With the Savings Tool, you can set a savings goal and calculate how much money you need to save each month to reach that amount by the time your child turns 18.
"}},{"componentType":"feature","featureName":"ing-feat-youth-savings-widget?isWidget"},{"componentType":"paragraph","richBody":{"value":"The tool uses the current variable interest rate of the first interest tier of the Child Savings Account. This gives you an estimate of the monthly amount you need to save.
"}},{"componentType":"sectionTitle","title":"Teaching your child to be smart with money"},{"componentType":"paragraph","richBody":{"value":"Find out which financial matters become relevant at each age and how you can support your child.
"}},{"componentType":"applicationProcess","steps":{"stepList":[{"body":"There are various ways to set money aside for your child. In general, time works in your favor.","textLink":{"text":"Save for the future","url":"/en/personal/children/products/childrens-savings-account"},"title":"At age 0 - Start saving for your child’s future"},{"body":"Around the age of six, children learn to read and do basic math. According to Nibud, this is also the right time to start giving them pocket money.","textLink":{"text":"More on pocket money","url":"/en/personal/children/theme/pocket-money"},"title":"At age 6 – Receiving their first pocket money"},{"body":"With their own bank account, children learn how money works: saving with the Orange Savings Account and paying with a custom-designed debit card.","textLink":{"text":"Open a Child Account","url":"/en/personal/children/products/child-account"},"title":"At age 6 – Opening their own bank account with a debit card"},{"body":"From age 8, you can install the app on your child’s tablet or phone. If you believe they’re ready for the responsibility.","textLink":{"text":"What can your child do with the app","url":"/en/personal/children/products/child-account"},"title":"At age 8 – Using the ING App"},{"body":"With their own debit card and app, your child becomes increasingly financially independent. You can monitor everything through your own app.","textLink":{"text":"Read more","url":"/en/personal/children/products/child-account"},"title":"At age 10 -Teaching responsibility"}]}},{"componentType":"sectionTitle","title":"Get started right away"},{"cards":[{"cardSize":"medium","cardType":"product","checkMarkList":["Save in your child's name","You manage the account until your child turns 18","%{Spaarrentes:PrivateindividualsGGR.rente.totenmet10k}% interest up to €10.000"],"componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/57370bbe0bcd823b/original/Large_Web-and-Screen-A-young-girl-closes-her-eyes-and-blows-on-a-dandelion-clock-outside-1.jpg","transformBaseUrl":"https://assets.ing.com/transform/7d235204-e144-4811-97dd-d93088f3ad8d/Large_Web-and-Screen-A-young-girl-closes-her-eyes-and-blows-on-a-dandelion-clock-outside-1","type":"image","width":1920},"intro":"Save up for your child’s future","link":{"url":"https://mijn.ing.nl/banking/mobile/content/personal/products/savings/child-savings-account?EW=true"},"promoText":"Now with €10 as a gift. Promotion Terms and Conditions apply.","title":"Child savings account"},{"cardSize":"medium","cardType":"product","checkMarkList":["Free current account for your child","Give them more responsibility one step at a time","Parents can keep track in their own app"],"componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/20c4dcd50735c015/original/Portrait-of-cute-girl-with-sunglasses.jpg","transformBaseUrl":"https://assets.ing.com/transform/e6bcf2b4-eb1c-4fbf-a7b9-75d6d78d722d/Portrait-of-cute-girl-with-sunglasses","type":"image","width":4896},"intro":"Let your child discover money","link":{"url":"https://mijn.ing.nl/banking/mobile/content/personal/products/payments-and-creditcards/child-current-account-0-12-years?EW=true"},"promoText":"Now with €10 as a gift. Promotion Terms and Conditions apply.","title":"Child current account (0-11 years)"}],"componentType":"cards"}]},"hasMacro":true,"id":"43ac2dba-e688-4192-bffe-9dd4f7efccc6","localeString":"en-GB","macros":["Spaarrentes:PrivateindividualsGGR.rente.totenmet10k"],"mainHeaderZone":{"backLink":{"textLink":{"text":"Accounts for children","url":"/en/personal/children"}},"componentType":"productHeader","coreHeader":{"body":"A good financial start is a gift that lasts a lifetime. Start saving now for a driver's license or college tuition and teach your child how to be smart with money. With the Child savings account and/or the Child current account you're giving your child the best gift for the future.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/2b73a624486beb4d/original/790x360-Side-view-of-female-child-kissing-tree.jpg","transformBaseUrl":"https://assets.ing.com/transform/1ae32c34-b73b-4b3d-ba74-462b614dc28e/790x360-Side-view-of-female-child-kissing-tree","type":"image","width":790},"subtitle":"The best gift for the future","title":"A good financial start"}},"publishDate":"2026-01-16T00:02:53.531+01:00"}}