{"type":"document","data":{"id":"1cb4dd26-1e7c-47ab-a546-f4d810e7b27f","localeString":"en-GB","publishDate":"2026-03-13T17:24:29.292+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"With WA Plus and WA All Risk Car Insurance, theft of the car and/or accessories is covered. With WA car insurance, theft is not covered."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"ING Car Insurance offers three types of coverage: WA, WA Plus, and WA All Risk. It's important to know that not all policies include theft protection.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/102436dd-0d3b-4d66-8284-dd120f0e2eeb/which-car-for-your-company-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/14c8cc8dc2979872/original/which-car-for-your-company-1920.jpg","extension":"jpg"},"title":"Has your car been stolen? What Does Car Insurance Cover?"},"backLink":{"textLink":{"url":"/en/personal/insurances","text":"Insurance"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","title":"Which car insurance covers theft?","richBody":{"value":"<p>Both WA Plus and WA All Risk insurance provide coverage for theft of your car and its accessories. The table below gives an easy-to-read summary of what each coverage includes beyond theft.</p><p><strong>Please note</strong>: Third-party car insurance does not protect against theft. </p><table><thead><tr><th /><th>WA </th><th>WA Plus</th><th>WA All risk</th></tr></thead><tbody><tr><td>Liability for damage to third parties </td><td><span class=\"check-mark\"> </span> </td><td><span class=\"check-mark\"> </span> </td><td><span class=\"check-mark\"> </span> </td></tr><tr><td>Help with damage at home and abroad</td><td><span class=\"check-mark\"> </span> </td><td><span class=\"check-mark\"> </span> </td><td><span class=\"check-mark\"> </span> </td></tr><tr><td>Car theft + Accessories</td><td> </td><td><span class=\"check-mark\"> </span> </td><td><span class=\"check-mark\"> </span> </td></tr><tr><td>Windshield damage</td><td> </td><td><span class=\"check-mark\"> </span> </td><td><span class=\"check-mark\"> </span> </td></tr><tr><td>Damage to your car, caused by causes <br />such as theft, fire, storm and natural disasters</td><td> </td><td><span class=\"check-mark\"> </span> </td><td><span class=\"check-mark\"> </span> </td></tr><tr><td>Accessories up to € 2,500 co-insured </td><td> </td><td><span class=\"check-mark\"> </span> </td><td><span class=\"check-mark\"> </span> </td></tr><tr><td>Replacement value scheme in the event of theft and total loss </td><td> </td><td><p>1 year </p><p>Possibility to extend to 3 years </p></td><td><p>1 year </p><p>Possibility to extend to 3 years </p></td></tr><tr><td>Purchase value scheme in the event of theft and total loss </td><td> </td><td><p>1 year </p><p>Possibility to extend to 3 years </p></td><td><p>1 year </p><p>Possibility to extend to 3 years </p></td></tr><tr><td>Damage to your car, regardless of the cause</td><td> </td><td> </td><td><span class=\"check-mark\"> </span> </td></tr><tr><td>Damage due to vandalism </td><td> </td><td> </td><td><span class=\"check-mark\"> </span> </td></tr><tr><td>Assistance in the event of damage expanded </td><td> </td><td> </td><td><span class=\"check-mark\"> </span> </td></tr></tbody></table>"},"textLinks":[{"url":"https://assets.ing.com/m/1200154b535301fe/original/Polisvoorwaarden_ING_Autoverzekering_NL.pdf","text":"Car insurance policy terms and conditions (PDF)"}]},{"componentType":"paragraph","title":"What should you do if your car is stolen?","richBody":{"value":"<p>If your car is stolen or broken into, notify the police right away. Also, contact ING Insurance Claims Department at 088 66 33 444 before arranging any repairs or towing, especially if accessories have been stolen. We can assist with repair arrangements and provide helpful advice, such as documenting everything thoroughly and taking photos to ensure a smooth claims process.</p>"}},{"componentType":"paragraph","title":"How to prevent car theft","richBody":{"value":"<p>It’s best to be proactive about protecting your vehicle. Here are some tips: </p><ul><li><p>Always use your steering lock when parking. </p></li></ul><ul><li><p>Never leave valuables like tablets, smartphones, laptops, cameras, or wallets visible in your car. </p></li></ul><ul><li><p>Try to park in well-lit areas at night so your car is more visible; thieves are less likely to target cars in lit spaces. </p></li></ul><ul><li><p>Consider adding additional security features, such as a handbrake lock, immobiliser, or advanced alarm system. </p></li></ul><ul><li><p>Some drivers leave their glove compartment open intentionally, signaling there’s nothing of value inside. </p></li></ul><p>If your car is stolen despite these precautions, report it to the police immediately and call ING Insurance Claims Department at 088 66 33 444. </p>"},"textLinks":[{"url":"/particulier/verzekeren/autoverzekering/schade-melden","text":"Read more about reporting car damage"}]},{"componentType":"linkList","iconTitle":{"title":"Insurance"},"textLinks":[{"url":"/en/personal/insurances/annual-travel-insurance","text":"Travel insurance"},{"url":"/en/personal/insurances/car-insurance","text":"Car insurance"},{"url":"/en/personal/insurances/home-insurance","text":"Home insurance"},{"url":"/en/personal/insurances/liability-insurance","text":"Liability insurance"},{"url":"/en/personal/insurances/legal-expenses-insurance","text":"Legal expenses insurance"},{"url":"/en/personal/insurances/student-insurance","text":"Student insurance"},{"url":"/en/personal/insurances/czdirect-health-insurance","text":"Health insurance"},{"url":"/en/personal/insurances","text":"All insurance"}]}]}}}