Deals are everywhere and there’s always a sale going on. So how do you resist all that temptation? These three “N‑questions” help you buy more consciously:
Still unsure? Then wait a little longer before buying it.
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Do you often spend more than you actually want to? Decide in advance how much you can spend when doing groceries or shopping. With Budgets, you can easily set your own limits for the spending categories that matter to you, whether that’s shopping, groceries or eating out. This helps you spend more consciously and stay in control of your finances.
Set your own budget in the ING App.
Being conscious isn’t just about how much you spend, but also about what you buy. Consider the lifespan of a product: how long will it last, and how long will it stay useful or enjoyable?
High‑quality products often retain their value better, which can make reselling them easier. Sustainability also includes how a product is made and the journey it has taken to reach you.
Buying more consciously isn’t just good for your wallet, but for the climate too.
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Paying with a credit card, Klarna or Afterpay? Buying credit is possible, but that doesn’t mean it’s always a good idea. It takes a lot of discipline to keep track of what you really owe. Paying right away helps you avoid unpleasant surprises.
Also make sure to pay your fixed expenses and bills on time. If needed, schedule transfers in advance. This helps prevent arrears and extra costs such as reminders or collection fees.
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