{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Pocket money is a fun way to teach children how to use money. But when do you start giving pocket money? How much? And from which age? Read our tips.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Why pocket money?"},{"componentType":"paragraph","richBody":{"value":"

Pocket money is a fun way to teach children how to use money. 

"}},{"componentType":"sectionTitle","title":"From what age to start with pocket money?"},{"componentType":"paragraph","richBody":{"value":"

From about the age of 6, children learn to count and calculate at school. They're also going to recognise coins at that age. According to Nibud, this is the time to start with pocket money.

"}},{"componentType":"highlight","richBody":{"value":"

80% of parents give pocket money to their children. Source: Nibud Financiële opvoeding in een digitaal tijdperk, 2023 (Financial education in a digital era, 2023; report is in Dutch)

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Age*Pocket money per week
6-year-old  € 1.20 to € 2.30
7-year-old€ 1.40 to € 2.30
8-year-old€ 1.90 to € 2.80
9-year-old€ 2.30 to € 2.90
10-year-old  € 2.30 to € 2.80
11-year-old   € 2.30 to € 3.50
12-year-old€ 2.60 to € 4.70

*Source: Nibud Financiële opvoeding in een digitaal tijdperk, 2023 (Financial education in a digital era, 2023; report is in Dutch)

"},"title":"How much pocket money do parents give on average in primary school?"},{"componentType":"paragraph","richBody":{"value":"
Age*  Pocket money per month 
12-year-old     €20 to €22
13-year-old€20 to €25
14-year-old€25.to €32
15-year-old€25 to €35
16-year-old€25 to €43
17-year-old€25 to €40
18-year-old€40 to €50

From a certain age, your child might also receive clothing allowance or salary from a side job. That is a logical time to reduce the amount of pocket money or stop giving it at all.

*Source: Nibud Rapport Betaalgedrag Scholieren 2025 (Report Payment Behaviour Students, 2025; report is in Dutch)

"},"title":"How much pocket money do parents give on average from the age of 12 in secondary school?"},{"componentType":"sectionTitle","title":"Agreements about pocket money"},{"componentType":"paragraph","richBody":{"value":"

Make clear agreements together. This will help your child get started and prevent discussion later on. Think of:

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More and more parents choose to give the pocket money in a bank account. Only half of 8- and 9-year-olds get their pocket money in full cash. That is clear from Nibud ‘Financial education in a digital era, 2023’ study.

This way, children also become familiar with internet banking and paying with a debit card. Moreover, parents don’t always have cash money in the house. By automatically transferring the pocket money to the account of your child weekly or monthly, you no longer have to think about it.

"}},{"componentType":"cta","textLink":{"text":"Discover the Child current account","url":"/en/personal/children/products/child-account"}},{"componentType":"linkList","iconTitle":{"title":"Children"},"textLinks":[{"text":"Accounts for your child","url":"/en/personal/children"},{"text":"Digital banking for your child","url":"/en/personal/children/service/digital-banking-for-your-child"},{"text":"Conversion of Child current account into a Youth current account (Jongerenrekening) (in Dutch)","url":"/particulier/kind/service/kinderrekening-wordt-jongerenrekening"}]}]},"hasMacro":false,"id":"a0562c66-c021-423c-b8a7-57ba6af72d8d","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Accounts for children","url":"/en/personal/children"}},"componentType":"productHeader","coreHeader":{"body":"Young children still have a lot to learn about money. For example, that you can spend it only once. Or that it takes longer before you can buy something big. Allowance is a fun way to teach children how to use money. But when do you start giving pocket money? How much pocket money do you give? And do you give this in cash or in a bank account?","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/1a50165a0cd1f9f0/original/Portrait-of-happy-girl-smiling.jpg","transformBaseUrl":"https://assets.ing.com/transform/666ceaff-3f57-4228-9891-ecb722c4fbd6/Portrait-of-happy-girl-smiling","type":"image","width":3019},"title":"Pocket money: from what age and how much?"},"cta":{"componentType":"cta","textLink":{"text":"Open a Child current account","url":"/en/personal/children/products/child-account"}}},"publishDate":"2025-09-19T22:40:08.431+02:00"}}