{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"What you can do with Saldolijn with payment functionality, what it costs and how to apply. You can read it here.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"The product"},{"componentType":"paragraph","richBody":{"value":"<p>You bank securely with Saldolijn. For telephone banking, you use a self-selected access code. Saldolijn is available 24 hours a day, 7 days a week via 020 22 888 44, providing the most up-to-date information.</p>"}},{"componentType":"sectionTitle","title":"Retrieve balance information"},{"componentType":"paragraph","richBody":{"value":"<p>Via Saldolijn, you can easily check the balance of your ING current account at any time. This ensures you always know how much you have available to spend.</p>"}},{"componentType":"sectionTitle","title":"Savings"},{"componentType":"paragraph","richBody":{"value":"<p>Via Saldolijn, you can easily check the balance of your ING savings account at any time. You can also transfer money via Saldolijn from your current account to your savings account (or vice versa). This is almost always processed instantly.</p>"}},{"componentType":"sectionTitle","title":"Check incoming and outgoing transactions"},{"componentType":"paragraph","richBody":{"value":"<p>You can check the last 20 incoming and outgoing transactions via Saldolijn. This ensures you are immediately up to date on your most recent income and expenses.</p>"}},{"componentType":"sectionTitle","title":"Withdraw funds from your loan"},{"componentType":"paragraph","richBody":{"value":"<p>You can use the funds from your loan on the same day. Via Saldolijn, the amount is credited directly to your current account. You can transfer a minimum of €225 from your loan to your current account.</p>"}},{"componentType":"sectionTitle","title":"Transfer money"},{"componentType":"paragraph","richBody":{"value":"<p>Via Saldolijn, you can easily transfer money. To do so, you must apply for Saldolijn with payment functionality.</p><p>You can transfer money via Saldolijn to a wide range of Dutch banks.<br />A payment to an ING current account is processed immediately in both your balance and that of the recipient.<br />Payments to an account with another bank made before 3:00 pm are processed by the receiving bank on the same day. Payments made after 3:00 pm are processed on the next working day.</p><p><strong>Minimum and maximum transfer amounts</strong></p><ul><li>Maximum: €12,500 per day to your own ING account with the same account number</li><li>Maximum: €700 per day to another current or bank account</li><li>Minimum: €0.01 per transfer</li></ul>"}},{"componentType":"sectionTitle","title":"Costs"},{"componentType":"paragraph","richBody":{"value":"<p>No fees are charged for using Saldolijn.</p>"}},{"componentType":"sectionTitle","title":"Apply"},{"componentType":"paragraph","richBody":{"value":"<p>You can apply for access to Saldolijn with payment functionality in two ways:</p><ul><li>Via the Saldolijn phone number: 020 22 888 44</li><li>Via the <a href=\"http://assets.ing.com/m/3093de3d5176327b/original/Saldolijn-Met-betaalfunctie.pdf\">application form</a> (PDF)</li></ul><p>Please have your debit card ready.</p>"},"title":"Apply for Saldolijn"},{"componentType":"linkList","iconTitle":{"title":"Downloads & Information (Dutch only)"},"textLinks":[{"text":"Zo werkt de Saldolijn (PDF)","url":"https://assets.ing.com/m/2bd4029f4fb7a5b1/original/Saldolijn-Zo-werkt-het.pdf"},{"text":"Voorwaarden Saldolijn (PDF)","url":"https://assets.ing.com/m/b95a17254ab1f9c9/original/Voorwaarden-Saldolijn-0118.pdf"},{"text":"Overzicht banken (PDF)","url":"https://assets.ing.com/m/20bae88c0e6f720a/original/Overzicht-Nederlandse-banken-en-bic-codes-waarnaar-u-geld-kunt-overboeken-met-ING-Saldolijn.pdf"}]},{"componentType":"productFeatures","highlighted":false}]},"hasMacro":false,"id":"1e4de73b-bb58-4deb-a528-67428593fecf","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Contact and support","url":"/en/personal/customer-service"}},"componentType":"productHeader","coreHeader":{"headerImage":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/75d2384060ebb396/original/Midsection-of-man-holding-smart-phone.jpg","transformBaseUrl":"https://assets.ing.com/transform/e1186c5b-f198-47af-9b19-5c301d533df7/Midsection-of-man-holding-smart-phone","type":"image","width":5000},"subtitle":"Call 020 22 888 44 to apply for Saldolijn directly. The Saldolijn is only available in Dutch.","title":"Saldolijn with payment functionality"},"usps":[{"body":"Instantly access your balance and transfer money","icon":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"png","original":"https://assets.ing.com/m/6bb41f44c44ad48c/original/Money_outline_orange_RGB.png","transformBaseUrl":"https://assets.ing.com/transform/4e709cc9-365a-4640-97d5-3f5a8d19937c/Money_outline_orange_RGB","type":"image","width":267}},{"body":"Available 24/7","icon":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"png","original":"https://assets.ing.com/m/9e62860765baa26/original/Call_outline_orange_RGB.png","transformBaseUrl":"https://assets.ing.com/transform/9ce3bd0e-bebd-4dac-aaa1-e837e94cd17f/Call_outline_orange_RGB","type":"image","width":267}},{"body":"Secure with a self-selected access code","icon":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"png","original":"https://assets.ing.com/m/700614a91374239c/original/Security_Outline_RGB.png","transformBaseUrl":"https://assets.ing.com/transform/4c8953d9-92e8-4563-a14d-606f8d63b38a/Security_Outline_RGB","type":"image","width":267}}]},"publishDate":"2026-06-22T13:14:07.506+02:00"}}