{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"You have the option to add these modules to your car insurance: Legal Assistance, Passenger Accident Coverage, Roadside Assistance within the Netherlands and Roadside Assistance throughout Europe. Read more.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Traffic Legal Aid"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span><span>With Traffic Legal Aid, you are covered worldwide for: </span></span></span></span></span></span></span></p><ul><li><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span><span>Legal traffic disputes in the Netherlands and beyond. Whether you’re travelling by car, bike, on foot or by public transport</span></span></span></span></span></span></span></li></ul><ul><li><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span><span>Legal aid with claims arising from damage caused by another party </span></span></span></span></span></span></span></li><li><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span><span>Disputes with a repair shop or authorised dealer regarding the servicing or purchase of your vehicle</span></span></span></span></span></span></span></li></ul><p><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span><span>Not only are you covered by this policy, but so are your partner, children, passengers and travelling companions. </span></span></span></span></span></span></span></p>"},"textLinks":[{"text":"Read the product details for Traffic Legal Aid","url":"/en/personal/insurances/car-insurance/legal-expenses"}]},{"componentType":"sectionTitle","title":"Passenger cover"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span>With Passenger Insurance, you are covered in the event of an accident. And it doesn’t matter who’s to blame. You are entitled to compensation of up to €1,000,000 for:</span></span></span></span></span></span></p><ul><li><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span><span>Injury, covering you and all your passengers</span></span></span></span></span></span></span></li><li><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span><span>Long-term effects of serious injury</span></span></span></span></span></span></span></li><li><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span><span>Damage to baggage, clothing and other items in the car </span></span></span></span></span></span></span></li><li><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span><span>Medical expenses and funeral costs</span></span></span></span></span></span></span></li><li><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span><span>Cash, cheques and credit cards</span></span></span></span></span></span></span></li></ul>"},"textLinks":[{"text":"Read the product details for Passenger Insurance","url":"/en/personal/insurances/car-insurance/damage-to-occupants"}]},{"componentType":"sectionTitle","title":"Breakdown assistance"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span><span>Did your car break down? We’ll get you back on the road in no time. Our breakdown service is available 24/7 and will usually be with you within an hour. So we will have you back on the road quickly. </span></span></span></span></span></span></span></p><p><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span><span>What can we do for you? </span></span></span></span></span></span></span></p><ul><li><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span><span>Roadside repairs, where possible</span></span></span></span></span></span></span></li><li><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span><span>Getting you to your destination and your car to the repair shop</span></span></span></span></span></span></span></li><li><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span><span>Collecting your repaired car</span></span></span></span></span></span></span></li><li><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span><span>Alternative transport or a maximum allowance of €30 per day</span></span></span></span></span></span></span></li><li><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span><span>One night’s hotel accommodation if same-day transport is not possible</span></span></span></span></span></span></span></li></ul><p><span><span><span><strong><span lang=\"EN-GB\" dir=\"ltr\"><span><span><span>The Netherlands or Europe? You decide.</span></span></span></span></strong><br /><span lang=\"EN-GB\" dir=\"ltr\"><span><span><span>Do you only want cover in the Netherlands? Or in all of Europe? Either is fine. No problem. Are they unable to fix your car abroad within 10 days? Then we’ll bring your car back to the Netherlands. And if that costs more than the value of your car. You will then be reimbursed for the current market value.</span></span></span></span></span></span></span></p>"},"textLinks":[{"text":"Read the product details for Breakdown Assistance","url":"/en/personal/insurances/car-insurance/breakdown-assistance"}]},{"componentType":"sectionTitle","title":"Free Choice of Repair Provider"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span lang=\"EN-GB\" dir=\"ltr\"><span><span><span>Would you like to choose where to have your car damage repaired? With the ‘Free Choice of Repair’ module, you can simply choose your own car repair shop or authorised dealer. Even if they are not a member of the Topherstel network. Without this cover, you’ll have to take your car to an authorised repair shop. Are you going to a different repair shop? In that case, your reimbursement will by default be €500 less. </span></span></span></span></span></span></span></p>"},"textLinks":[{"text":"Read more","url":"/en/personal/insurances/car-insurance/damage-repair-specialist"}]},{"componentType":"paragraph","richBody":{"value":"<p>In the ING app and My ING, you can manage many insurance-related matters 24/7, such as reporting damage, adjusting, or canceling your policy.</p>"},"textLinks":[{"text":"Fix it here","url":"https://mijn.ing.nl/banking/insurances/services?EW=true"}],"title":"Do you have insurance through ING?"},{"componentType":"linkList","iconTitle":{"title":"Documents & information"},"textLinks":[{"text":"Information documentThird-party Liability Car insurance","url":"https://assets.ing.com/asset/2071f5e8-ff62-4142-8a33-c390877dd0d4/Information-document-ING-Car-Insurance-WA-VMAL-ENG.pdf"},{"text":"Information document Limited Casco Car insurance","url":"https://assets.ing.com/asset/1aabe3b7-1c6b-4ee9-8a58-248cdfac4f9a/Information-document-ING-Car-Insurance-Limited-Casco-VMAL-ENG.pdf"},{"text":"Information document All Risk Car insurance","url":"https://assets.ing.com/asset/3eb1e3e8-f43a-4577-844a-0e166555bb94/Information-document-ING-Car-Insurance-All-Risk-VMAL-ENG.pdf"},{"text":"Terms and conditions ING Car insurance","url":"https://assets.ing.com/asset/6cbe2e24-6caa-43ee-bc83-976caaf76de4/Terms-and-conditions-ING-Car-insurance-VMAL-ENG.pdf"},{"text":"Europees schadeformulier (PDF)","url":"https://assets.ing.com/m/ea2ab8470499ca36/original/ING_Europees-schadeformulier.pdf"}]},{"componentType":"paragraph","richBody":{"value":"<p>With ING, you can easily take out insurance, manage it, and report claims via the ING app or My ING. ING acts as your authorized agent and acts on behalf of insurers. We assess insurance applications, collect premiums, and ensure smooth claims processing.</p>"},"textLinks":[{"text":"Learn more about our role as a power of attorney and who we work with.","url":"/en/personal/insurances/managing-general-agent"}],"title":"You choose, we handle it"}]},"hasMacro":false,"id":"5fe95fb2-bcce-4834-97cf-53a4d0c53054","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Insurance","url":"/en/personal/insurances"}},"componentType":"productHeader","coreHeader":{"body":"Would you like a little more peace of mind when you’re out and about? You can extend your ING Car Insurance with convenient additional covers, such as Passenger Injury Cover, Traffic Legal Aid, Breakdown Assistance in the Netherlands and Breakdown Assistance in Europe. Or the ‘Free Choice of Repair’ module. That way, you’ll be even better covered.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/14c8cc8dc2979872/original/which-car-for-your-company-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/102436dd-0d3b-4d66-8284-dd120f0e2eeb/which-car-for-your-company-1920","type":"image","width":1920},"subtitle":"You’ll find a list of all the additional modules here","title":"Additional modules for your ING Car Insurance"}},"publishDate":"2026-07-27T15:58:51.746+02:00"}}