This tool is only meant to check whether you might be entitled to benefits. Applying for benefits and the final decision on whether you actually qualify is done via toeslagen.nl.
For the check, we need your permission to collect and share your data with our partner Zorgweb. We handle your data with great care and always share it anonymously.
This means Zorgweb cannot trace the data back to you. Your data is only used to carry out the benefits check.
The result is only accurate if the information you provide is correct and complete. Don’t forget to include any savings or debts you have at other banks. You are responsible for making sure your details are correct and complete.
"}},{"componentType":"paragraph","title":"Which data exactly?","richBody":{"value":"For the Benefits Check, your data is shared anonymously with Zorgweb. This means it cannot be traced back to you personally. Zorgweb only uses this data to give a benefits indication.
"}},{"title":"Which benefits are there?","richBody":{"value":"There are four national benefits:
The amount you receive depends on several factors, such as your income, who you live with, and (in the case of rent benefit) how high your rent is. The rules vary depending on the type of benefit.
You can apply for these four benefits through the Tax Administration (Belastingdienst). They will also pay out the benefit.
"},"alignedImage":{"position":"left"}},{"title":"What are municipal arrangements?","richBody":{"value":"Your municipality often offers additional support if your income is not too high.
Examples include a city pass, sports fund, or school fee schemes.
You can always apply for municipal arrangements through your own municipality. Visit your municipality’s website to find out which arrangements are available.
You can also take the Potjes-check. In just 15 minutes, you’ll see which benefits and arrangements you’re eligible for — both nationally and within your municipality.
The Potjes-check is made by Geldfit and De VoorzieningenWijzer.Geldfit is a partner of ING and knows all the arrangements and benefits. However, you are responsible for filling in the correct data.
Are you unsure about something? You can always call or chat with Geldfit for more information or to take the check together with them.
You can apply for benefits as long as your income isn’t too high. However, you’ll need to report your expected annual income when applying. If your income varies a lot, this can be tricky, and stressful, because you don’t yet know what your total income will be. And no one wants to end up having to pay money back.
Does this apply to you? Here’s what you can do:
Retroactive application is possible, if you were entitled to the benefit.
Many people don’t apply for benefits because their income varies. For example, if you're a flex worker, self-employed, or temporarily unemployed, it can be hard to know what you're entitled to. And that uncertainty can be stressful: no one wants to end up having to pay money back.
The solution? Wait until the end of the year to apply. By then, you’ll know exactly what you earned and can still apply retroactively. You have until September 1st of the following year to do so.
It’s a shame to leave money on the table, specially when you’re eligible.
Learn more about applying for benefits retroactively.
"}}]},{"componentType":"sectionTitle","title":"ING and benefits? Aren’t you a bank?"},{"componentType":"paragraph","richBody":{"value":"That’s right. We’re a bank, not the government. But we believe it’s important that all our customers stay financially healthy—also when life changes. And benefits can help with that.
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