{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Why a business account? What is it for and how can you use it? See all the benefits of a business account.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"1. Clear overview of your finances"},{"componentType":"paragraph","richBody":{"value":"<p>Keep your business and personal money separate. That makes it clearer for yourself, for your accountant and it&apos;s handy for your tax returns.</p>"},"textLinks":[{"text":"Business accounts","url":"/en/business/payments/business-account"}]},{"componentType":"sectionTitle","title":"2. Save time"},{"componentType":"paragraph","richBody":{"value":"<p>Less admin and easier bookkeeping. See all your transactions in one place.</p>"}},{"componentType":"sectionTitle","title":"3. Professional towards your clients"},{"componentType":"paragraph","richBody":{"value":"<p>You want your customers to get a professional impression of your company. Naturally, this includes a business account with the same company name.</p>"}},{"componentType":"sectionTitle","title":"4. It is easier for bookkeeping"},{"componentType":"paragraph","richBody":{"value":"<p>With a business account, you can download credits and debits in a format that will make your accountant happy. Do you use an accounting package? You can easily link a business account to an accounting package.</p>"}},{"componentType":"sectionTitle","title":"5. Payments made more easy"},{"componentType":"paragraph","richBody":{"value":"<p>Pay and get paid quickly and efficiently! Why make it difficult when you can do it automatically. </p>"}},{"componentType":"sectionTitle","title":"6. Handy tools for entrepreneurs"},{"componentType":"paragraph","richBody":{"value":"<ul><li><strong>All your banking in one app</strong></li></ul><p>Manage personal and business accounts with ease.</p><ul><li><strong>Get paid faster</strong></li></ul><p>Send payment requests — money arrives instantly.</p><ul><li><strong>Stay in control of your finances</strong></li></ul><p>Set aside money for VAT and investments.</p><ul><li><strong>Cover your risks</strong></li></ul><p>Arrange business insurance directly in the app.</p>"}},{"componentType":"sectionTitle","title":"Is a business account mandatory?"},{"componentType":"paragraph","richBody":{"value":"<p>At ING and many other banks, you need a business account for business use. A personal account is for private use only. Tax authorities don’t require it, but banks do.</p>"}},{"componentType":"sectionTitle","title":"Differences between a business and a private account"},{"componentType":"paragraph","richBody":{"value":"<p>A business account saves time, simplifies your bookkeeping, and looks more professional.</p>"}}]},"hasMacro":false,"id":"5d2e2d8e-a9c6-4c66-a24f-1e5064ad827f","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Convenience for the self-employed","url":"/en/business/self-employed"}},"componentType":"productHeader","coreHeader":{"body":"Running your own business is exciting. A business account helps you keep your finances clear and easy to manage.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/8fe5e61b-d84f-4c29-afb4-16071a8726e6/Medium_Office-365-and-Newsletters-Two-happy-friends-sit-in-front-of-a-camera-to-film-themselves.jpg","transformBaseUrl":"https://assets.ing.com/transform/8fe5e61b-d84f-4c29-afb4-16071a8726e6/Medium_Office-365-and-Newsletters-Two-happy-friends-sit-in-front-of-a-camera-to-film-themselves","type":"image","width":900},"title":"Why a business account?"}},"publishDate":"2026-05-21T11:11:50.187+02:00"}}