{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Tips voor als je voor het eerst samen op vakantie gaat. Zo maak je er een onvergetelijk avontuur van, zonder geldstress.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"1. Discuss your holiday budget together"},{"componentType":"paragraph","richBody":{"value":"<p>Before you book anything, it’s helpful to sit down and ask yourselves: how much do we want to spend on this holiday? And what do we prefer to spend money on – a nice place to stay, great food, or fun activities?</p><p>Also talk about how you want to divide the costs. Do you want to split everything 50/50, or does a different arrangement fit your situation better? Aligning on this upfront helps prevent misunderstandings and keeps things enjoyable.</p>"}},{"componentType":"sectionTitle","title":"2. Open a joint current account"},{"componentType":"paragraph","richBody":{"value":"<p>Nothing is more annoying than constantly settling up or sending payment requests during – or after – your holiday. With a joint account, you pay all shared expenses – from hotels to ice creams – directly from one clear shared pot.</p><ul class=\"check-mark\"><li>Easy shared payments</li><li><p>No hassle of paying each other back afterward</p></li><li><p>Helps keep your spending fair and transparent</p></li></ul><p><strong>Tip:</strong> You can easily open our joint account in the app. Ideal for holidays, moving in together, or other shared plans. The app also offers helpful tools to keep track of your money at any time.</p>"},"title":"to easily manage all holiday expenses together"},{"componentType":"cta","textLink":{"text":"Learn more about the ING Joint Account","url":"/en/personal/payments/bank-accounts/open-a-joint-account"}},{"componentType":"sectionTitle","title":"3. Book smart and safely with a credit card"},{"componentType":"paragraph","richBody":{"value":"<p>A credit card is essential if you:</p><ul class=\"check-mark\"><li>Book flights or hotels</li><li>Rent a car (a credit card is often required)</li><li>Want to pay outside Europe</li></ul><p>With a credit card, you can pay worldwide, and your holiday purchases are often insured against damage, theft, or loss.</p><p><strong>Tip:</strong> Apply for your credit card through your joint account. That way, credit card expenses also come directly from the shared account. Safe, clear, and accepted worldwide.</p>"}},{"componentType":"cta","textLink":{"text":"Learn more about the ING Creditcard","url":"/en/personal/payments/creditcards/credit-card"}},{"componentType":"sectionTitle","title":"4. Want to save a bit more before your trip?"},{"componentType":"paragraph","richBody":{"value":"<p>Maybe you want to save up a little more before you go. That’s easy and transparent. Open a joint current account and a savings account, and set a savings goal together in the app.</p><p>You’ll see exactly how much you’ve saved, how much you still need, and how close you are to your goal. Saving becomes something you really do together – and that feels extra good when you’re relaxing on the beach later.</p><p><strong>Tip:</strong> In the app, you can easily set savings goals and even automate your saving. That way, you build up a nice holiday pot without much effort.</p>"},"title":"You can do that together too"},{"componentType":"cta","textLink":{"text":"Learn more about the Orange Savings Account","url":"/en/personal/savings/savings-account"}},{"componentType":"sectionTitle","title":"In summary: here’s how to make your first holiday together a success"},{"componentType":"paragraph","richBody":{"value":"<ul class=\"check-mark\"><li>Discuss your holiday budget together</li><li>Open a joint account for all shared expenses</li><li>Book and pay safely with a credit card</li><li>Prefer to save first? Save together with a joint savings goal</li></ul>"},"title":"Financially, that is"},{"componentType":"cta","textLink":{"text":"Become an ING customer?","url":"/en/personal/payments/bank-accounts"}},{"cards":[{"cardSize":"medium","cardType":"product","componentType":"productCard","image":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/2a837f17046e6757/original/Young-couple-laying-on-grass-in-park-taking-selfie.jpg","transformBaseUrl":"https://assets.ing.com/transform/da91890a-49d4-4525-a6e7-a0ccb24d0b44/Young-couple-laying-on-grass-in-park-taking-selfie","type":"image","width":5205},"intro":"One account for the two of you. Each with your own card and a shared overview in your own app.","link":{"url":"/en/personal/payments/bank-accounts/open-a-joint-account"},"title":"Open a Joint Account"},{"cardSize":"medium","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/5e3fc8f71af23b0b/original/Large_Web-and-Screen-Two-teenage-girls-closing-their-eyes-as-they-drink-takeaway-smoothies.jpg","transformBaseUrl":"https://assets.ing.com/transform/715197a9-d020-4445-8bb9-76880f19c1b3/Large_Web-and-Screen-Two-teenage-girls-closing-their-eyes-as-they-drink-takeaway-smoothies","type":"image","width":1920},"intro":"A nice extra for your holiday.","link":{"url":"/en/personal/payments/bank-accounts/connect-a-friend"},"title":"Invite someone and earn up to €250 together"},{"cardSize":"medium","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/5d7e317def1aa12b/original/travel-advisor-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/6f89f159-787b-4091-8e52-4c7a5504702f/travel-advisor-1920","type":"image","width":1920},"intro":"Useful when travelling and also for online shopping at home.","link":{"url":"/en/personal/payments/creditcards"},"title":"ING Creditcard"},{"cardSize":"medium","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/2ff8168c088894ef/original/Portrait-of-a-smiling-woman.jpg","transformBaseUrl":"https://assets.ing.com/transform/592e78f0-2044-4b4d-8971-1467aac07d48/Portrait-of-a-smiling-woman","type":"image","width":5472},"intro":"Saving for a great holiday? Keep track and see your progress with a dedicated savings goal.","link":{"url":"/en/personal/savings/savings-goals"},"title":"Savings goals"}],"componentType":"cards"}]},"hasMacro":false,"id":"5c05c9d7-e739-432b-9d65-16c5538bdf2a","localeString":"en-GB","mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Your first holiday together is a milestone. Discovering new places, sharing adventures, and most of all: enjoying each other’s company. But let’s be honest – money can sometimes create tension along the way. Who pays for what? How do you keep things fair? And what if unexpected costs pop up?\r\n\r\nA bit of preparation and the right banking tools can help make sure money doesn’t get in the way, so your trip stays relaxed and becomes a beautiful memory for both of you.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/679cfec4d26925df/original/High-angle-view-of-couple-snorkeling-in-sea.jpg","transformBaseUrl":"https://assets.ing.com/transform/ae1ebca9-e136-4762-aaac-e355df2a51cb/High-angle-view-of-couple-snorkeling-in-sea","type":"image","width":4288},"subtitle":"Here’s how to make it a great memory – without money stress","title":"Going on holiday together?"}},"publishDate":"2026-05-15T10:03:41.831+02:00"}}