{"type":"document","data":{"id":"83dad788-b81f-4647-8307-b14218b6900a","localeString":"en-GB","publishDate":"2026-03-13T17:34:57.752+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Are you planning to trade in your car for another one soon? Or are you selling your current car first and not yet sure when you’ll buy a new one?"},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Are you planning to trade in your car soon? Or are you selling your current car first and not sure when you will buy a new one? There are several smart ways to manage your current car insurance - read our tips below.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/b12fa40a-4afc-404d-a3e2-6b6e8df4b0b3/ING-communication-rules-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/49ef7f4dac2727d9/original/ING-communication-rules-1920.jpg","extension":"jpg"},"title":"Trading in or selling your car?","subtitle":"Read our smart insurance tips"},"backLink":{"textLink":{"url":"/en/personal/insurances","text":"Insurance"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Trading in"},{"componentType":"paragraph","richBody":{"value":"<p>Are you about to buy a new car and trading in your old one as part of the deal? You can easily continue your current ING Car Insurance with your new car details. Just call the ING Insurance department at Nationale-Nederlanden. They will make sure your insurance is automatically updated when the trade-in happens. That way, you can drive away from the dealership knowing your new car is properly insured.</p><p>Contact: <a href=\"tel:+31202288888\">020 22 88 888</a>.</p><p> </p>"},"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/39005315-b10e-44db-94cb-cbbae3f9bf1c/ing-business-loan-car-1920","original":"https://assets.ing.com/m/6f3fc81aeb81b134/original/ing-business-loan-car-1920.jpg","extension":"jpg"}},{"componentType":"sectionTitle","title":"Selling first"},{"componentType":"paragraph","richBody":{"value":"<p>If you choose to sell your old car before buying a new one, you’ll be without a car for a while. The best option is to temporarily suspend your current ING Car Insurance (<a data-type=\"internal\" href=\"/particulier/verzekeren/autoverzekering/autoverzekering-tijdelijk-stopzetten\">read more about temporary suspension</a>) until you have a new car. You won’t pay any premiums during this time, but you can easily insure your new car under the same ING Car Insurance within 180 days (<a data-type=\"internal\" href=\"/en/personal/insurances/car-insurance\">read more about ING Car Insurance</a>). Once you know which car you’re getting, contact the ING Insurance department again. They’ll ensure your insurance is activated in time for your new car.</p><p>Tip: One of the benefits of suspending is that your no-claim years are preserved for up to three years.<br />Contact: <a href=\"tel:+31202288888\">020 22 88 888</a>.</p><ul class=\"check-mark\"></ul>"},"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/5267eeb9-2def-4ac2-ac13-5b6e154a1611/car-loan-1920","original":"https://assets.ing.com/m/79cf505901abfbcc/original/car-loan-1920.jpg","extension":"jpg"}},{"componentType":"sectionTitle","title":"No car for now"},{"componentType":"paragraph","richBody":{"value":"<p>Maybe you won’t need a car for a while? Then you can sell your car without planning to buy a new one. The choice is yours. If you expect to buy a car again within six months, you can suspend your ING Car Insurance to preserve your no-claim years. Of course, you can also choose to cancel your ING Car Insurance permanently (<a data-type=\"unknown\">read more about cancelling your ING Car Insurance</a>). In both cases, contact the ING Insurance department at Nationale-Nederlanden.</p><p>Contact: <a href=\"tel:+31202288888\">020 22 88 888</a>.</p>"},"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/52b57a4f-3d47-43e6-91d3-36568f5f8e77/Two-colleagues-laugh-while-having-coffee-together-on-outdoor-terrace","altTextEN":"\"","altTextNL":"\"","altTextFR":"\"","altTextDE":"\"","original":"https://assets.ing.com/m/22bd6a74aa4c01c5/original/Two-colleagues-laugh-while-having-coffee-together-on-outdoor-terrace.jpg","extension":"jpg"}},{"componentType":"sectionTitle","title":"Switching to lease"},{"componentType":"paragraph","richBody":{"value":"<p>Do you have a lease car through work? Or are you switching to private lease soon? Then the insurance is usually included in the lease contract. The leasing company, as the car’s owner, is required to arrange the insurance. You won’t build up <a data-type=\"internal\" href=\"/particulier/verzekeren/autoverzekering/wat-zijn-schadevrije-jaren\">no-claim years</a> like you do with your own insurance. If you later switch back to owning a car, ask your leasing company for a statement of your claims history. This statement helps determine your new no-claim discount and remains valid for three years after the lease ends.</p><p>Tip: With financial lease arrangements, you become the car’s owner at the end of the lease period and must arrange insurance yourself.</p><p>Contact: <a href=\"tel:+31202288888\">020 22 88 888</a>.</p>"},"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/1ccccc6a-caac-459e-b384-7cd6da4a88bb/ing-lease-car-1920","original":"https://assets.ing.com/m/131a6ec68776b7f5/original/ing-lease-car-1920.jpg","extension":"jpg"}},{"componentType":"sectionTitle","title":"Switching to another insurer"},{"componentType":"paragraph","richBody":{"value":"<p>Want to cancel your ING Car Insurance and switch to another insurer? We’re sorry to see you go. Roadside assistance, liability, replacement transport, or damage repair—ING Car Insurance offers broad coverage and excellent service. And of course, you can always adjust your coverage. Have you checked whether a different coverage (<a data-type=\"internal\" href=\"/en/personal/insurances/car-insurance/decision-aid\">read more about cover options</a>) might suit you better? Have you calculated your premium with a voluntary deductible? There are many ways to tailor your insurance to your needs. Contact the ING Insurance department at Nationale-Nederlanden to explore your options.</p><p>Contact: <a href=\"tel:+31202288888\">020 22 88 888</a>.</p>"}},{"componentType":"cta","textLink":{"url":"/en/personal/insurances/car-insurance","text":"Explore the possibilities of ING Car Insurance"}},{"componentType":"linkList","iconTitle":{"title":"Frequently asked questions"},"textLinks":[{"url":"/particulier/verzekeren/autoverzekering/aanvullende-dekkingen-autoverzekering","text":"What additional coverage options are available?"},{"url":"/particulier/verzekeren/autoverzekering/auto-verzekeren-partner","text":"Can I also insure my partner’s car?"},{"url":"/particulier/verzekeren/autoverzekering/diefstal","text":"What should I do in case of theft?"},{"url":"/en/personal/insurances/car-insurance/what-is-the-bonus-malus-system","text":"What is the bonus-malus-ladder?"},{"url":"/en/personal/insurances/car-insurance/current-market-value-of-the-car","text":"How is the current market value of my car determined?"}]},{"componentType":"linkList","iconTitle":{"title":"Documents & information"},"textLinks":[{"url":"https://assets.ing.com/m/1200154b535301fe/original/Polisvoorwaarden_ING_Autoverzekering_NL.pdf","text":"Car insurance policy terms and conditions (PDF)"},{"url":"https://verzekeringskaarten.nl/ing/Autoverzekering-WA","text":"Informationdocument Autoverzekering WA"},{"url":"https://verzekeringskaarten.nl/ing/Autoverzekering-WA-Extra","text":"Informationdocument Autoverzekering WA Extra"},{"url":"https://verzekeringskaarten.nl/ing/Autoverzekering-WA-Casco","text":"Informationdocument Autoverzekering WA Casco (All-Risk)"},{"url":"https://verzekeringskaarten.nl/ing/Schadeverzekering-Inzittenden","text":"Informationdocument Schadeverzekering Inzittenden"},{"url":"/particulier/verzekeren/autoverzekering/schade-melden","text":"About damage repair and reporting damage"},{"url":"https://assets.ing.com/m/ea2ab8470499ca36/original/ING_Europees-schadeformulier.pdf","text":"European claim form (PDF)"},{"url":"https://assets.ing.com/m/2db3ae1bc920fc3f/original/Voorwaarden-tevredenheidsgarantie_tcm_2022_162-101610_tcm162-101610.pdf","text":"Customer satisfaction guarantee (PDF)"},{"url":"https://assets.ing.com/m/87573396e3d495aa/original/Samenwerking-Nationale-Nederlanden-English.pdf","text":"Nationale-Nederlanden and ING service guide"}]}]}}}