{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Personal tips to manage your finances even more easily","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Make your app smarter and more personal"},{"alignedImage":{"position":"bottom","altTextNL":"Laptop preview Meer op Maat","extension":"png","original":"https://assets.ing.com/m/23d1de44261c394c/original/Meer-op-Maat-preview.png","transformBaseUrl":"https://assets.ing.com/transform/640a8519-392f-45f8-8979-46b3a40701ea/Meer-op-Maat-preview"},"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span><span><span><span><span>With </span></span></span></span><span><span><span><span>Tailor Made</span></span></span></span><span><span><span><span>, we do the thinking, you make the choices</span></span></span></span><span><span><span><span> b</span></span></span></span><span><span><span><span>y letting the app look at your balance and transactions, we can spot unique opportunities to help you manage your money more easily.<br />You’ll get a heads-up in your app when there’s something worth checking out.</span></span></span></span> <span><span><span><span>These smart, personal tips show up in your ING </span></span></span></span><span><span><span><span>A</span></span></span></span><span><span><span><span>pp and in My ING, right alongside your other messages. So you’ll get more updates that actually matter to you.</span></span></span></span> <span><span><span><span>And you decide what to do with them.</span></span></span></span></span></span></span></span></p>"}},{"componentType":"sectionTitle","title":"Tailor Made: switch it on or off whenever you want"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span><span><span><span><span>When you switch on Tailor Made you give us permission to use your balance and transaction data. That includes things like the description of a transaction (e.g. rent, mortgage or supermarket) or how much you save each month.</span></span></span></span> <span><span><span><span>Based on that, we’ll send you smart tips and suggestions tailored to your situation.</span></span></span></span> <span><span><span><span>Everything is done automatically no one looks at your personal transaction data.</span></span></span></span></span></span></span></span></p><p><span><span><span><span><span><span><span><span>Good to know  We don’t share your data with anyone outside ING.</span></span></span></span> <span><span><span><span>We only use it for you. And you can switch off Tailor Made anytime in your privacy settings in the ING </span></span></span></span><span><span><span><span>A</span></span></span></span><span><span><span><span>pp or via My ING.</span></span></span></span></span></span></span></span></p>"}},{"componentType":"sectionTitle","title":"Not yet available for everyone"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span><span><span><span><span>Tailor Made is currently only available to a small group of customers. This helps us learn which insights are actually useful so we can offer the best tips possible.</span></span></span></span></span></span></span></span></p>"}},{"componentType":"sectionTitle","title":"Questions?"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span><span><span><span><span>Find answers to frequently asked questions here.</span></span></span></span></span></span></span></span></p>"}},{"accordionList":[{"richBody":{"value":"<p><span><span><span><span><span><span><span><span>With </span></span></span></span><span><span><span><span>Tailor Made</span></span></span></span><span><span><span><span>, you’ll get smart tips to help you get more out of your money.<br />No ING employee looks at your payment data. </span></span></span></span><span><span><span><span>Tips are selected based on decision rules that match your personal situation. You’ll get a message in the ING app or in My ING when something’s relevant.</span></span></span></span></span></span></span></span></p><p><span><span><span><span><span><span><span><span>For example:<br />If your mobile provider charges you twice for your subscription, we’ll spot it. If we see two identical payments, same amount, same recipient you’ll get a message like Heads up: it looks like €</span></span></span></span> <span><span><span><span>21.99 may have been charged twice.</span></span></span></span></span></span></span></span></p><p><span><span><span><span><span><span><span><span>How often you will get messages </span></span></span></span><span><span><span><span>depends on your situation. We’ll only send tips that are relevant and timely for you. You’ll find them in the same place as your other messages in the ING </span></span></span></span><span><span><span><span>A</span></span></span></span><span><span><span><span>pp and My ING.</span></span></span></span></span></span></span></span></p><p><span><span><span><span> </span></span></span></span><span><span><span><span><span><span><span><span><strong>Important</strong></span></span></span></span></span></span></span></span></p><p><span><span><span><span><span><span>•</span></span><span><span><span><span>When you activate Tailor Made, you give ING permission to use your transaction data. You can withdraw that permission anytime and stop receiving personal tips.</span></span></span></span></span></span></span></span></p><p><span><span><span><span><span><span>•</span></span><span><span><span><span>These tips are suggestions, not financial advice. You decide what to do with them. </span></span></span></span></span></span></span></span></p>"},"title":"How does it work?"},{"richBody":{"value":"<p><span><span><span><span><span><span><span><span>The data we use includes things like payment date and time, sender and receiver names, payment method (transfer, mobile, card), and transaction description.</span></span></span></span></span></span></span></span></p><p><span><span><span><span><span><span><span><span>Want to see what that looks like? Just </span></span></span></span><span><span><span><span>Click</span></span></span></span><span><span><span><span> a transaction in your ING </span></span></span></span><span><span><span><span>A</span></span></span></span><span><span><span><span>pp or in My ING under description, you’ll see the details we use.</span></span></span></span></span></span></span></span></p>"},"title":"What are the transaction details?"},{"richBody":{"value":"<p><span><span><span><span><span><span><span><span>We only do this if you’ve given us permission and you do that by switching on Tailor Made. We ask for your permission because ING wants to help you make healthy financial choices, in your own way. By giving you more insights and tips, we support you in making decisions about your day to day and occasional banking. As your bank, we often have a clear overview of your financial situation. By sharing that insight, we can help you reach your own goals.</span></span></span></span></span></span></span></span></p><p><span><span><span><span><span><span><span><span>When you switch on Tailor Made we can give you tips that really fit your situation and help you make smarter choices with your money.</span></span></span></span></span></span></span></span></p>"},"title":"Why is ING sending me these messages?"},{"richBody":{"value":"<p><span><span><span><span><span><span><span><span>That depends on your situation. You might get a heads up if your phone provider charges you twice, if you might be eligible for healthcare benefits, or if an ING product could be useful for you. These messages will appear on your overview page in My ING and the ING </span></span></span></span><span><span><span><span>A</span></span></span></span><span><span><span><span>pp.</span></span></span></span></span></span></span></span></p>"},"title":"What kind of tips can I expect from ING?"},{"richBody":{"value":"<p>Tailor Made is available to all 18+ customers with any type of payment package. </p>"},"title":"Do I have to pay for Tailor Made?"},{"richBody":{"value":"<p><span><span><span><span><span><span><span><span>Unfortunately, that’s not possible. Tailor Made will be available to all customers in the future we just don’t know exactly when. We’re starting with a small group and rolling it out gradually, so we can keep improving the service as we go.</span></span></span></span></span></span></span></span></p>"},"title":"I would like to use More Customised but I’m not in the pilot group. Can I sign up?"},{"richBody":{"value":"<p><span><span><span><span><span><span><span><span>In My ING:</span></span></span></span></span></span></span></span></p><ul><li><span><span><span><span><span><span><span><span>Go to your account (top right).</span></span></span></span></span></span></span></span></li><li><span><span><span><span><span><span><span><span>Click on &apos;Profile&apos; &gt; &apos;Privacy&apos;.</span></span></span></span></span></span></span></span></li><li><span><span><span><span><span><span><span><span>There you can withdraw your consent for Tailor Made</span></span></span></span></span></span></span></span></li></ul><p> </p><p><span><span><span><span><span><span><span><span>In the ING App:</span></span></span></span></span></span></span></span></p><ul><li><span><span><span><span><span><span><span><span>Go to your account (top right)</span></span></span></span></span></span></span></span></li><li><span><span><span><span><span><span><span><span>Click on &apos;Settings&apos; &gt; &apos;Privacy Settings’</span></span></span></span></span></span></span></span></li><li><span><span><span><span><span><span><span><span>You will then be automatically and securely redirected to My ING, to the privacy page</span></span></span></span></span></span></span></span></li><li><span><span><span><span><span><span><span><span>There you can withdraw your consent for Tailor Made</span></span></span></span></span></span></span></span></li></ul>"},"title":"How do I withdraw my consent?"},{"richBody":{"value":"<p><span><span><span><span>The tips and suggestions from Tailor Made are created automatically using decision rules. Before we use your transaction data for Tailor Made we ask for your permission. By agreeing you give ING permission to process and view your personal data. You can withdraw your permission at any time. Want to know more about how we handle your personal data and your rights?</span></span></span></span> <span><span><span><span>Read our <a href=\"https://www.ing.nl/en/bank/privacy-statement/about-this-privacy-statement\">privacy statement</a>. </span></span></span></span></p>"},"title":"What about my privacy?"},{"richBody":{"value":"<p><span><span><span><span><span><span><span><span>If you give permission for Tailor Made, your data is processed securely just like everything else at ING </span></span></span></span><span><span><span><span>(</span></span></span></span><span><span><span><span>see our privacy statement</span></span></span></span><span><span><span><span>)</span></span></span></span><span><span><span><span>. To send you personal tips and suggestions, we only use existing ING databases. Your data isn’t stored or saved anywhere else.</span></span></span></span></span></span></span></span></p>"},"title":"What happens to my data?"},{"richBody":{"value":"<p><span><span><span><span><span><span><span><span>Yes. You can withdraw your permission to use your transaction data at any time.</span></span></span></span> <span><span><span><span>When you do, we’ll immediately delete the data we use for Tailor Made.</span></span></span></span> <span><span><span><span>Want to know more about how we handle your personal data and your rights? Check out our </span></span></span></span></span></span></span></span><span><span><span><a href=\"https://www.ing.nl/en/bank/privacy-statement/about-this-privacy-statement\">privacy statement</a>.</span></span></span></p>"},"title":"Can my data be deleted if I want?"},{"richBody":{"value":"<p><span><span><span><span><span><span><span><span>No, Tailor Made isn’t financial advice. It’s a tool to help you manage your money more easily. We aim to give you helpful tips and suggestions based on your transaction data.</span></span></span></span> <span><span><span><span>But you’re always in control, and it’s up to you whether you act on a tip or not.</span></span></span></span></span></span></span></span></p>"},"title":"Can I use More Customised as financial advice?"}],"componentType":"accordion"},{"componentType":"linkList","iconTitle":{"title":"Digital banking"},"textLinks":[{"text":"ING app","url":"/en/personal/digital-banking/app"},{"text":"Internet banking","url":"/en/personal/digital-banking/my-ing"},{"text":"Online payments","url":"/particulier/digitaal-bankieren/app/geld-overmaken"},{"text":"Online banking workshop","url":"https://www.ing-events.nl/bijeenkomsten"}]}]},"hasMacro":false,"id":"498517a7-7bb5-4ddc-86c3-627701b4f5a1","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Your App","url":"/en/personal/digital-banking/your-app"}},"componentType":"productHeader","coreHeader":{"body":"Get a heads-up if something’s accidentally charged twice, if you’re unexpectedly overdrawn, or if an ING product could save you money. 'More customised' gives you tips that are picked just for you so they’re actually useful.\r\n\r\nMoney matters, but let’s be honest we don’t want to spend ages on it. You want things sorted quickly and easily, right? We’re here to help, so you’ve got more time for the fun stuff.","headerImage":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/716940ebe2c197ce/original/Full-frame-shot-of-multi-colored-candies.jpg","transformBaseUrl":"https://assets.ing.com/transform/3e2b5aba-6d40-477a-a79b-b7b9edbbdb59/Full-frame-shot-of-multi-colored-candies","type":"image","width":5249},"subtitle":"Smart tips to help you manage your money better","title":"Tailor Made"},"cta":{"componentType":"cta","microCopy":"Tailor Made is being rolled out step by step. That means it’s not available for everyone just yet. If you’re part of the pilot group, you can activate it using the button above.","textLink":{"text":"ActivateTailor Made","url":"https://mijn.ing.nl/banking/settings/privacy#tailor"}}},"publishDate":"2026-05-18T17:23:27.021+02:00"}}