Japan is known as a safe and well-organized destination. However, unexpected situations such as illness, accidents, lost luggage, or a cancelled flight can still result in significant expenses. With ING Travel Insurance for Japan, you won't have to cover these costs yourself and can rely on assistance whenever needed.
"}},{"componentType":"sectionTitle","title":"Short-term or annual travel insurance for Japan?"},{"alignedImage":{"position":"right","extension":"svg","original":"https://assets.ing.com/asset/c2d967dc-1384-4ab1-9080-e3bb556c9836/womanhuggingearthnopadding.svg","transformBaseUrl":"https://assets.ing.com/transform/c2d967dc-1384-4ab1-9080-e3bb556c9836/womanhuggingearthnopadding"},"componentType":"paragraph","richBody":{"value":"Which travel insurance suits you best depends on how often and how long you travel.
Short-term travel insurance
Suitable for one holiday or trip
You only pay a premium for this trip
Ideal if you go on holiday once a year
Annual travel insurance
Insured all year round
Cost-effective if you travel more often, also within Europe
Convenient if you take multiple holidays per year
Do you travel more often or for longer during the year? Then an annual travel insurance can offer extra security.
Among other things, the following are not insured:
What's included?
Most sports are covered as standard under your ING Annual Travel Insurance, both above and below water. If something goes wrong while surfing, snorkeling in Okinawa, or diving, you're covered. The same applies if you're injured while mountain biking, cycling, or hiking.
When do you need additional coverage?
Japan is a popular destination for winter sports enthusiasts and adventure seekers. The ski resorts on Hokkaido are particularly famous for their excellent snow conditions. Winter sports such as skiing and snowboarding, as well as adventure sports such as skydiving, kitesurfing, and bungee jumping, require additional coverage.
Planning any of these activities during your trip to Japan? Then choose the 'Winter Sports & Adventure Sports' module.
Which sports are excluded?
A number of dangerous sports are always excluded, such as mountain sports, abseiling and mountaineering (except for routes along marked trails that are accessible for inexperienced people), combat sports, motorised sports and participation in motorised speed events, horse competitions, ice sailing and semi-professional sports.
"}},{"componentType":"sectionTitle","title":"Medical expenses in Japan: why worldwide coverage matters"},{"alignedImage":{"extension":"svg","original":"https://assets.ing.com/asset/46525405-7344-4566-b583-4ce47d3ef2ea/womanwithstethoscopeandbankcard.svg","transformBaseUrl":"https://assets.ing.com/transform/46525405-7344-4566-b583-4ce47d3ef2ea/womanwithstethoscopeandbankcard"},"componentType":"paragraph","richBody":{"value":"Japan's healthcare system is among the best in the world, but high-quality care often comes at a price. Visits to a doctor, specialist, or hospital can be considerably more expensive than in the Netherlands.
Your Dutch health insurance often reimburses medical expenses abroad only up to the equivalent Dutch rate. With travel insurance that includes worldwide coverage and the 'Medical Expenses & Accidents' module, you're insured for additional costs that may not be covered by your health insurance.
This allows you to travel to Japan with greater peace of mind.
"}},{"componentType":"sectionTitle","title":"How much does travel insurance for Japan cost?"},{"componentType":"paragraph","richBody":{"value":"The premium for travel insurance to Japan depends on several factors:
Curious about the cost of your travel insurance for Japan? Calculate your premium online and tailor the coverage to your needs.
"}},{"componentType":"cta","textLink":{"text":"Calculate your premium","url":"https://mijn.ing.nl/banking/mobile/insurances/application/travelannual?flow-step=00-StartCalculating&EW=true"}},{"componentType":"sectionTitle","title":"Japanese yen exchange rate: use the ING currency calculator"},{"componentType":"paragraph","richBody":{"value":"Planning to pay in Japanese yen (JPY)? It's useful to understand the current exchange rate before you travel. With the ING Currency Converter, you can quickly see how much an amount in yen is worth in euros, helping you stay in control of your travel budget.
Useful things to check beforehand:
In addition to arranging travel insurance, it is worth taking care of a few practical matters before departure:
A good preparation can help prevent unexpected surprises during your trip.
"}},{"componentType":"sectionTitle","title":"Frequently asked questions about Travel Insurance for Japan"},{"accordionList":[{"richBody":{"value":"Travel insurance is not mandatory, but it is strongly recommended. Medical expenses, lost luggage, or cancellations can lead to significant costs. Make sure to choose the coverages that match your travel plans.
"},"title":"Do you need travel insurance when travelling to Japan?"},{"richBody":{"value":"Consider the length of your trip, the activities you'll be doing, the value of your luggage, and any additional medical needs. Then select the coverage that best fits your situation.
"},"title":"How do you choose the best travel insurance for Japan?"},{"richBody":{"value":"Your health insurance may provide basic reimbursement, but it may not cover all costs incurred in Japan. Additional medical coverage is therefore advisable.
"},"title":"Is Dutch health insurance sufficient in Japan?"},{"richBody":{"value":"Skiing, snowboarding, and other winter sports require additional winter sports coverage. Check before departure which modules you have included in your policy.
"},"title":"Am I insured while skiing or snowboarding in Japan?"},{"richBody":{"value":"Annual Travel Insurance covers, among other things, necessary additional travel, accommodation, telephone, and internet expenses in the event of emergency assistance. You can also rely on support from the Emergency Assistance Centre in case of emergencies or accidents. The policy can be expanded with optional modules that suit your travel plans.
"},"title":"What does Annual Travel Insurance cover while I'm in Japan?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Blogs"},{"cards":[{"body":"Read the article in 3 minutes","cardSize":"medium","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/asset/3f9761d1-f99a-4c2b-a75b-f8f80c3c77db/Plat-with-medicine.jpg","transformBaseUrl":"https://assets.ing.com/transform/3f9761d1-f99a-4c2b-a75b-f8f80c3c77db/Plat-with-medicine","type":"image","width":7360},"intro":"Being ill on holiday: nobody wants that, but it happens more often than you think.","link":{"url":"/en/personal/insurances/travel-insurance/ill"},"title":"Cancelling your trip due to illness"},{"body":"Read article in 5 minutes","cardSize":"medium","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/asset/ce9364d1-7063-4df2-a28d-4768c0dbbad6/Kid-with-a-toy-plane.jpg","transformBaseUrl":"https://assets.ing.com/transform/ce9364d1-7063-4df2-a28d-4768c0dbbad6/Kid-with-a-toy-plane","type":"image","width":900},"intro":"The most frequently asked questions about missed flights and (baggage) delays at airports at a glance.","link":{"url":"/en/personal/insurances/travel-insurance/airport-delays"},"title":"Airport situation"}],"componentType":"cards"},{"componentType":"cta","textLink":{"text":"Calculate your premium","url":"https://mijn.ing.nl/banking/mobile/insurances/application/travelannual?flow-step=00-StartCalculating&EW=true"}},{"componentType":"linkList","iconTitle":{"title":"Relevant links"},"textLinks":[{"text":"Report a claim","url":"/en/personal/insurances/travel-insurance/make-insurance-claim"},{"text":"Become an ING customer","url":"/en/personal/payments/bank-accounts/open-an-account"},{"text":"Free switching service","url":"/en/personal/insurances/switching-service"},{"text":"Change your insurance","url":"/en/personal/insurances/amend-insurance-policy"},{"text":"Cancel your insurance","url":"/en/personal/insurances/cancellation"},{"text":"Breakdown of your car abroad","url":"/en/personal/insurances/travel-insurance/car-breakdown-abroad"},{"text":"Theft and loss","url":"/en/personal/insurances/travel-insurance/theft-and-loss"},{"text":"Travel insurance costs","url":"/en/personal/insurances/travel-insurance/costs-of-ing-travel-insurance"},{"text":"Backpacking","url":"/en/personal/insurances/travel-insurance/backpacking"},{"text":"Cancellation due to illness","url":"/en/personal/insurances/travel-insurance/ill"}]},{"componentType":"linkList","iconTitle":{"title":"Documents & information"},"textLinks":[{"text":"ING annual travel insurance terms and conditions (PDF)","url":"https://assets.ing.com/m/2df6321abf20e7a4/original/Voorwaarden-ING-Doorlopende-Reisverzekering-Versie-UIDR-01.pdf"},{"text":"Information document Annual Travel Insurance","url":"https://verzekeringskaarten.nl/ing/Doorlopende-ING-Reisverzekering"},{"text":"ING depreciation list 20230401","url":"https://assets.ing.com/m/71677dcad348e0a6/original/Afschrijvingslijst-ING-20230401.pdf"},{"text":"ING annual travel insurance differences V2.0","url":"https://assets.ing.com/m/2fe66d48524d2e96/original/Verschillen-ING-Doorlopende-Reisverzekering-V1-0.pdf"}]},{"componentType":"paragraph","richBody":{"value":"For this non-life insurance, ING works together with Nationale-Nederlanden. ING acts as an intermediary for this insurance and is your trusted point of contact. Through ING, you can take out, view, change, and cancel the insurance. You can also report a claim to Nationale-Nederlanden via the ING app or Mijn ING. Nationale-Nederlanden is the insurer that offers this insurance under the ING brand, exclusively for ING customers. Nationale-Nederlanden collects your premium and pays out any applicable claims. ING receives an ongoing commission for mediating this insurance in the form of a fixed percentage of the premium.
"},"textLinks":[{"text":"Nationale-Nederlanden and ING service guide","url":"https://assets.ing.com/m/87573396e3d495aa/original/Samenwerking-Nationale-Nederlanden-English.pdf"}],"title":"Partnership with Nationale-Nederlanden"}]},"hasMacro":false,"id":"721feb5a-ec6e-4774-8c3a-be86507b7b49","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Insurance","url":"/en/personal/insurances"}},"componentType":"productHeader","coreHeader":{"body":"Planning a trip to Japan? Then a good travel insurance is far from a luxury. Whether you're city-hopping, climbing Mount Fuji, skiing in Niseko, or relaxing on the beaches of Okinawa, the right insurance helps protect you against unexpected costs.","headerImage":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"tif","original":"https://assets.ing.com/asset/01f5c645-2af7-434d-8e01-bfca55767973/Close-up-of-white-bullet-trains-on-a-platform.tif","transformBaseUrl":"https://assets.ing.com/transform/01f5c645-2af7-434d-8e01-bfca55767973/Close-up-of-white-bullet-trains-on-a-platform","type":"image","width":3862},"promoStickerLayout":"None","title":"Travel insurance Japan"},"cta":{"componentType":"cta","textLink":{"text":"Calculate your premium","url":"https://mijn.ing.nl/banking/mobile/insurances/application/travelannual?flow-step=00-StartCalculating&EW=true"}},"secondaryCta":{"textLink":{"text":"Not an ING customer? Calculate here","url":"/en/personal/insurances/annual-travel-insurance/apply-for-annual-travel-insurance"}},"usps":[{"body":"Choose your cover and excess","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/4c5d6a18c77a3076/original/Money-Coins_Euro_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/ad2f4a67-26a4-4cbc-b19c-442d2babcf61/Money-Coins_Euro_Outline","type":"image","width":32}},{"body":"24/7 assistance from the Alarm Centre","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/1cc5cbc90a9f344f/original/Insurance-Security_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/7859d523-ed00-4ee1-b754-5228f535a396/Insurance-Security_Outline","type":"image","width":32}},{"body":"Well insured while traveling","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/453fca9faf17a019/original/Other-Health_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/1d47d81f-59de-422e-8aaa-4612974f8a34/Other-Health_Outline","type":"image","width":32}}]},"publishDate":"2026-08-31T19:28:39.406+02:00"}}