Thailand is a popular and diverse travel destination. At the same time, unexpected situations, such as medical costs, theft or cancellation, can cost a lot of money. With an annual travel insurance, you avoid having to pay these costs yourself.
"}},{"componentType":"sectionTitle","title":"Short-term or annual travel insurance for Thailand?"},{"alignedImage":{"position":"right","extension":"svg","original":"https://assets.ing.com/asset/c2d967dc-1384-4ab1-9080-e3bb556c9836/womanhuggingearthnopadding.svg","transformBaseUrl":"https://assets.ing.com/transform/c2d967dc-1384-4ab1-9080-e3bb556c9836/womanhuggingearthnopadding"},"componentType":"paragraph","richBody":{"value":"Which travel insurance suits you best depends on how often and how long you travel.
Short-term travel insurance
Suitable for one holiday or trip
You only pay a premium for this trip
Ideal if you go on holiday once a year
Annual travel insurance
Insured all year round
Cost-effective if you travel more often, also within Europe
Convenient if you take multiple holidays per year
Do you travel more often or for longer during the year? Then an annual travel insurance can offer extra security.
"}},{"componentType":"sectionTitle","title":"Additional modules"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/m/1bdb0542a5bbc801/original/Icon-Healthcare.svg","transformBaseUrl":"https://assets.ing.com/transform/384f3690-a7e0-418c-8cb4-efdef3091c4d/Icon-Healthcare","type":"image","width":236},"intro":"Well insured for medical costs abroad","link":{"url":"/en/personal/insurances/travel-insurance/medical-expenses"},"title":"Medical expenses and accidents"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/3be25a5a1038d51c/original/Insurance-Suitcase_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/17b92e7d-729e-4c9f-9b4c-37052f6a6eec/Insurance-Suitcase_Outline","type":"image","width":32},"intro":"Cover for lost or stolen belongings in case of theft or loss","link":{"url":"/en/personal/insurances/travel-insurance/theft-and-loss"},"title":"Baggage and liability during your stay"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/asset/ed305b35-cd27-4d6c-a49c-787fa92187df/Lever_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/ed305b35-cd27-4d6c-a49c-787fa92187df/Lever_Outline","type":"image","width":32},"intro":"Such as parachuting, kitesurfing, and bungee jumping","link":{"url":"/en/personal/insurances/travel-insurance/winter-sports"},"title":"Special sports"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/6ac04ad29c07a853/original/Insurance-Suitcase_Cancelled_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/9ad6542a-7302-4b44-abca-4d8cd71fc85f/Insurance-Suitcase_Cancelled_Outline","type":"image","width":32},"intro":"Covered for any cancellation costs","link":{"url":"/en/personal/insurances/continuous-cancellation-insurance"},"title":"Cancellation"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Sporten in Thailand: wat is er gedekt?"},{"componentType":"paragraph","richBody":{"value":"What is covered?
Most sports are simply included in your ING Annual Travel Insurance, both below and above water. Does something go wrong while surfing, snorkelling or diving? Or do you have an accident while mountain biking, road cycling or walking? Then you are well insured.
When do you need additional cover?
You only take out additional cover for winter sports (such as skiing and snowboarding) and special sports (such as parachuting, kitesurfing and bungee jumping).
Which sports are excluded?
A number of dangerous sports are always excluded, such as mountain sports, abseiling and mountaineering (except for routes along marked trails that are accessible for inexperienced people), combat sports, motorised sports and participation in motorised speed events, horse competitions, ice sailing and semi-professional sports.
Healthcare costs in Thailand can be high, especially in private hospitals. Your Dutch health insurance often only reimburses medical costs abroad up to the Dutch rate. With a travel insurance with worldwide cover, you are insured for the remaining amount.
Especially for a long-distance trip to Asia, good health insurance for Thailand is important. Tick the ‘Medical expenses and accidents’ module. This way, you can travel with peace of mind.
"}},{"componentType":"sectionTitle","title":"What does a travel insurance policy for Thailand cost?"},{"componentType":"paragraph","richBody":{"value":"The cost of a travel insurance policy for Thailand depends on:
the duration of your trip
the type of insurance (short-term or annual)
the cover you choose
the number of people
Curious about the cost of your travel insurance for Thailand? Easily calculate your premium online. Choose the cover that suits your trip and see the amount straight away.
"}},{"componentType":"cta","textLink":{"text":"Calculate your premium","url":"https://mijn.ing.nl/banking/mobile/insurances/application/travelannual?flow-step=00-StartCalculating&EW=true"}},{"componentType":"sectionTitle","title":"Wisselkoers en kosten ter plaatse: gebruik de ING valutacalculator"},{"componentType":"paragraph","richBody":{"value":"Are you going to pay in Thai baht? With the ING exchange rate calculator, you can quickly see how many euros you pay for purchases or cash withdrawals in Thailand. This gives you insight into the exchange rate and helps you avoid surprises during your trip.
Useful to check in advance:
what an amount in Thai baht means when converted into euros
what payments or withdrawals will roughly cost you
how your budget compares to local prices
Travel insurance is strongly recommended. Medical costs, theft or cancellation can involve high expenses and are not always fully reimbursed by your health insurance. Important: choose the covers that match your plans.
"},"title":"Do you need travel insurance when travelling to Thailand?"},{"richBody":{"value":"Consider the duration of your trip, the activities you plan to do, the value of your baggage and any medical needs. Choose cover that matches your plans.
"},"title":"How do you choose the best travel insurance for your trip to Thailand?"},{"richBody":{"value":"Make sure your debit card is set to worldwide use, consider a credit card for emergencies, check your limits and arrange local currency if needed.
"},"title":"What do you need to arrange financially before travelling to Thailand?"},{"richBody":{"value":"The costs covered by a continuous travel insurance are: extra travel, accommodation, telephone and internet costs that are necessary during assistance. You can also rely on 24/7 help from the Alarm Centre in case of emergencies and accidents.
You can also customise your travel insurance completely by choosing additional modules that match your travel wishes.
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"},"textLinks":[{"text":"Nationale-Nederlanden and ING service guide","url":"https://assets.ing.com/m/87573396e3d495aa/original/Samenwerking-Nationale-Nederlanden-English.pdf"}],"title":"Partnership with Nationale-Nederlanden"}]},"hasMacro":false,"id":"96d1ddad-54f2-4138-917d-2fc5c9a6a8a1","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Insurance","url":"/en/personal/insurances"}},"componentType":"productHeader","coreHeader":{"body":"Are you travelling to Thailand? Then a good travel insurance for Thailand is not an unnecessary luxury. Whether you are backpacking, taking a tour or relaxing on the beach: with the right insurance, you are protected against unexpected costs.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/ae1ebca9-e136-4762-aaac-e355df2a51cb/High-angle-view-of-couple-snorkeling-in-sea.jpg","transformBaseUrl":"https://assets.ing.com/transform/ae1ebca9-e136-4762-aaac-e355df2a51cb/High-angle-view-of-couple-snorkeling-in-sea","type":"image","width":4288},"promoStickerLayout":"None","title":"Travel insurance Thailand"},"cta":{"componentType":"cta","textLink":{"text":"Calculate your premium","url":"https://mijn.ing.nl/banking/mobile/insurances/application/travelannual?flow-step=00-StartCalculating&EW=true"}},"secondaryCta":{"textLink":{"text":"Not an ING customer? Calculate here","url":"/en/personal/insurances/annual-travel-insurance/apply-for-annual-travel-insurance"}},"usps":[{"body":"Choose your cover and excess","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/4c5d6a18c77a3076/original/Money-Coins_Euro_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/ad2f4a67-26a4-4cbc-b19c-442d2babcf61/Money-Coins_Euro_Outline","type":"image","width":32}},{"body":"24/7 assistance from the Alarm Centre","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/1cc5cbc90a9f344f/original/Insurance-Security_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/7859d523-ed00-4ee1-b754-5228f535a396/Insurance-Security_Outline","type":"image","width":32}},{"body":"Well insured while traveling","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/453fca9faf17a019/original/Other-Health_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/1d47d81f-59de-422e-8aaa-4612974f8a34/Other-Health_Outline","type":"image","width":32}}]},"publishDate":"2026-06-18T11:59:34.486+02:00"}}