{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Get professional legal assistance in a traffic accident involving the insured car. Find out what is and is not covered by the Module Legal expenses.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What exactly do you get?"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span>You can get legal assistance with:</span></span></span></span></span></span></p><ul><li><span><span><span><strong><span lang=\"EN-GB\" dir=\"ltr\"><span><span>Damage or injury caused by road traffic, whether or not a vehicle is involved</span></span></span></strong></span></span></span><br />For example, if the other party denies liability or refuses to pay.<br /><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span>For example, if you suffer an injury as a pedestrian and wish to claim compensation from the other party</span></span></span></span></span></span></li></ul><p> </p><ul><li><span><span><span><strong><span lang=\"EN-GB\" dir=\"ltr\"><span><span>Disputes with a repair shop or car dealer</span></span></span></strong></span></span></span><br /><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span>About the maintenance, purchase or sale of your vehicle. This applies only to members of BOVAG or FOCWA.</span></span></span></span></span></span></li></ul><p> </p><ul><li><span><span><span><strong><span lang=\"EN-GB\" dir=\"ltr\"><span><span>Hassle with renting or leasing a vehicle</span></span></span></strong></span></span></span><br /><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span>If you are going to use the vehicle yourself.</span></span></span></span></span></span></li></ul><p> </p><ul><li><span><span><span><strong><span lang=\"EN-GB\" dir=\"ltr\"><span><span>Certain traffic-related criminal or disciplinary cases</span></span></span></strong></span></span></span><br /><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span>For example, if you are summoned to appear in court for a traffic offence.</span></span></span></span></span></span><br /><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span>For example, if you are facing criminal proceedings for a traffic offence. You will then receive legal assistance in that case. </span></span></span></span></span></span></li></ul><p><br /><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span>Has a traffic dispute arisen as a result of an accident in which you and your family were involved? Then </span></span></span>all of you<span lang=\"EN-GB\" dir=\"ltr\"><span><span> are covered for legal aid in the event of damage to property and personal injury.</span></span></span></span></span></span></p>"}},{"componentType":"sectionTitle","title":"Traffic legal aid cover: what is and isn’t covered?"},{"componentType":"paragraph","richBody":{"value":"<p><span lang=\"EN-GB\" dir=\"ltr\"><span><span>Add this cover and legal experts will help you with road traffic disputes.</span></span></span></p>"}},{"comparisonCardList":[{"subtitle":"You and your family are entitled to legal aid in the following situations, amongst others:","title":"Included in the insurance","usps":[{"body":"Recovering losses in road traffic accidents","iconType":"check-mark"},{"body":"In the event of a traffic-related legal dispute","iconType":"check-mark"},{"body":"Disputes with your authorised dealer or a BOVAG or FOCWA-affiliated company regarding the sale, purchase or servicing of a vehicle","iconType":"check-mark"},{"body":"Disputes over a hire or lease agreement for a vehicle that you use yourself","iconType":"check-mark"},{"body":"Legal assistance with criminal and disciplinary cases relating to road traffic offences","iconType":"check-mark"}]},{"title":"Not included","usps":[{"body":"You are not entitled to legal assistance in the following situations, amongst others:","iconType":"cross"},{"body":"Existing disputes or situations the cause of which already existed before this insurance policy was taken out","iconType":"cross"},{"body":"Expenses you incur without our permission","iconType":"cross"},{"body":"Situations in which you have deliberately broken the law or were not authorised to drive the vehicle","iconType":"cross"},{"body":"Using your vehicle for commercial lease or for the transport of passengers or goods in return for payment[","iconType":"cross"}]}],"componentType":"comparisonCards","title":"Included in the insurance,Not included"},{"componentType":"sectionTitle","title":"Additional Modules"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span>Traffic Legal Aid is one of the optional modules you can choose with your ING car insurance. For extra peace of mind on the road.</span></span></span></span></span></span></p><p><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span>Do you already have ING Traffic Legal Aid Insurance with the Traffic cover module? In that case, you’re already covered for the above. </span></span></span></span></span></span></p><p> </p>"},"textLinks":[{"text":"Find out more about all the additional modules","url":"/en/personal/insurances/car-insurance/additional-coverages-for-car-insurance"}]},{"componentType":"sectionTitle","title":"Who provides legal aid?"},{"componentType":"paragraph","richBody":{"value":"<p><span lang=\"EN-GB\" dir=\"ltr\"><span><span>With our Traffic Legal Aid insurance, you’ll always have someone looking out for you. Are you having trouble with a traffic issue? Then you are entitled to advice and assistance from the Dutch Legal Aid Foundation (NRS) in Rotterdam. They know exactly what’s involved and will get to work for you.</span></span></span></p>"}},{"componentType":"cta","textLink":{"text":"Calculate your premium","url":"https://mijn.ing.nl/banking/mobile/insurances/retail/car?EW=true"}},{"componentType":"paragraph","richBody":{"value":"<p>In the ING app and My ING, you can manage many insurance-related matters 24/7, such as reporting damage, adjusting, or canceling your policy.</p>"},"textLinks":[{"text":"Fix it here","url":"https://mijn.ing.nl/banking/insurances/services?EW=true"}],"title":"Do you have insurance through ING?"},{"componentType":"linkList","iconTitle":{"title":"Documents & information"},"textLinks":[{"text":"Information documentThird-party Liability Car insurance","url":"https://assets.ing.com/asset/2071f5e8-ff62-4142-8a33-c390877dd0d4/Information-document-ING-Car-Insurance-WA-VMAL-ENG.pdf"},{"text":"Information document Limited Casco Car insurance","url":"https://assets.ing.com/asset/1aabe3b7-1c6b-4ee9-8a58-248cdfac4f9a/Information-document-ING-Car-Insurance-Limited-Casco-VMAL-ENG.pdf"},{"text":"Information document All Risk Car insurance","url":"https://assets.ing.com/asset/3eb1e3e8-f43a-4577-844a-0e166555bb94/Information-document-ING-Car-Insurance-All-Risk-VMAL-ENG.pdf"},{"text":"Terms and conditions ING Car insurance","url":"https://assets.ing.com/asset/6cbe2e24-6caa-43ee-bc83-976caaf76de4/Terms-and-conditions-ING-Car-insurance-VMAL-ENG.pdf"},{"text":"Europees schadeformulier (PDF)","url":"https://assets.ing.com/m/ea2ab8470499ca36/original/ING_Europees-schadeformulier.pdf"}]},{"componentType":"paragraph","richBody":{"value":"<p>With ING, you can easily take out insurance, manage it, and report claims via the ING app or My ING. ING acts as your authorized agent and acts on behalf of insurers. We assess insurance applications, collect premiums, and ensure smooth claims processing.</p>"},"textLinks":[{"text":"Learn more about our role as a power of attorney and who we work with.","url":"/en/personal/insurances/managing-general-agent"}],"title":"You choose, we handle it"}]},"hasMacro":false,"id":"635ba76c-3850-41e2-bd68-54c51f64a93f","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Insurance","url":"/en/personal/insurances"}},"componentType":"productHeader","coreHeader":{"body":"A collision, damage or a problem with a car repair shop? That's a nuisance. Especially if you can’t sort it out together. With the supplementary Traffic Legal Aid module, you’ll receive legal assistance worldwide in the event of traffic-related disputes or as the owner of a vehicle, such as your car. That way, you won’t be on your own.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/35ea6f5b2b9ecebf/original/Man-smiles-at-camera-while-donkey-peers-into-car.jpg","publishedAt":"2021-12-21T00:00:00Z","transformBaseUrl":"https://assets.ing.com/transform/996c83a0-2c7d-4551-9f68-fcaa8df11a7f/Man-smiles-at-camera-while-donkey-peers-into-car","type":"image","updatedAt":"2022-11-14T16:47:25Z","width":6000},"subtitle":"In a traffic dispute? You’re not on your own.","title":"Traffic Legal Aid"},"cta":{"componentType":"cta","textLink":{"text":"Calculate your premium","url":"https://mijn.ing.nl/banking/mobile/insurances/retail/car?EW=true"}},"secondaryCta":{"textLink":{"text":"Not an ING customer? Calculate here","url":"/en/personal/insurances/car-insurance/apply-for-car-insurance"}}},"publishDate":"2026-07-27T15:59:29.130+02:00"}}