A Youth current account (Jongerenrekening) is a current account with a separate Savings account (Oranje Spaarrekening) for children aged 12 to 17. They will get their own debit card and ING App. They can for example receive pocket money, money for clothes and their salary on their own account. Teenagers can manage their own money, make payments or save money with their Youth current account. Keep track of and supervise the Youth current account with your own app or My ING. This way you help your child well on their way to financial independence. You open a Youth current account via the ING App or My ING. That's nice and easy.
"},"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/966e5eec-509c-4850-bd72-0b106972929a/Mobile-Banking-app","original":"https://assets.ing.com/m/2b9ecb5d0ba099dc/original/Mobile-Banking-app.svg","extension":"svg"}},{"componentType":"sectionTitle","title":"Current account with Savings account for teenagers"},{"componentType":"paragraph","richBody":{"value":"Upon opening a Youth current account your child also automatically receives a Savings account. Handy! Because via the app or My ING your child can create up to 10 saving goals. One for a new game and one for those new sneakers, for example. Saving goals make it easier to keep track and they motivate!
"},"textLinks":[{"url":"/en/personal/savings/savings-account","text":"More about the Savings account"}],"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/88ec2e50-1dcc-4a31-a43a-3f51f5c566ad/Savings","altTextNL":"Sparen","original":"https://assets.ing.com/m/1cb36a9ef65c26a4/original/Savings.svg","extension":"svg"}},{"componentType":"sectionTitle","title":"Design a unique debit card"},{"componentType":"paragraph","richBody":{"value":"At secondary school or in the cafeteria, having your own debit card is very handy. After opening the Youth current account, your child will receive their (contactless) debit card and PIN code within a few days at their home address. Children up to the age of 18 can replace this card once free of charge with a self-designed My Debit card. Personalised with their favourite photo or selfie the debit card becomes truly unique.
"},"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/eb6116b8-34a5-4481-bc26-f044a1ea73cb/tip-debit-card","altTextEN":"\"\"","altTextNL":"\"\"","original":"https://assets.ing.com/m/3dfcb7258d8f319c/original/tip-debit-card.svg","extension":"svg"}},{"componentType":"sectionTitle","title":"Got that banking in your pocket"},{"componentType":"paragraph","richBody":{"value":"Download the ING App on your child's phone or tablet. The app is easy to use and helps your child manage their money well. They can 24/7 check their balance, transfer money, request money back via a Payment Request, create and keep track of their savings goals. Once your child turns 16 years old, they can also activate Mobile Payments and start paying with their phone.
"},"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/80e4bf2e-fd20-4479-bc7a-ceb4bc2ee7c8/ING-app-Betaalverzoek-cropped","altTextNL":"Screenshot: Betaalverzoek","original":"https://assets.ing.com/m/3bc9c3af156fd78d/original/ING-app-Betaalverzoek-cropped.jpeg","extension":"jpeg"}},{"componentType":"sectionTitle","title":"Parental control and supervision"},{"componentType":"paragraph","richBody":{"value":"Many parents find their child having their own current account exciting. Especially in the beginning. Luckily, as a parent you can view the Youth current account and change settings via your own app and in My ING. For example, the maximum amount your child can spend per day. You can also choose to receive a notification whenever your child makes a payment. This way, you can leave banking to your child while having peace of mind.
"},"textLinks":[{"url":"/en/personal/children/digital-banking/giving-responsibility-step-by-step","text":"Give your child responsibility step by step"}],"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/86d22c3c-62bf-4201-891b-459640db446d/Mobile-Banking-app","altTextNL":"Mobile Banking app","original":"https://assets.ing.com/m/a35d79dafc9151b/original/Mobile-Banking-app.svg","extension":"svg"}},{"componentType":"sectionTitle","title":"The Youth current account is free of charge"},{"componentType":"paragraph","richBody":{"value":"You do not pay any fees for the Youth current account. However, we do charge for some extra (non-digital) services.
"},"textLinks":[{"url":"https://assets.ing.com/m/168b84ce21aa46c9/original/ING_Summary-of-costs-and-charges-for-ING-payment-products-for-personal-customers.pdf","text":"Summary of costs and charges for ING payment products for personal customers"},{"url":"/en/personal/payments/rates/current-accounts","text":"Summary of charges for non-digital use"},{"url":"/en/personal/payments/rates/payment-service-comparison","text":"Payment services compared"}],"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/3155dacb-4d0b-4466-bfa1-5526cf192adb/Coins","altTextNL":"Payments","original":"https://assets.ing.com/m/2a7bd7993c765426/original/Coins.svg","extension":"svg"}},{"componentType":"sectionTitle","title":"Terms and Conditions for the Youth current account"},{"componentType":"paragraph","richBody":{"value":""},"textLinks":[{"url":"https://assets.ing.com/m/1a5ac987b499360/original/ING_Terms-and-Conditions-and-other-regulations.pdf","text":"Terms and Conditions and other regulations for private account holders"},{"url":"https://assets.ing.com/m/4144f92ab9e9da9c/original/terms_and_conditions_oranje_spaarrekening.pdf","text":"Terms and Conditions Savings account"}]},{"componentType":"sectionTitle","title":"Good to know"},{"componentType":"paragraph","richBody":{"value":"Do you want to open a Youth current account for your child? You can easily do that via the ING App or in My ING. It will only take 5 to 7 minutes. We ask you for information, such as your child's date of birth and Social Security Number (BSN). You can find this on the passport. We'll do some checks first. Everything okay? Then we'll open the account for your child. Of course, our privacy statement applies.
"}},{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/banking/mobile/open-account-youth?flow-step=ing-select-child-step&EW=true","text":"Open a Youth Account"}},{"componentType":"cta","textLink":{"url":"/en/personal/payments/bank-accounts/open-an-account","text":"Open an account for yourself first"}},{"componentType":"accordion","accordionList":[{"title":"At what age can you open a Youth current account for your child?","richBody":{"value":"The Youth current account is for children aged 12 to 17. As soon as your child turns 18, the Youth current account will automatically be changed to a Student current account.
"}}]},{"componentType":"linkList","iconTitle":{"title":"Child"},"textLinks":[{"url":"/en/personal/children","text":"Accounts for your child"},{"url":"/en/personal/children/service/digital-banking-for-your-child","text":"Digital banking for your child"}]}]}}}