{"type":"document","data":{"id":"d6659977-ebf0-4a0f-aa4e-0dfb99e3f10d","localeString":"en-GB","publishDate":"2026-03-13T17:27:46.798+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Cars are more like mobile computers these days, and no longer seem to be able to do one important thing: crash. Read more here."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Imagine if cars were built like bumper cars — wouldn’t that make more sense? Modern vehicles face greater risks than ever before. Not only are they designed to look sleek, but they're also packed with complex electronics. The driving computers now embedded in our cars seem unable to handle one crucial task: avoiding collisions. Given how crowded and complicated traffic has become, isn’t that odd?","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/2d66e8b8-f857-4178-b12e-f654eb63f9ef/DAT-PORTRAIT-OF-MATURE-MAN-STANDING-BY-CAR","type":"image","width":2500,"altTextEN":"\"\"","altTextNL":"\"\"","original":"https://assets.ing.com/m/30757364cb099f44/original/DAT-PORTRAIT-OF-MATURE-MAN-STANDING-BY-CAR.webp","extension":"webp"},"title":"Column","subtitle":"A car built like a bumper car. Makes sense, right?"},"backLink":{"textLink":{"url":"/en/personal/insurances","text":"Insurance"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p>Features like Adaptive Cruise Control, Lane Assist, Traffic Jam Assist, and Park Assist can be activated with just the push of a button. Today&apos;s bumpers are filled with electronic components and are barely visible, painted to match the car’s body and seemingly stripped of their original purpose.</p>"}},{"componentType":"paragraph","richBody":{"value":"<p>Motorists primarily watch screens and intervene only when necessary, yet these systems haven&apos;t quite benefited us as intended. Instead, drivers often become distracted by too many displays, leading to decreased alertness, and accident rates continue to climb alongside the soaring repair costs associated with all this technology.</p>"}},{"componentType":"paragraph","richBody":{"value":"<p>I&apos;m not referring to personal injuries here, but rather the hundreds of thousands of yearly insurance claims for minor dents and scrapes. Picture yourself by the roadside filling out a claim form for something preventable - if only the bumper had done its basic job: absorbing minor impacts and protecting the car’s structural integrity. </p>"}},{"componentType":"paragraph","richBody":{"value":"<p>Wikipedia describes a bumper car as a vehicle engineered so that no damage occurs when it bumps into others. Whether you&apos;re squeezing into a tight parking spot, your engine stalls at a light, or you get rear-ended in a traffic jam, these minor accidents shouldn’t result in damage, as cars should absorb such impacts themselves — not through expensive electronics, but via their most fundamental component: the bumper.</p>"}},{"componentType":"paragraph","richBody":{"value":"<p>While cars have granted us mobility and freedom, progress hasn’t come without challenges. Somewhere along the line, the auto industry lost sight of something essential - how to handle the inevitability of collisions. </p>"},"textLinks":[{"url":"/en/personal/insurances/car-insurance","text":"Read more about ING's car insurance"}]},{"componentType":"paragraph","richBody":{"value":"<p><strong>Milo Alink | Blogger</strong> Milo is a Customer Journey Expert and blogs about topics encountered in their work.</p>"},"textLinks":[{"url":"/en/personal/insurances","text":"Protect your belongings with insurance via ING"}]},{"componentType":"linkList","iconTitle":{"title":"More blogs:"},"textLinks":[{"url":"/en/personal/insurances/car-insurance/car-blogs","text":"To the car blogs"}]},{"componentType":"linkList","iconTitle":{"title":"Insurance"},"textLinks":[{"url":"/en/personal/insurances/annual-travel-insurance","text":"Travel insurance"},{"url":"/en/personal/insurances/car-insurance","text":"Car insurance"},{"url":"/en/personal/insurances/home-insurance","text":"Home insurance"},{"url":"/en/personal/insurances/liability-insurance","text":"Liability insurance"},{"url":"/en/personal/insurances/legal-expenses-insurance","text":"Legal expenses insurance"},{"url":"/en/personal/insurances/student-insurance","text":"Student insurance"},{"url":"/en/personal/insurances/czdirect-health-insurance","text":"Health insurance"},{"url":"/en/personal/insurances","text":"All insurance"}]}]}}}