{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Receive a 5% discount when insuring an additional car (also known as the second car arrangement or partner arrangement). Read more.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Insuring an additional car"},{"componentType":"paragraph","richBody":{"value":"<p>With ING, you can insure a second car with a 5% discount under the family car arrangement. Insuring an extra car is also known as the second car arrangement or partner arrangement. You can insure up to three additional cars with ING Car Insurance.</p><p>Conditions apply:</p><ul><li>The vehicle registrations must be in your name, your partner’s name, or your child’s name (if living at home).</li><li>If it’s your partner’s or child’s car, you must live at the same address.</li><li>The person who drives the car most often must be the one to take out the insurance.</li></ul><p>Note: No-claim years (damage-free years) are unique to each insured car and apply only to that specific vehicle. You cannot transfer these no-claim years to a second, third, or fourth car insured by you, your live-in partner, or live-in children. Each additional car builds its own no-claim history. If you haven’t built up any no-claim years for the second, third, or fourth car, enter 0 no-claim years.</p><p>Tip: Insure the car with the highest premium as your second, third, or fourth car to make the most of the 5% discount under the family car arrangement.</p>"},"textLinks":[{"text":"Read more about ING Car Insurance","url":"/en/personal/insurances/car-insurance"}]},{"componentType":"sectionTitle","title":"What happens if I have damage to my car?"},{"componentType":"paragraph","richBody":{"value":"<p>If you have damage to the car insured under your first car insurance policy, this does not affect your second or third car insurance - and vice versa.</p>"},"textLinks":[{"text":"Car insurance policy terms and conditions (PDF)","url":"https://assets.ing.com/m/1200154b535301fe/original/Polisvoorwaarden_ING_Autoverzekering_NL.pdf"}]},{"componentType":"sectionTitle","title":"Want to take out an extra car insurance policy right away?"},{"componentType":"paragraph","richBody":{"value":"<p>You can easily take out an additional car insurance policy online. Just make sure you have the policy number of the first car insured through ING on hand - you will need it to complete the process. The discount will be applied immediately.</p>"},"textLinks":[{"text":"Calculate your premium","url":"https://mijn.ing.nl/banking/mobile/insurances/application/car?flow-step=00-StartCalculating&EW=true"}]},{"componentType":"linkList","iconTitle":{"title":"Also relevant"},"textLinks":[{"text":"Car blogs","url":"/particulier/verzekeren/autoverzekering/autoblogs"},{"text":"What is the bonus malus regeling?","url":"/en/personal/insurances/car-insurance/what-is-the-bonus-malus-system"}]},{"componentType":"linkList","iconTitle":{"title":"Insurance"},"textLinks":[{"text":"Travel insurance","url":"/en/personal/insurances/annual-travel-insurance"},{"text":"Car insurance","url":"/en/personal/insurances/car-insurance"},{"text":"Home insurance","url":"/en/personal/insurances/home-insurance"},{"text":"Liability insurance","url":"/en/personal/insurances/liability-insurance"},{"text":"Legal expenses insurance","url":"/en/personal/insurances/legal-expenses-insurance"},{"text":"Student insurance","url":"/en/personal/insurances/student-insurance"},{"text":"Health insurance","url":"/en/personal/insurances/czdirect-health-insurance"},{"text":"All insurance","url":"/en/personal/insurances"}]}]},"hasMacro":false,"id":"ce885a70-0e9f-467b-9025-a8f9dfd49e6e","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Insurance","url":"/en/personal/insurances"}},"componentType":"productHeader","coreHeader":{"body":"Many households have not just one, but two cars. Naturally, both vehicles must be insured. Through ING, you can insure your second car at a discount - you will receive a 5% discount on the premium for your second car.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/6f3fc81aeb81b134/original/ing-business-loan-car-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/39005315-b10e-44db-94cb-cbbae3f9bf1c/ing-business-loan-car-1920","type":"image","width":1920},"title":"Insuring a second car"},"cta":{"componentType":"cta","textLink":{"text":"Calculate your premium","url":"https://mijn.ing.nl/banking/mobile/insurances/application/car?flow-step=00-StartCalculating&EW=true"}}},"publishDate":"2026-03-13T17:36:11.475+01:00"}}