{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Has your car been damaged? Or do you have a broken car window? You can visit a repair shop from our certified damage repair network. Read more","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"ING Car Insurance taken out before 27 July 2026"},{"componentType":"paragraph","richBody":{"value":"<p>Did you take out ING Car Insurance before 27 July 2026? If so, your policy number starts with a digit.</p>"}},{"accordionList":[{"richBody":{"value":"<p>Chip, scratch or crack? Get your windshield repaired or replaced by a repairer from Nationale-Nederlanden’s damage repair network. These are all certified repairers affiliated with <a href=\"http://www.glasgarant.nl/\">Glasgarant</a>.</p><p>Benefits of reporting your damage via Glasgarant:</p><ul><li>You don’t pay any additional deductible (only your chosen deductible applies)</li><li>You don’t need to pay the repair costs upfront</li></ul><p>If you choose a repairer outside the Glasgarant network, you’ll pay a deductible of €150 for windshield repair and €400 for windshield replacement, on top of your chosen deductible.</p>"},"title":"Damage to your car’s windshield?"},{"richBody":{"value":"<p>Has your car been damaged? You can visit a repair shop from our certified network. These are all repairers affiliated with Schadegarant.</p><p>Benefits of reporting your damage via Schadegarant:</p><ul><li>No additional deductible (only your chosen deductible applies)</li><li>Free replacement car during repairs</li><li>No need to pay repair costs upfront</li></ul><p>If you choose a repair shop outside our network, an additional deductible of €400 applies.</p><p>Please note:<br />If you’ve opted for an additional deductible, you’ll always pay this amount as stated in your policy, even when using Glasgarant or Schadegarant.</p>"},"title":"Vehicle damage?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"ING Car Insurance taken out after 26 July 2026"},{"componentType":"paragraph","richBody":{"value":"<p>Did you take out ING Car Insurance after 26 July 2026? Then your policy number starts with a letter.</p><p><strong><span lang=\"EN-US\" dir=\"ltr\"><span>Please note</span></span></strong><span lang=\"EN-US\" dir=\"ltr\"><span>: Always report your damage to us online first. Then, wait for approval for the repair from our claims department. This way, you can be certain in advance that the damage will be covered.</span></span></p>"}},{"accordionList":[{"richBody":{"value":"<p><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span>A chip, scratch or crack in your windscreen? Once our claims department has given its approval, you can contact Autotaalglas, Carglass or a Schadenet repair shop. They know exactly what to do and will get you back on the road in no time.</span></span></span></span></span></span></p><p><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span>Would you prefer to go to your own brand dealer, or a BOVAG or Focwa-accredited repair shop? That works too! But please note: you will then have to pay a personal contribution, unless you have opted for the ‘Free Choice of Repair’ module.</span></span></span></span></span></span></p><p><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span>And what about the excess? That’s stated on your policy schedule. You opt for the excess of your choice. </span></span></span></span></span></span></p>"},"title":"Has your car’s windscreen been damaged?"},{"richBody":{"value":"<p><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span>Has your car been damaged? Once our claims department has given its approval, you can contact a Topherstel repair shop. They’re ready to assist you.</span></span></span></span></span></span></p><p><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span>What are the benefits of reporting a claim with Topherstel?</span></span></span></span></span></span></p><ul><li><span lang=\"EN-GB\" dir=\"ltr\"><span><span>You only pay your selected excess. No extra charges</span></span></span></li><li><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span>You’ll be provided with a replacement car free of charge</span></span></span></span></span></span></li><li><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span>You don’t have to pay anything up front</span></span></span></span></span></span></li></ul><p><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span>This way, your repair will be sorted quickly and easily. That helps. </span></span></span></span></span></span></p><p> </p><p><strong>Repair of dent damage</strong></p><table><tbody><tr><td><p> </p></td><td><p><strong>Topherstel </strong></p></td><td><p><strong>Other repair shop </strong></p></td></tr><tr><td><p>Without the Free Choice of Repair module</p></td><td><p>100% reimbursement</p></td><td><p>€ 500 own contribution</p></td></tr><tr><td><p>With the Free Choice of Repair module</p></td><td><p>100% reimbursement</p></td><td><p>100% reimbursement</p></td></tr></tbody></table>"},"title":"(Bodywork) damage to your car?"},{"richBody":{"value":"<table><tbody><tr><td><p><strong>Autotaalglas, Carglass, Schadenet </strong></p></td><td><p><strong>Brand dealer, BOVAG, Focwa </strong></p></td><td><p><strong>Andere hersteller </strong></p></td></tr><tr><td><p>Without the Free Choice of Repair module</p></td><td><p>100% reimbursement</p></td><td><p>Windscreen repair: € 250 excess<br />Windscreen replacement:  <br />€ 500 own contribution</p></td><td><p>No reimbursement</p></td></tr><tr><td><p>With the Free Choice of Repair module</p></td><td><p>100% reimbursement</p></td><td><p>100% reimbursement</p><p> </p></td><td><p>Windscreen repai: € 250 own contribution </p><p> <br />Windscreen replacement:  <br />€ 500 own contribution</p></td></tr></tbody></table>"},"title":"Windscreen damage"}],"componentType":"accordion"},{"componentType":"cta","textLink":{"text":"Report a claim","url":"https://mijn.ing.nl/banking/insurances/services?EW=true"}},{"componentType":"linkList","iconTitle":{"title":"Insurance"},"textLinks":[{"text":"Travel insurance","url":"/en/personal/insurances/annual-travel-insurance"},{"text":"Car insurance","url":"/en/personal/insurances/car-insurance"},{"text":"Home insurance","url":"/en/personal/insurances/home-insurance"},{"text":"Liability insurance","url":"/en/personal/insurances/liability-insurance"},{"text":"Legal expenses insurance","url":"/en/personal/insurances/legal-expenses-insurance"},{"text":"Student insurance","url":"/en/personal/insurances/student-insurance"},{"text":"Health insurance","url":"/en/personal/insurances/czdirect-health-insurance"},{"text":"All insurance","url":"/en/personal/insurances"}]}]},"hasMacro":false,"id":"9dd0e1eb-3868-4b3e-895a-e9352aeab96d","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Insurance","url":"/en/personal/insurances"}},"componentType":"productHeader","coreHeader":{"body":"Has your car got a dent, or is there a chip in your windscreen? We’ve got you covered. Use the repair network to quickly find a reliable repair shop in your area. And you can manage everything via the ING App or My ING. Simple, quick and entirely digital, wherever you are.That way, your car will look spick and span again in no time.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/3cd4b217915123ec/original/overdraft-1920.jpg","publishedAt":"2022-08-23T12:10:43Z","transformBaseUrl":"https://assets.ing.com/transform/b0d86072-880c-44ca-abf4-758a0ea098f1/overdraft-1920","type":"image","updatedAt":"2022-08-23T12:14:41Z","width":1920},"title":"Find a damage repair specialist"}},"publishDate":"2026-10-13T19:47:22.205+02:00"}}