{"type":"document","data":{"id":"d2b90452-27dc-4e44-8f66-dfdcbf768d83","localeString":"en-GB","publishDate":"2026-03-23T08:29:02.997+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Maybe you love nothing more than singing along at a concert, or you’re just happy to buy a round at the bar. Wherever it goes: it’s your money, your choice. But what do people your age spend their money on?"},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Maybe you love singing along at concerts, or you’re the type who enjoys buying a round of drinks at the bar. Whatever you spend your money on, it’s your money, your choice. But what do students your age actually spend their money on?","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/6d49e16e-d01a-4e1d-87fd-06ef0fc05b9b/Jouw-geld-jouw-keuze-profielfoto","type":"image","width":3000,"original":"https://assets.ing.com/m/4a39cc9d2b6bab19/original/Jouw-geld-jouw-keuze-profielfoto.jpg","extension":"jpg"},"title":"This is how much the average student spends"},"backLink":{"textLink":{"url":"/en/personal/financial-health","text":"Your financial health"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","title":"How much money do young people have to spend?","richBody":{"value":"<p>The average student has €943 per month to spend. This amount comes from a combination of parental contributions, part-time jobs, student finance, and for example government allowances. University students generally have a bit more to spend than students in higher professional education, with averages of €1,005 and €899 respectively. Do you live away from home? Then you usually receive slightly more money than students who still live with their parents, on average €531 more. At the same time, students who live independently also tend to spend more, for example on rent and groceries.</p>"}},{"componentType":"paragraph","title":"Where does that money go?","richBody":{"value":"<p>Everyone spends their money differently, but there are some expenses that are particularly common among students. Shopping, eating out, and buying gifts are high on the list for more than 80% of students. On average, students spend €56 per month on new clothes. Day trips, personal care, and going out are also popular. When going out, students spend an average of €49 per month.</p>"}},{"componentType":"paragraph","title":"Who pays for what?","richBody":{"value":"<p>The amount of money students receive from their parents varies greatly and mainly depends on how much their parents can contribute. Organisations such as DUO take this into account and offer a supplementary grant where needed. For more information, visit <a href=\"https://www.duo.nl/particulier/aanvullende-beurs-of-toelage/\">DUO.</a></p>"}},{"componentType":"paragraph","title":"Insight into other people’s situations","richBody":{"value":"<p>Sometimes it’s helpful to compare your own situation with that of others. Unfortunately, you can’t just investigate someone else’s wallet, but Nibud can help. With the <a href=\"https://www.nibud.nl/onderwerpen/uitgaven/vergelijk-uitgaven/\">Personal Budget Advice</a> tool, you can compare your financial situation with someone in a similar position.</p>"}}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p>This question is part of the content series “Your money, your choice.” <a href=\"https://www.youtube.com/watch?v=SkLd0uZrZpM\">In this episode, you explore what the average student spends</a></p>"}}]}}}