{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"The Car insurance module damage to occupants provides compensation for material damage and personal injury to you and your passengers. Read more here.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What is insured?"},{"componentType":"paragraph","richBody":{"value":"

This cover provides financial security in the event of:

"}},{"comparisonCardList":[{"title":"What is covered?","usps":[{"body":"Injuries to the driver and passengers","iconType":"check-mark"},{"body":"Permanent disability","iconType":"check-mark"},{"body":"Costs in the event of death","iconType":"check-mark"},{"body":"Damage to personal belongings such as clothing, luggage and other items in the car","iconType":"check-mark"}]},{"title":"What is not covered?","usps":[{"body":"Losses in excess of €1,000,000","iconType":"cross"},{"body":"Damage to your own car or trailer","iconType":"cross"},{"body":"Damage that is already covered by another insurance policy","iconType":"cross"},{"body":"25% reduction in benefits if a seatbelt was not worn","iconType":"cross"},{"body":"Damage caused by wilful misconduct or driving without a valid driving licence","iconType":"cross"}]}],"componentType":"comparisonCards","title":"What is covered?,What is not covered?"},{"componentType":"paragraph","richBody":{"value":"

An accident can have serious financial consequences. For example:

With this cover, you are guaranteed a generous payout that always reflects the actual loss.

"},"title":"Why choose this cover?"},{"componentType":"paragraph","richBody":{"value":"

Yes, you’ll still be properly insured in that case too. All passengers together are covered up to a total of €1 million. That brings a sense of calm, even when the situation is serious.

"},"title":"Does this also apply in the event of permanent disability?"},{"componentType":"cta","textLink":{"text":"Calculate your premium","url":"https://mijn.ing.nl/banking/mobile/insurances/retail/car?EW=true"}},{"componentType":"paragraph","richBody":{"value":"

In the ING app and My ING, you can manage many insurance-related matters 24/7, such as reporting damage, adjusting, or canceling your policy.

"},"textLinks":[{"text":"Fix it here","url":"https://mijn.ing.nl/banking/insurances/services?EW=true"}],"title":"Do you have insurance through ING?"},{"componentType":"linkList","iconTitle":{"title":"Documents & information"},"textLinks":[{"text":"Information documentThird-party Liability Car insurance","url":"https://assets.ing.com/asset/2071f5e8-ff62-4142-8a33-c390877dd0d4/Information-document-ING-Car-Insurance-WA-VMAL-ENG.pdf"},{"text":"Information document Limited Casco Car insurance","url":"https://assets.ing.com/asset/1aabe3b7-1c6b-4ee9-8a58-248cdfac4f9a/Information-document-ING-Car-Insurance-Limited-Casco-VMAL-ENG.pdf"},{"text":"Information document All Risk Car insurance","url":"https://assets.ing.com/asset/3eb1e3e8-f43a-4577-844a-0e166555bb94/Information-document-ING-Car-Insurance-All-Risk-VMAL-ENG.pdf"},{"text":"Terms and conditions ING Car insurance","url":"https://assets.ing.com/asset/6cbe2e24-6caa-43ee-bc83-976caaf76de4/Terms-and-conditions-ING-Car-insurance-VMAL-ENG.pdf"},{"text":"Europees schadeformulier (PDF)","url":"https://assets.ing.com/m/ea2ab8470499ca36/original/ING_Europees-schadeformulier.pdf"}]},{"componentType":"paragraph","richBody":{"value":"

With ING, you can easily take out insurance, manage it, and report claims via the ING app or My ING. ING acts as your authorized agent and acts on behalf of insurers. We assess insurance applications, collect premiums, and ensure smooth claims processing.

"},"textLinks":[{"text":"Learn more about our role as a power of attorney and who we work with.","url":"/en/personal/insurances/managing-general-agent"}],"title":"You choose, we handle it"}]},"hasMacro":false,"id":"10d6a205-66f4-4113-8aa1-b1389e694da6","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Insurance","url":"/en/personal/insurances"}},"componentType":"productHeader","coreHeader":{"body":"Accidents happen. And when they happen, you’ll want both you and your passengers to be properly insured. With the supplementary Passenger Insurance, you are covered for up to €1 million, regardless of who is at fault. So that means extra peace of mind for you and your passengers. And you can manage everything via the ING App or My ING. Simple, quick and entirely digital, wherever you are.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/672bd17846aa852c/original/segmentationpolicycar-1920.jpg","publishedAt":"2022-10-05T09:53:19Z","transformBaseUrl":"https://assets.ing.com/transform/c9c1d7f2-f21b-448e-9484-7a7230c9f67d/segmentationpolicycar-1920","type":"image","updatedAt":"2022-10-05T09:54:55Z","width":1920},"subtitle":"Passenger insurance is an optional add-on to your car insurance","title":"Passenger cover with your ING Car Insurance"},"cta":{"componentType":"cta","textLink":{"text":"Calculate your premium","url":"https://mijn.ing.nl/banking/mobile/insurances/retail/car?EW=true"}},"secondaryCta":{"textLink":{"text":"Not an ING customer? Calculate here","url":"/en/personal/insurances/car-insurance/apply-for-car-insurance"}}},"publishDate":"2026-07-27T15:58:18.598+02:00"}}