You stay in control when you understand what’s happening with your money. But that's easier said than done. Isn't it? With the ING App, you’re already on your way. And if you really want to get a grip on your finances, look at the full picture: income, expenses, and savings. You can do this using Excel or with the Insight feature in the ING App, whichever works best for you.
"},"textLinks":[{"url":"/en/personal/digital-banking/your-app/insight/insights","text":"Insights via the ING App"},{"url":"/en/personal/financial-health/youngsters/how-does-budgeting-work","text":"How does budgeting work?"},{"url":"/en/personal/financial-health/youngsters/this-is-how-much-the-average-student-spends","text":"How much does the average student spend?"},{"url":"/en/personal/financial-health/inzicht-gesprek-landingspagina-open-financieel-gezond","text":"Schedule a (free) Insight Conversation"}],"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/8224a3f6-4c2f-44ec-b95d-ef780af3d273/Wallet-Euro-coins","original":"https://assets.ing.com/m/40fe3e8bedf5c90e/original/Wallet-Euro-coins.png","extension":"png"}},{"componentType":"sectionTitle"},{"componentType":"paragraph","title":"Putting money aside for now and later","richBody":{"value":"What are you saving for, and are you curious about investing too? In the TikTok series “ING Spaartaxi”, young people hop into the orange taxi and talk about their savings goals along the way. They share what they’re doing to reach those goals, and what they struggle with.
"},"textLinks":[{"url":"https://www.tiktok.com/@ingnederland?lang=en","text":"Watch the ING Spaartaxi videos"},{"url":"/en/personal/investing/how-does-investing-work","text":"How does investing work?"}],"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/c2e51d1a-50ff-4288-81ad-936e0e0428c6/savings-goal-icon","original":"https://assets.ing.com/m/6a9fba7ad07f37f9/original/savings-goal-icon.jpg","extension":"jpg"}},{"componentType":"paragraph","title":"Student debt","richBody":{"value":"How much will you need to repay once you finish your studies? And how do you create a plan to pay off your student loan? Below you’ll find help and tips.
"},"textLinks":[{"url":"https://duo.nl/particulier/rekenhulp-studiefinanciering.jsp#/nl/terugbetalen","text":"Student finance calculator (DUO)"},{"url":"/en/personal/students/tips-for-repaying-your-student-debt","text":"Tips for repaying student debt"}],"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/2b7ad55a-7468-4cb9-b088-09b27f46c59e/mortarboardhateducationnopadding","original":"https://assets.ing.com/m/670605a8bb2fc473/original/mortarboardhateducationnopadding.svg","extension":"svg"}},{"componentType":"sectionTitle"},{"componentType":"paragraph","title":"Buying a house","richBody":{"value":"Can you still buy a home if you have student debt? How much savings do you need? And how might your parent(s) or family help financially?
"},"textLinks":[{"url":"/en/personal/mortgage/buying-a-house/buying-your-first-home/student-loan-debt","text":"Buying a home with student debt"},{"url":"/en/personal/mortgage/buying-a-house/own-capital","text":"Savings needed to buy a home"},{"url":"/en/personal/mortgage/buying-a-house/buying-your-first-home/family-mortgage","text":"Financial help from family"}],"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/748e1915-8902-4b33-9b62-793a3d381b35/Woman-dreaming-new-house-spot","original":"https://assets.ing.com/m/4e9858d868267b09/original/Woman-dreaming-new-house-spot.svg","extension":"svg"}},{"componentType":"sectionTitle"},{"componentType":"paragraph","title":"Current topics","richBody":{"value":"You want to make smart choices with your money. But there’s a lot happening around you, which can make that difficult. Below are links that help you talk about these topics and understand what matters to you.
"},"textLinks":[{"url":"/en/personal/financial-health/youngsters/resist-buy-now-pay-later","text":"Resisting buy now, pay later"},{"url":"https://www.wijzeringeldzaken.nl/Crypto/7-tips-tricks/","text":"Learning more about Crypto (Wijzer in Geldzaken)"},{"url":"https://www.wijzeringeldzaken.nl/leren-omgaan-met-geld/5-keer-omgaan-met-reclame/","text":"Dealing with (online) temptations (Wijzer in Geldzaken)"},{"url":"https://geldfit.nl/gids/gokken/?utm_medium=partner&utm_source=ing&utm_campaign=jouwgeldjouwkeuze","text":"Online gambling for money (Geldfit)"},{}],"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/c863f633-ce96-487b-952c-1d5f3e8e9be8/Woman-online-shopping-home-scene","original":"https://assets.ing.com/m/4de2b9f333bcf6fd/original/Woman-online-shopping-home-scene.svg","extension":"svg"}},{"componentType":"paragraph","title":"Useful tools","richBody":{"value":"Want to get started yourself? ING also offers useful tools to help you along the way, especially when it comes to insight and savings.
"},"textLinks":[{"url":"/en/personal/digital-banking/your-app/budgets/budgets","text":"Setting budgets"},{"url":"/en/personal/savings/savings-goals","text":"Savings pots– saving for a goal"},{"url":"/en/personal/savings/automatic-savings","text":"Turn on Automatic Saving"},{"url":"/en/personal/savings/round-up-and-save","text":"Round up & Save"}],"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/5408f228-5a6c-4798-b8d5-2e3474415948/Piggy-bank-2-spot","original":"https://assets.ing.com/m/13d5d56d5ed45c9f/original/Piggy-bank-2-spot.svg","extension":"svg"}},{"componentType":"accordion","accordionList":[{"title":"Why is this important for me?","richBody":{"value":"So much is possible these days. That’s great, but it can also make it harder to keep an overview and make smart financial choices. Many young people recognise this: saving consistently is hard, temptations are everywhere, and investing can feel intimidating. With “Your money, your choice”, we guide you step by step. We encourage you to talk openly about money, make your goals concrete, and think about your plans for the future. Small steps really work setting a clear savings goal or calmly starting with investing can already make a big difference.
In our multi-year programme, we share tips, tools, and stories from young people going through the same things. That way, you discover what works for you, now and in the future.
"}},{"title":"Where can I watch everything?","richBody":{"value":"You can find the intro film and episodes of the content series on YouTube. Short clips are available on Instagram and TikTok.
"}},{"title":"What should I do if I’m feeling stressed about money?","richBody":{"value":"You’re not alone. Talk about it with each other or with someone you trust. Talking helps, and together you’re more likely to find a solution.
Can't do it on your own or do you have questions? Contact ING for help.
"}},{"title":"Where can I share tips or feedback?","richBody":{"value":"We’ve created this content with great care. Let us know if you have tips for us or other young people, or if you feel something is missing. Please note: because this form is anonymous, we can’t contact you directly. If you want to talk to someone about your personal financial situation, visit Geldfit.
"}}]},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Are you (or your child) experiencing money stress?","intro":"Talking helps, and together you can find a solution. Need immediate support? You can contact Geldfit anonymously here.","image":{"transformBaseUrl":"https://assets.ing.com/transform/52f4c3de-757a-4e97-9170-7e37c97b3885/man-woman-shaking-hands","type":"image","width":304,"original":"https://assets.ing.com/m/31207a928d76eeac/original/man-woman-shaking-hands.png","extension":"png"},"link":{"url":"https://geldfit.nl/contact/appen/?utm_medium=partner&utm_source=ing&utm_campaign=jongeren-jouwgeldjouwkeuze"}}]}]}}}