{"type":"document","data":{"id":"ded10953-0c55-431e-9e64-306c14c32592","localeString":"en-GB","publishDate":"2026-04-22T13:58:12.651+02:00","contentType":"onecms:categoryPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"How can you manage your money wisely when prices go up? It starts with becoming aware of your spending. Once you understand where your money goes, you’ll quickly spot where you can save, and where you might be missing opportunities. Take a closer look at your purchases and try to avoid temptations along the way."},"mainHeaderZone":{"componentType":"categoryHeader","coreHeader":{"title":"Save","subtitle":"How can you deal with your money wisely when prices rise? It starts with being aware of your spending. That quickly shows where you can save, or where you may be missing opportunities. Take a close look at your purchases and avoid temptation"}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"How do you buy consciously?"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Buying consciously","intro":"Should you buy something on sale or not? These 3 questions help you make a conscious choice","body":"Should you buy something on sale or not? These 3 questions help you make a conscious choice","image":{"transformBaseUrl":"https://assets.ing.com/transform/64b7945d-11dd-4732-83c2-f1bf4c63bfd7/food-trends-sector","type":"image","width":924,"original":"https://assets.ing.com/m/5d87785ead8b4a1b/original/food-trends-sector.jpg","extension":"jpg"},"link":{"url":"/en/personal/financial-health/save/buy-more-consciously"},"promoText":"To the 3 questions"},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Spending less","intro":"Do you want to lower your fixed monthly costs? With a few tips, you can already make a big difference","body":"Do you want to lower your fixed monthly costs? With a few tips, you can already make a big difference","image":{"transformBaseUrl":"https://assets.ing.com/transform/1f0ac8a8-5d20-4567-94ed-cbabc5ea746c/Your-budget-header-3","type":"image","width":1920,"original":"https://assets.ing.com/m/b40c07f5f1c893/original/Your-budget-header-3.jpg","extension":"jpg"},"link":{"url":"/en/personal/financial-health/save/saving-tips"},"promoText":"Check 20 tips to save money"},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Do not leave money unused","intro":"You may be able to increase your income","body":"You may be able to increase your income","image":{"transformBaseUrl":"https://assets.ing.com/transform/239e5a66-7a3a-46a1-bae8-f2bd316b9a17/youth-smart-pocket-money-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/50dbb9d5adefe1b4/original/youth-smart-pocket-money-1920.jpg","extension":"jpg"},"link":{"url":"/en/personal/financial-health/save/generate-more-income"},"promoText":"5 tips for extra income"},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Check your benefits","intro":"Could you eligible for benefits?","body":"With the Benefits Check in your ING App, you can easily check whether you could be eligible for benefits.","image":{"transformBaseUrl":"https://assets.ing.com/transform/7a763db3-4343-4121-9c33-fee66872b4c8/Close-up-of-female-accountant-or-banker-making-calculations","type":"image","width":2508,"original":"https://assets.ing.com/m/47dde74125d2d6d7/original/Close-up-of-female-accountant-or-banker-making-calculations.jpg","extension":"jpg"},"link":{"url":"/en/personal/digital-banking/app/toeslagen-check"},"promoText":"Do the Benefits Check"}]},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"componentType":"accordion","accordionList":[{"title":"I want to save, but where should I start?","richBody":{"value":"<p>Saving starts with having insight. With Insight in your app, you can see exactly where your money goes and what comes in. This helps you decide what you can change and where, so you remain in control</p>"}},{"title":"How can I save and still make ends meet each month?","richBody":{"value":"<p>Start small and set achievable goals. For example, activate <a data-type=\"internal\" href=\"/en/personal/savings/round-up-and-save\">Round up &amp; Save</a>. Every time you pay in a shop or online with iDEAL, your payment is rounded up. The difference is transferred to your Orange Savings Account the next day. This way, you save almost without noticing.</p>"}},{"title":"What are benefits?","richBody":{"value":"<p>Benefits are a contribution towards the costs of your health insurance, rented house or children. The amount depends on factors such as your income, household situation and, for housing allowance, your rent.</p><p>With the <a data-type=\"internal\" href=\"/en/personal/digital-banking/app/toeslagen-check\">Benefits Check</a> in your ING App, you can easily check whether you could be eligible for benefits.</p>"}},{"title":"Which benefits are available?","richBody":{"value":"<p>There are 4 national benefits available. You apply for these through <a href=\"https://www.belastingdienst.nl/wps/wcm/connect/nl/toeslagen/toeslagen\">Belastingdienst Toeslagen</a>, who also pay them out. These benefits are:</p><ul><li><p>Healthcare allowance: helps cover the cost of your health insurance </p></li><li><p>Housing allowance: a contribution towards your rent </p></li><li><p>Child benefit: helps with the costs of raising children </p></li><li><p>Childcare allowance: helps pay for childcare</p></li></ul><p>How much you can receive depends on several factors, such as your income, who you live with, and (for housing allowance) the amount of rent you pay. The rules differ for each benefit.</p><p>With the <a data-type=\"internal\" href=\"/en/personal/digital-banking/app/toeslagen-check\">Benefits Check</a> in your ING App, you can easily check whether you could be eligible for one or more benefits.</p>"}}]},{"componentType":"sectionTitle","title":"Need help?"},{"componentType":"paragraph","richBody":{"value":"<p>Sometimes you lose track of your finances. In those moments, it helps to have someone think along with you, for example to prevent financial worries or arrears.</p><ul class=\"check-mark\"><li><a data-type=\"unknown\">Recognising and preventing financial difficulties</a></li></ul><p>We also believe it is important that as many people as possible can use our services and products, including people with a disability. That is why we have listed all services and solutions for your situation.</p><ul class=\"check-mark\"><li><a data-type=\"internal\" href=\"/en/bank/accessibility\">Tools for your situation</a></li></ul>"},"alignedImage":{"transformBaseUrl":"https://assets.ing.com/transform/9528899b-af80-4b66-ac0e-814e774fbfbf/Woman-happy-hands-heart-spot","original":"https://assets.ing.com/m/2ed2342593e50b1f/original/Woman-happy-hands-heart-spot.svg","extension":"svg"}}]},"freeHeaderZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Saving on energy costs","intro":"Saving energy is easy when you know what to look out for","body":"Saving energy is easy when you know what to look out for","image":{"transformBaseUrl":"https://assets.ing.com/transform/569ea0d9-1392-4ac8-a632-8a2b33eafa29/housemortgagemoneysolargreen","type":"image","width":160,"original":"https://assets.ing.com/m/1926ba15ae77b761/original/housemortgagemoneysolargreen.svg","extension":"svg"},"link":{"url":"/particulier/hypotheek/duurzaam-wonen/bespaartips-in-huis"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Saving on groceries","intro":"By saving on groceries, you can keep money left over each week","body":"By saving on groceries, you can keep money left over each week","image":{"transformBaseUrl":"https://assets.ing.com/transform/d560ddf9-dbb3-4c52-b4d3-22475e611489/Grocery-shopping_Spot","type":"image","width":0,"original":"https://assets.ing.com/m/7e39385ba5f04da3/original/Grocery-shopping_Spot.svg","extension":"svg"},"link":{"url":"/en/personal/financial-health/save/saving-tips"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Saving on subscriptions","intro":"Which subscriptions do you have? Probably more than you think","body":"Which subscriptions do you have? Probably more than you think","image":{"transformBaseUrl":"https://assets.ing.com/transform/b3bcffcf-6c6e-462c-91c3-5ece1db2c488/bellringingspotnopadding","type":"image","width":128,"original":"https://assets.ing.com/m/39afdf64cf4ed081/original/bellringingspotnopadding.svg","extension":"svg"},"link":{"url":"/en/personal/financial-health/save/saving-tips"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Saving on insurance","intro":"How are you insured? You may be double‑insured or over‑insured","body":"How are you insured? You may be double‑insured or over‑insured","image":{"transformBaseUrl":"https://assets.ing.com/transform/b4624427-8d32-4b95-8840-6f855c742525/Error-phone-broken-spot","type":"image","width":160,"original":"https://assets.ing.com/m/271d47942ba1c77b/original/Error-phone-broken-spot.svg","extension":"svg"},"link":{"url":"/particulier/verzekeren/verzekertips"}}]}]}}}