{"type":"document","data":{"id":"b7bbf6fb-661c-45a4-939c-4d99ffaeb118","localeString":"en-GB","publishDate":"2026-03-19T12:23:19.489+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"As a parent you can see your child’s account in your own ING App. You can adjust the limit of the debit card en set push notifications. This way you can give you child responsibility step by step and still keep a grip."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"With the Child or Youth current account you can teach your child how to handle money step by step. Read below how to give your child responsibility and still keep a grip.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/5e29d03b-f018-4067-aa72-0c0aabc5a127/Low-angle-of-young-girl-in-pajamas-with-cat-on-floor","type":"image","width":5250,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/49e661b97aabd63e/original/Low-angle-of-young-girl-in-pajamas-with-cat-on-floor.jpg","extension":"jpg"},"title":"Giving responsibility","subtitle":"And still keep a grip"},"backLink":{"textLink":{"url":"/en/personal/children","text":"Accounts for children"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","title":"Give responsibility step by step","richBody":{"value":"<p>It’s not possible to go into overdraft on a <a rel=\"noopener noreferrer\" target=\"_blank\" data-type=\"internal\" href=\"/en/personal/children/products/child-account\">Child</a> or <a rel=\"noopener noreferrer\" target=\"_blank\" data-type=\"internal\" href=\"/en/personal/children/products/youth-account\">Youth</a> Current account. So your child can never spend more than the balance. In addition, as a parent, you can set a limit on the debit card. Together with your child you determine how much they can spend and withdraw per day. When your child turns older, you can raise the limit. This way you give more responsibility step by step. The table below shows an overview of the different limits and who can adjust them.</p>"}},{"componentType":"paragraph","title":"Limits on the Child and Youth current account","richBody":{"value":"<table><thead><tr><th>Limit type</th><th>Limit per day</th><th>Adjustable by parent?</th></tr></thead><tbody><tr><td>Paying with debit card</td><td>€ 250</td><td>Yes (max € 1,000 for 30 days)</td></tr><tr><td>Withdrawing with debit card</td><td>€ 250</td><td>Yes (downward adjustable)</td></tr><tr><td>Depositing</td><td>€ 1,000 (max € 5,000 p.a.)</td><td>No</td></tr><tr><td>Mobile payments (from the age of 16)   </td><td>€ 250</td><td>No</td></tr><tr><td>Transferring money via the app (incl. IDEAL)</td><td>€ 2,000</td><td>No</td></tr><tr><td>Transferring money via My ING (incl. IDEAL)    </td><td>€ 2,000</td><td>No</td></tr></tbody></table>"},"textLinks":[{"url":"https://mijn.ing.nl/banking/debit-card/overview","text":"Adjust limits debit card"}]},{"componentType":"accordion","accordionList":[{"title":"Receive a notification when your child spends a (large) amount","richBody":{"value":"<p>You can see your child’s account in your own app and My ING. This remains the case if your child starts using the app themselves. Until your child turns 18, you can always watch. In addition, you can receive push notifications in your own app. For example when:</p><ul><li>Your child spends over a certain amount</li><li>Your child receives money above a certain amount</li><li>Your child’s balance falls below a certain amount</li></ul><p>You enable these notifications in your own app via: service &gt; your app settings &gt; push notifications. </p>"}},{"title":"Contactless payment","richBody":{"value":"<p>Simply hold your debit card close to the payment terminal and you’ve paid. As easy as that. Of course there’s a limit. To pay higher amounts you still need a PIN. A safe feeling.</p>"},"textLinks":[{"url":"/en/personal/payments/debit-cards/contactless-payments","text":"Limits for contactless payments"}]},{"title":"Safe mobile banking","richBody":{"value":"<p>Checking your balance, transferring money, sending payment requests. It’s all possible with the ING App. Is your child’s phone misplaced or stolen? Don&apos;t worry. Your child can lock it with a personal code. And the app itself is of course already secured with a 5-digit mobile PIN. So it’s important not to keep these codes on the phone. And also to choose two different codes: one for the access screen and one for the App.</p>"}}]},{"componentType":"linkList","iconTitle":{"title":"Children"},"textLinks":[{"url":"/en/personal/children","text":"Accounts for your child"},{"url":"/en/personal/children/service/digital-banking-for-your-child","text":"Digital banking for your child"},{"url":"/particulier/kind/service/kinderrekening-wordt-jongerenrekening","text":"Conversion of Child current account into a Youth current account (Jongerenrekening) (in Dutch)"}]}]}}}