{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Customize the Annual ING Travel Insurance based on your travel preferences.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"body":"Receive 15% promotional discount in the first year of insurance if you take out a new ING Annual Travel Insurance before August 31, 2026.","componentType":"promotionalBanner","date":{"body":"This promotion is valid until August 30, 2026"},"icon":{"extension":"svg","original":"https://assets.ing.com/m/82c2d996a370bf1/original/Circle-Present-11.svg","transformBaseUrl":"https://assets.ing.com/transform/14090052-7b83-4214-8c97-d8114de16c39/Circle-Present-11","type":"image","width":64},"textLink":{"text":"Terms & conditions","url":"https://assets.ing.com/asset/997df96b-4d82-4bb0-a808-356877f1f7ef/Actievoorwaarden_Reiscampagne_ING_Verzekeren_042026.pdf"}},{"componentType":"sectionTitle","title":"What does the ING Annual Travel Insurance cover?"},{"comparisonCardList":[{"title":"What's covered","usps":[{"body":"In case of emergencies and accidents, you can rely on 24/7 assistance from the Emergency Centre.","iconType":"check-mark"},{"body":"Additional travel, accommodation, phone, and internet costs necessary for assistance.","iconType":"check-mark"},{"body":"If you experience breakdowns with your own vehicle (car, camper, motorcycle, or boat), you’re covered for help from the Emergency Centre.","iconType":"check-mark"}]},{"title":"Not covered:","usps":[{"body":"Fraud, careless handling of your belongings, damage during business trips, or practising dangerous sports.","iconType":"cross"},{"body":"Damage to or theft of your vehicle.","iconType":"cross"},{"body":"If you fail to report theft locally, leave your luggage unattended, or do not live in the Netherlands.","iconType":"cross"},{"body":"The modules Medical Costs and Accidents, Luggage, Winter Sports and Special Sports, Cancellation, and Roadside Assistance are not part of the basic coverage. You can add these to your Annual Travel Insurance yourself.","iconType":"cross"}]}],"componentType":"comparisonCards","title":"What's covered,Not covered:"},{"accordionList":[{"richBody":{"value":"<p>Make sure to review the <a href=\"https://assets.ing.com/m/2df6321abf20e7a4/original/Voorwaarden-ING-Doorlopende-Reisverzekering-Versie-UIDR-01.pdf\">terms</a> of your annual travel insurance carefully. A summary of the conditions can be found <a href=\"https://verzekeringskaarten.nl/ing/Doorlopende-ING-Reisverzekering\">here</a>. For example, note the following:</p><ul><li>Your ING Annual Travel Insurance does not apply (or is limited) in countries with a negative travel advisory.</li><li>It only applies to leisure trips, not business trips (but does cover internships, studies, and volunteer work abroad).</li><li>You are only insured if you have taken sufficient care to prevent damage, theft, or loss of your travel luggage, travel documents, and money.</li><li>To keep the premium extra competitive, you can choose a deductible for the Luggage module: €0, €50, or €100 per incident. If you have luggage damage, the deductible will be deducted from the compensation. If your damage is lower than the chosen deductible, no compensation will be paid.</li></ul>"},"title":"Policy terms and conditions and information documents"}],"componentType":"accordion"},{"componentType":"cta","textLink":{"text":"Calculate your premium","url":"https://mijn.ing.nl/banking/mobile/insurances/application/travelannual?flow-step=00-StartCalculating&EW=true"}},{"componentType":"sectionTitle","title":"Additional Modules"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"png","original":"https://assets.ing.com/asset/8c108a24-f2ba-45c5-97ee-de7236da4264/Healthcare-Small-chemical-waste_outline_RGB.png","transformBaseUrl":"https://assets.ing.com/transform/8c108a24-f2ba-45c5-97ee-de7236da4264/Healthcare-Small-chemical-waste_outline_RGB","type":"image","width":267},"intro":"Well insured for medical expenses abroad","link":{"url":"/en/personal/insurances/travel-insurance/medical-expenses"},"title":"Medical Costs and Accidents"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/3be25a5a1038d51c/original/Insurance-Suitcase_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/17b92e7d-729e-4c9f-9b4c-37052f6a6eec/Insurance-Suitcase_Outline","type":"image","width":32},"intro":"Coverage for lost or stolen items","link":{"url":"/en/personal/insurances/travel-insurance/theft-and-loss"},"title":"Luggage and Liability During Stay"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/1e1ec2f939e5a5d/original/Insurance-Mountain_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/b7ac7e46-b8bc-415b-87e0-d1307d153968/Insurance-Mountain_Outline","type":"image","width":32},"intro":"Coverage for specific winter sports risks","link":{"url":"/en/personal/insurances/travel-insurance/winter-sports"},"title":"Winter Sports"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/6ac04ad29c07a853/original/Insurance-Suitcase_Cancelled_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/9ad6542a-7302-4b44-abca-4d8cd71fc85f/Insurance-Suitcase_Cancelled_Outline","type":"image","width":32},"intro":"Covered for possible cancellation costs","link":{"url":"/en/personal/insurances/continuous-cancellation-insurance"},"title":"Cancellation"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"png","original":"https://assets.ing.com/m/afdd2ed5ed95171/original/Car_1_outline_RGB.png","transformBaseUrl":"https://assets.ing.com/transform/0f072a76-c612-4887-aa96-faefe5fd0e58/Car_1_outline_RGB","type":"image","width":267},"intro":"Help in case of car trouble abroad","link":{"url":"/en/personal/insurances/travel-insurance/car-breakdown-abroad"},"title":"Roadside Assistance"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Frequently Asked Questions"},{"accordionList":[{"richBody":{"value":"<p>An annual travel insurance applies to all trips within a certain period. This differs from a <a data-type=\"internal\" href=\"/en/personal/insurances/short-travel-insurance\">short-term travel insurance</a>, which applies to one trip only.</p><p>You can customize your ING Annual Travel Insurance with the modules and coverage you really need. Children up to 5 years are insured for free, and you’re covered during paid overnight stays in the Netherlands and during internships or volunteer work.</p>"},"title":"What is an annual travel insurance?"},{"richBody":{"value":"<p>The person who took out the insurance can cancel it after a minimum term of one year, either immediately or on a future date. You are insured until the day your insurance ends.</p>"},"title":"How long are you tied to an annual travel insurance?"},{"richBody":{"value":"<p>Travelling insured gives peace of mind. If something goes wrong, you’re not alone. And if you travel often, an annual travel insurance is quickly cheaper than taking out a short-term policy for every trip. Plus, it’s adjustable at any time.</p>"},"title":"Why choose an annual travel insurance?"},{"richBody":{"value":"<p><strong>European coverage includes:</strong></p><ul><li>Europe, including the Azores, Madeira, Canary Islands, Turkey, and Greenland</li><li>Non-European countries on the Mediterranean: Algeria, Egypt, Israel, Lebanon, Libya, Morocco, Cyprus, and Tunisia</li><li>Note: Some European countries have territories outside Europe. These are only covered with Worldwide coverage.</li></ul><p><strong>Worldwide coverage:</strong></p><ul><li>You can expand European coverage to Worldwide coverage. You’re then insured everywhere in the world. Note: <a data-type=\"internal\" href=\"/en/personal/insurances/travel-insurance/car-breakdown-abroad\">The Roadside Assistance module</a> is excluded.</li></ul>"},"title":"Which countries are included in European and Worldwide coverage?"},{"richBody":{"value":"<p>You can choose coverage for trips within Europe or worldwide, and select a maximum consecutive travel duration of 90 or 180 days.</p>"},"title":"How many consecutive days can I travel with ING Annual Travel Insurance?"},{"richBody":{"value":"<p>Your premium depends on several factors: the duration of your policy, additional coverage, and whether you pay monthly or annually.</p>"},"textLinks":[{"text":"Calculate your premium","url":"https://mijn.ing.nl/banking/mobile/insurances/application/travelannual?flow-step=00-StartCalculating&EW=true"}],"title":"What does an annual travel insurance cost?"},{"richBody":{"value":"<p>Switching is arranged in 3 steps:</p><ol><li>Calculate your premium – no obligation</li><li>Apply for your insurance and use the free Switching Service</li><li>Your old insurance will be cancelled automatically</li></ol>"},"textLinks":[{"text":"More about the switching service","url":"/en/personal/insurances/switching-your-insurance-to-ing"}],"title":"How can I easily switch insurance?"},{"richBody":{"value":"<p>To keep the premium competitive, you can choose a deductible for the Luggage module: €0, €50, or €100 per incident. If you have luggage damage, the deductible will be deducted from the compensation. If your damage is lower than the chosen deductible, no compensation will be paid.</p>"},"title":"Do I pay a deductible?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Blogs"},{"cards":[{"cardSize":"medium","cardType":"product","componentType":"productCard","image":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/2134e913ffaf9ec9/original/Overhead-view-of-father-on-laptop-and-sleeping-child-on-sofa-at-home.jpg","transformBaseUrl":"https://assets.ing.com/transform/2e26d09e-6395-40bd-9cfb-280c762419f7/Overhead-view-of-father-on-laptop-and-sleeping-child-on-sofa-at-home","type":"image","width":7200},"intro":"Getting sick on vacation: nobody wants it, but it happens more often than you think.","link":{"url":"/en/personal/insurances/travel-insurance/ill"},"promoText":"Read article in 3 minutes","title":"Cancelling a trip due to illness"},{"cardSize":"medium","cardType":"product","componentType":"productCard","image":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/6ffb26d5df555e2f/original/Woman-in-an-airplane-looking-out-the-window.jpg","transformBaseUrl":"https://assets.ing.com/transform/8d71313e-2b10-48d8-92d6-2889ff49fe58/Woman-in-an-airplane-looking-out-the-window","type":"image","width":6000},"intro":"The most frequently asked questions about missed flights and (luggage) delays at airports.","link":{"url":"/en/personal/insurances/travel-insurance/airport-delays"},"promoText":"Read article in 5 minutes","title":"Airport situations"}],"componentType":"cards"},{"componentType":"cta","textLink":{"text":"Calculate your premium","url":"https://mijn.ing.nl/banking/mobile/insurances/application/travelannual?flow-step=00-StartCalculating&EW=true"}},{"componentType":"linkList","iconTitle":{"title":"Relevant links"},"textLinks":[{"text":"Make insurance claim","url":"/en/personal/insurances/file-damage-claim"},{"text":"Become an ING customer","url":"/en/personal/payments/bank-accounts/become-a-customer"},{"text":"Free help switching","url":"/en/personal/insurances/switching-your-insurance-to-ing"},{"text":"Make changes to your insurance","url":"/en/personal/insurances/amend-insurance-policy"},{"text":"Cancel your insurance","url":"/en/personal/insurances/cancellation"},{"text":"Theft and loss","url":"/en/personal/insurances/travel-insurance/theft-and-loss"},{"text":"Cancellation due to illness","url":"/en/personal/insurances/travel-insurance/ill"}]},{"componentType":"linkList","iconTitle":{"title":"Documents & information"},"textLinks":[{"text":"ING annual travel insurance terms and conditions (PDF)","url":"https://assets.ing.com/m/2df6321abf20e7a4/original/Voorwaarden-ING-Doorlopende-Reisverzekering-Versie-UIDR-01.pdf"},{"text":"ING Annual Travel Insurance information document","url":"https://verzekeringskaarten.nl/ing/Doorlopende-ING-Reisverzekering"},{"text":"ING depreciation list 20230401","url":"https://assets.ing.com/m/71677dcad348e0a6/original/Afschrijvingslijst-ING-20230401.pdf"},{"text":"ING annual travel insurance differences V2.0","url":"https://assets.ing.com/m/2fe66d48524d2e96/original/Verschillen-ING-Doorlopende-Reisverzekering-V1-0.pdf"}]},{"componentType":"paragraph","richBody":{"value":"<p>For this non-life insurance, ING works together with Nationale-Nederlanden. ING acts as an intermediary for this insurance and is your trusted point of contact. Through ING, you can take out, view, change, and cancel the insurance. You can also report a claim to Nationale-Nederlanden via the ING app or Mijn ING. Nationale-Nederlanden is the insurer that offers this insurance under the ING brand, exclusively for ING customers. Nationale-Nederlanden collects your premium and pays out any applicable claims. ING receives an ongoing commission for mediating this insurance in the form of a fixed percentage of the premium.</p>"},"textLinks":[{"text":"Nationale-Nederlanden and ING service guide","url":"https://assets.ing.com/m/87573396e3d495aa/original/Samenwerking-Nationale-Nederlanden-English.pdf"}],"title":"Partnership with Nationale-Nederlanden"},{"componentType":"feature","featureName":"survey-starter?surveyName=8b3c2fff-d80b-4356-9c50-1badcab54037&withCard=True"}]},"hasMacro":false,"id":"3aa46a4b-1713-477c-9bc4-f507392c077d","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Insurance","url":"/en/personal/insurances"}},"componentType":"productHeader","coreHeader":{"body":"You’re well covered with the ING Annual Travel Insurance. Easily and quickly adjust your insurance yourself via the app.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/a402d61d-1600-4031-8808-1d170816e384/Holiday-Campaign-2026.jpg","transformBaseUrl":"https://assets.ing.com/transform/a402d61d-1600-4031-8808-1d170816e384/Holiday-Campaign-2026","type":"image","width":3200},"promoStickerLayout":"Commercial&engagement","promoText":"Temporary 15% promotional discount","title":"Annual Travel Insurance"},"cta":{"componentType":"cta","microCopy":"Temporary 15% promotional discount","textLink":{"text":"Calculate your premium","url":"https://mijn.ing.nl/banking/mobile/insurances/application/travelannual?flow-step=00-StartCalculating&EW=true"}},"secondaryCta":{"textLink":{"text":"Not an ING customer? Calculate here","url":"/en/personal/insurances/annual-travel-insurance/apply-for-annual-travel-insurance"}},"usps":[{"body":"Choose your cover and mandatory excess","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/4c5d6a18c77a3076/original/Money-Coins_Euro_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/ad2f4a67-26a4-4cbc-b19c-442d2babcf61/Money-Coins_Euro_Outline","type":"image","width":32}},{"body":"24/7 assistance from the Emergency Centre","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/1cc5cbc90a9f344f/original/Insurance-Security_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/7859d523-ed00-4ee1-b754-5228f535a396/Insurance-Security_Outline","type":"image","width":32}},{"body":"Covered for all your travels, including weekend getaways","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/453fca9faf17a019/original/Other-Health_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/1d47d81f-59de-422e-8aaa-4612974f8a34/Other-Health_Outline","type":"image","width":32}}]},"publishDate":"2026-06-03T16:26:34.163+02:00"}}