{"type":"document","data":{"id":"85f8d065-3e74-4dd7-8bd6-cb8101dc1f44","localeString":"en-GB","publishDate":"2026-04-23T14:59:28.785+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"When you move to the Netherlands, there’s a lot to get sorted. One of the first things you’ll do is open a bank account. At ING, we want you to make a flying start. That’s why you’ll automatically earn ING points."},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"/en/personal/ing-punten/zo-spaar-je-punten","text":"How ING Points works"}},"coreHeader":{"body":"When you move to the Netherlands, there’s a lot to get sorted. One of the first things you’ll do is open a bank account. At ING, we want you to make a flying start.\r\n\r\nThat’s why you’ll automatically earn ING points. This is the loyalty program of ING. \r\nNot just when you open a current account, but every time you use it. Spend points to save on everything. From everyday essentials to shopping to entertainment.  \r\n\r\nAnd the best part? You won’t have to do anything. You earn points simply by using your account.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/a91bde22-7ef7-4b90-9f97-c24e5e60b3af/Landingpage-expats-main-banner-ING-Punten","type":"image","width":800,"original":"https://assets.ing.com/m/55d1d5e1b7c149e9/original/Landingpage-expats-main-banner-ING-Punten.png","extension":"png"},"title":"Save on everyday expenses with ING Points","subtitle":"The easy way to make your ING account work harder for you"},"backLink":{"textLink":{"url":"/en/personal/ing-punten","text":"ING Points especially for you"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What you can save"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>In the ING shop, you will find deals that will help you save on everyday expenses. Like: </span></span></span></p><ul><li><span><span><span>food and household items</span></span></span></li></ul><ul><li><span><span><span><span>personal care and wellness products</span></span></span></span></li><li><span><span><span><span>shopping at Dutch retailers</span></span></span></span></li><li><span><span><span><span>day trips, museums, and fun activities</span></span></span></span></li><li><span><span><span><span>home and lifestyle products</span></span></span></span></li><li><span><span><span><span>gifts like chocolate and flowers</span></span></span></span></li></ul><p><span><span><span>We add new deals to the shop every week, so keep an eye out!</span></span></span></p><p><span><span><span>Whenever you pay, save, update something in the ING-app, open a new account, activate a new financial product, you’ll automatically earn points.</span></span></span></p>"},"textLinks":[{"url":"https://www.ing.nl/punten/category/189303459","text":"Discover the deals"}],"alignedImage":{"position":"right"}},{"componentType":"sectionTitle","title":"How ING Points work"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>You earn points when you:</span></span></span></p><ul><li><span><span><span><span>make payments</span></span></span></span></li><li><span><span><span><span>use your savings account</span></span></span></span></li><li><span><span><span><span>update preferences in the app</span></span></span></span></li><li><span><span><span><span>Open or start using other ING products</span></span></span></span></li></ul><p><span><span><span>Once you’ve earned enough points, you can redeem them on deals that will help lower your everyday expenses<u> </u>ike your grocery subscription.</span></span></span></p>"},"textLinks":[{"url":"/en/personal/ing-punten/zo-spaar-je-punten","text":"How to earn Points"},{}]},{"componentType":"sectionTitle","title":"Make your life in the Netherlands a bit more affordable"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>Whether you’re settling into a new home, discovering local shops, or exploring new places, ING points help you save on things you probably already spend money on.</span></span></span></p><p><span><span><span>Get discounts on:</span></span></span></p><ul><li><span><span><span><span>groceries and retail</span></span></span></span></li><li><span><span><span><span>leisure and culture</span></span></span></span></li><li><span><span><span><span>wellness and recreation</span></span></span></span></li><li><span><span><span><span>homeware and gardening</span></span></span></span></li></ul><p><span><span><span>It’s an easy way to get more out of your everyday spending.</span></span></span></p>"},"textLinks":[{"url":"https://www.ing.nl/punten/category/26811","text":"Discover the most popular deals"}],"alignedImage":{"position":"right"}},{"componentType":"sectionTitle","title":"A warm welcome at ING"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>Starting a new life abroad can be overwhelming. We get it, so we help you save where you can with ING points. Get discounts on everything from homeware to household items so you can get settled with a bit less to worry about.</span></span></span></p><p><span><span><span><strong>Download the ING App, check your points and see how much you can save today.</strong></span></span></span></p><p> </p><ul><li>ING Points have no monetary value. Saving Points costs you nothing</li><li>ING Points remain valid</li><li><a data-type=\"internal\" href=\"/en/personal/ing-punten/zo-spaar-je-punten\">Check here what you can earn Points with</a></li><li><a data-type=\"external\" href=\"https://assets.ing.com/m/410cccd97ce258bd/original/Voorwaarden-ING-Punten-vanaf-1-oktober-2025.pdf\">Read the general terms and conditions of ING Points</a>. Here you’ll find all information about saving, redeeming, ordering, returns, unsubscribing, and complaints.</li></ul>"},"textLinks":[{"url":"https://www.ing.nl/punten/overview","text":"Discover ING Points"}]},{"componentType":"paragraph","richBody":{"value":"<p></p>"}}]}}}