42f3d7c29ab/original/Doctor-and-senior-woman-patient-telehealth.jpg","extension":"jpg"},"link":{"url":"https://www.cz.nl/extra/second-opinion"},"promoText":"How to request a second opinion"}]},{"componentType":"linkList","iconTitle":{"title":"Documents & information: service guide, terms and conditions"},"textLinks":[{"url":"https://assets.ing.com/m/310ecb14d7a641c0/original/CZdirect-Basisverzekering-voorwaarden-2026-EN.pdf","text":"CZdirect Basisverzekering (basic) insurance terms and conditions"},{"url":"https://assets.ing.com/m/5eaa76432ce2d384/original/ING-Buitenland-voorwaarden-2026-EN.pdf","text":"ING AV Buitenland+ (abroad) terms and conditions"},{"url":"https://assets.ing.com/m/4323780ee559822b/original/ING-Fysio-3-voorwaarden-2026-EN.pdf","text":"ING AV 3 Fysio+ (physical therapy) terms and conditions"},{"url":"https://assets.ing.com/m/19f92f8c77f17738/original/ING-Fysio-7-voorwaarden-2026-EN.pdf","text":"ING AV 7 Fysio+ (physical therapy) terms and conditions"},{"url":"https://assets.ing.com/m/4bedb1d08e2bcf6b/original/ING-Fysio-9-voorwaarden-2026-EN.pdf","text":"ING AV 9 Fysio+ (physical therapy) terms and conditions"},{"url":"https://assets.ing.com/m/10db5931b53339af/original/ING-Tand-100-voorwaarden-2026-EN.pdf","text":"ING AV Tand 100 (dental) terms and conditions"},{"url":"https://assets.ing.com/m/2601a00d44e39362/original/ING-Tand-250-voorwaarden-2026-EN.pdf","text":"ING AV Tand 250 (dental) terms and conditions"},{"url":"https://assets.ing.com/m/179dbef76e74acb6/original/ING-Tand-500-voorwaarden-2026-EN.pdf","text":"ING AV Tand 500 (dental) terms and conditions"},{"url":"https://assets.ing.com/m/d2c3437f183a14d/original/CZdirect-ongevallendekking-voorwaarden-2026-EN.pdf","text":"Accident coverage (physical therapy and dental) terms and conditions"},{"url":"https://assets.ing.com/m/62136cd8092a64eb/original/Dienstenwijzer-ING-CZ-112023.pdf","text":"CZ and ING service guide (in Dutch)"}]}]}}}