Third party car insurance provides cover to third parties in the event of an accident or incident. We've listed a few benefits:
High no-claim discounts if you don't cause damage
Damage assistance at home and abroad
Covered when you lend your car
Personalised policy with additional cover options
For non-life insurances, ING cooperates exclusively with Nationale-Nederlanden. ING mediates in these insurances and will act as your trusted point of contact. Read more about this partnership.
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It depends! What you'll pay is based on your age, how many claim-free years you've accrued, how old your car is and how much it's worth currently. The more claim-free years, the higher the discount on your premium.
"},"textLinks":[{"url":"https://assets.ing.com/m/1200154b535301fe/original/Polisvoorwaarden_ING_Autoverzekering_NL.pdf","text":"Car insurance policy terms and conditions (PDF)"}],"alignedImage":{"transformBaseUrl":"https://assets.ing.com/transform/6a4d75cd-1de4-4496-8dc3-394a7f66b80b/my-ing-lease-1920","original":"https://assets.ing.com/m/212d737a322bab92/original/my-ing-lease-1920.jpg","extension":"jpg"}},{"componentType":"cta","textLink":{"url":"/en/personal/insurances/car-insurance/apply-for-car-insurance","text":"Calculate your premium"}},{"componentType":"sectionTitle","title":"Manage your insurance in the app"},{"componentType":"paragraph","richBody":{"value":"View and manage your ING car insurance in the mobile banking app – just like your bank account. You can also easily make car insurance claims using the app. Should the unexpected happen, we're only a few taps away.
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For more peace of mind, you can upgrade your ING car insurance policy with optional extra covers like legal aid, damage to occupants and breakdown cover (Pechdienst) in the Netherlands or across Europe.
Say you accidentally hit a cyclist who crosses the road without looking first. The Dutch Road Traffic Act protects ‘weaker’ road users and stipulates that as a motorist, you must pay at least 50% of the cyclist's damages. Your insurance will cover these damages, even though you weren't to blame. In such cases, our No blame, No claim scheme applies to ING customers. Since you're not at fault for the damage, your claim-free discount won't be affected, and your claim-free years won't be reduced.
"},"textLinks":[{"url":"/particulier/verzekeren/autoverzekering/no-blame-no-claim","text":"Read more about No blame, No claim"}]},{"componentType":"sectionTitle","title":"Insuring a second car"},{"componentType":"paragraph","richBody":{"value":"If you buy a second car, you'll get a discount on your premium if you take out ING car insurance for it. This also applies to the third or fourth car in your household. It doesn't matter who these cars belong to, as long as the registered owners all share the same address.
"},"textLinks":[{"url":"/particulier/verzekeren/autoverzekering/autoverzekering-tweede-auto","text":"Read more about insuring additional cars"}]},{"componentType":"sectionTitle","title":"Replacing or selling your car"},{"componentType":"paragraph","richBody":{"value":"Thinking of replacing your car? Or are you selling it with no plans to buy a new one? Check out our handy car insurance hacks.
"},"textLinks":[{"url":"/particulier/verzekeren/autoverzekering/je-auto-vervangen-of-verkopen","text":"More about replacing or selling your car"}]},{"componentType":"sectionTitle","title":"Other types of cover"},{"componentType":"paragraph","richBody":{"value":"Third party plus (WA Plus)
Protects you against damage caused to third parties, plus theft, windscreen damage and damage caused by storms. It's a more comprehensive cover compared to third party (WA) and is most often taken out for cars that are between 7 and 11 years old. Read more about third party plus cover.
Comprehensive (All Risk)
The highest level of car insurance. It covers all types of damage, even if it's caused by you. That's why comprehensive cover is the most popular cover type for cars up to 7 years old. Read more about comprehensive cover.
"},"textLinks":[{"url":"/particulier/verzekeren/autoverzekering/keuzehulp","text":"Need help deciding? Find out which type of cover is best for you"}]},{"componentType":"sectionTitle","title":"Not an ING customer yet? Join us within minutes"},{"componentType":"paragraph","richBody":{"value":"If you don't have an ING current account and would like to take out insurance, you can do so with your phone – it's quick and easy.
"}},{"componentType":"sectionTitle","title":"Free switch service"},{"componentType":"paragraph","richBody":{"value":"Cancelling your insurance is much easier than it used to be. Most insurers will let you cancel daily, so you won't be stuck with it for the rest of the year. You can cancel your insurance for free at Opzeggen.nl
All that's left for you to do is press send! Opzeggen.nl will send the letter to your old insurer for free and you'll receive a confirmation email immediately after.
For this non-life insurance, ING works together with Nationale-Nederlanden. ING acts as an intermediary for this insurance and is your trusted point of contact. Through ING, you can take out, view, change, and cancel the insurance. You can also report a claim to Nationale-Nederlanden via the ING app or Mijn ING. Nationale-Nederlanden is the insurer that offers this insurance under the ING brand, exclusively for ING customers. Nationale-Nederlanden collects your premium and pays out any applicable claims. ING receives an ongoing commission for mediating this insurance in the form of a fixed percentage of the premium.
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