It all starts with having insight. Your ING App helps you do exactly that, by showing you clearly where your money goes and what comes in. This allows you to decide whether, and where, you can make changes, so you stay in control of your finances
"}},{"title":"What should I consider when it comes to my income and expenses?","richBody":{"value":"When thinking about income, consider your net salary, 13th month, child benefit, allowances, alimony, tax refunds, and so on. Expenses include fixed costs such as rent or mortgage, energy, water, local taxes, insurance, transport, groceries and pets. It is also important to consider expenses that do not occur every month, such as clothing, holidays, car maintenance and home maintenance
In your app, you can easily track your income and expenses using Insight and Look Ahead. This gives you an overview and peace of mind and immediately shows where you could save money, or how much you can and want to save each month
"}},{"title":"What can I do with Insight?","richBody":{"value":"With Insight in your app, you can see where your money has gone and what has come in. This overview is updated automatically whenever you pay, transfer or receive money. Want to know more? Visit the Insight page
"}},{"title":"What is Look Ahead?","richBody":{"value":"Look Ahead shows you which payments go out each month and when. This helps you better understand how much you still have available to spend and prevents unpleasant surprises. You can read more about this on the Look Ahead page
"}},{"title":"What can I do with Budgets?","richBody":{"value":"With Budgets, you set your own spending limits for the categories that matter to you. If you are close to reaching a limit, you receive a notification. You can read all about it on the Budgets page
"}},{"title":"I have insight into my finances, what’s the next step?","richBody":{"value":"Once you know what comes in and goes out, you are ready for the next step. On the Financial health page, you will find several steps you can take.
Sometimes you lose track of your finances. In those moments, it helps to have someone think along with you, for example to prevent financial worries or arrears.
We also believe it is important that as many people as possible can use our services and products, including people with a disability. That is why we have listed all the services and solutions for your situation.
"},"alignedImage":{"transformBaseUrl":"https://assets.ing.com/transform/9528899b-af80-4b66-ac0e-814e774fbfbf/Woman-happy-hands-heart-spot","original":"https://assets.ing.com/m/2ed2342593e50b1f/original/Woman-happy-hands-heart-spot.svg","extension":"svg"}}]},"freeHeaderZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Income","intro":"Payslips, benefits or tax refunds. Where can you find your different sources of income?","body":"Payslips, benefits or tax refunds. Where can you find your different sources of income?","image":{"transformBaseUrl":"https://assets.ing.com/transform/e998836d-6bd8-4a9c-83b0-0b75f6dee0c4/Jouw-leven-Jouw-geld","type":"image","width":160,"original":"https://assets.ing.com/m/2926d99f40295ec2/original/Jouw-leven-Jouw-geld.svg","extension":"svg"},"link":{"url":"/en/personal/collections/questions-and-answers/proof-of-income"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Expenses","intro":"Did you know you can tag your transactions? This makes it easy to find specific expenses later","body":"Did you know you can tag your transactions? This makes it easy to find specific expenses later","image":{"transformBaseUrl":"https://assets.ing.com/transform/de3b9023-a83c-493b-9f69-90bd5b9b8fa1/shoppingbags","type":"image","width":0,"original":"https://assets.ing.com/m/5977d04d820f9be/original/shoppingbags.svg","extension":"svg"},"link":{"url":"/particulier/sparen/transacties-taggen"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Overview","intro":"Do you have a clear overview of your income and expenses? Then you know how much you can spend or save","body":"Do you have a clear overview of your income and expenses? Then you know how much you can spend or save","image":{"transformBaseUrl":"https://assets.ing.com/transform/f8834950-ffba-42e3-911d-fa1a2f237e50/Woman-thinking-money-house-spot","type":"image","width":160,"original":"https://assets.ing.com/m/30a43d7f35f1ee65/original/Woman-thinking-money-house-spot.svg","extension":"svg"},"link":{"url":"/en/personal/digital-banking/app/control-your-money"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Calculation tools","intro":"You can also get started right away, for example with a few useful calculation tools","body":"You can also get started right away, for example with a few useful calculation tools","image":{"transformBaseUrl":"https://assets.ing.com/transform/7e2ed0c3-2866-4489-aec3-8699128e4a9f/Service-tools-headset-spot","type":"image","width":0,"original":"https://assets.ing.com/m/38cd36dc74e91be8/original/Service-tools-headset-spot.svg","extension":"svg"},"link":{"url":"/particulier/hypotheek/jouw-hypotheek/handige-rekentools"}}]}]}}}