{"type":"document","data":{"id":"48cb0bd3-0515-4d0d-a14a-be9f3dd7f709","localeString":"en-GB","publishDate":"2025-12-10T12:31:33.617+01:00","contentType":"onecms:categoryPage","hasMacro":true,"macros":["prijs.zbt:basis.bankieren.ondernemerspakket.eur"],"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Handy! A complete payment package with a business account for the self-employed and an app with smart tools. Now 6 months free for starters. Nice touch, eh?"},"mainHeaderZone":{"componentType":"categoryHeader","coreHeader":{"title":"Convenience for the self-employed","subtitle":"Self-employment makes your heart beat faster. However, some tasks like banking need to be completed. We make that as easy as possible for you."}},"flexZone":{"flexComponents":[{"componentType":"promotionalBanner","icon":{"transformBaseUrl":"https://assets.ing.com/transform/d27618f8-536e-4772-b86f-5119edab45ae/Circle-Coins-5","type":"image","width":64,"original":"https://assets.ing.com/m/7e4f399ea022700/original/Circle-Coins-5.svg","extension":"svg"},"body":"Kick off with a boost:","bodyBold":"The ING Startup Business Package","bodyThree":"is free the first 6 months and you'll get €150 cashback.","date":{},"textLink":{"url":"/en/business/payments/business-account/startup-business-package","text":"To the promotion"}},{"componentType":"sectionTitle","title":"Everything you need as a self-employed"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Business account","intro":"Keep your personal and business finance separate.","image":{"transformBaseUrl":"https://assets.ing.com/transform/2a0d7aaf-8a10-4264-b373-8b4aafe420b2/Phonesuccess","type":"image","width":1080,"original":"https://assets.ing.com/m/67dbf253d3f51cf3/original/Phonesuccess.svg","extension":"svg"},"link":{}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Insurances","intro":"Protect yourself against business risks and financial loss.","image":{"transformBaseUrl":"https://assets.ing.com/transform/c6ec9a9e-f00a-4232-b909-599dd75b4b1e/catcomputerfallennopadding","type":"image","width":1214,"original":"https://assets.ing.com/m/784a3b11fbd19287/original/catcomputerfallennopadding.svg","extension":"svg"},"link":{"url":"/en/business/insurance"}}]},{"componentType":"sectionTitle","title":"What other self-employed want to know"},{"componentType":"accordion","accordionList":[{"title":"Is a business account mandatory?","richBody":{"value":"<p>The tax authorities do not require you to open a business account if you are self-employed. However, at ING and many other banks, it is mandatory to open a business account if you have business income and expenses. A personal current account is for private use only.</p>"}},{"title":"Do I need a business account as self-employed?","richBody":{"value":"<p>Having a business account has many advantages for the self-employed. For example, it looks professional and you can easily keep your personal and business life separate. And that helps with administration and tax returns.</p>"},"textLinks":[{"url":"/en/business/self-employed/tips/reasons-to-have-a-business-account","text":"What are the benefits of a business account?"}]},{"title":"What are the costs of a business account?","richBody":{"value":"<ul><li>Have you been registered with the Chamber of Commerce for less than 1 year? Then you can apply for the Business Account Starter Package. For the first 6 months you pay nothing. After 6 months you pay %{prijs.zbt:basis.bankieren.ondernemerspakket.eur}% per month for your package.</li><li>Have you been registered with the Chamber of Commerce for more than 1 year? Then you can apply for the Entrepreneur&apos;s Package with Business Account. The Entrepreneur&apos;s Package costs %{prijs.zbt:basis.bankieren.ondernemerspakket.eur}% per month.</li></ul>"},"textLinks":[{"url":"/zakelijk/betalen/tarieven/basis-betaalproducten","text":"All the costs (in Dutch)"}]},{"title":"How can I apply for a business account?","richBody":{"value":"<ol><li><strong>Register your business at the Chamber of Commerce</strong>. Only if your company is registered at the Dutch Chamber of Commerce, you can apply for a business account. However, if you are receiving assistance from the Netherlands Foreign Investment Agency (NFIA), or are being assisted by a facilitator via the Netherlands Enterprise Agency, please follow the account opening process outlined on the <a href=\"https://www.nvb.nl/themas/ondernemen/opening-a-business-account-in-the-netherlands/\">website</a> of the Dutch banking association (NVB).</li><li><strong>You enter your company details. </strong>In most cases this can be done online. Sometimes it is necessary to visit an ING branch or ING Service Point. Start your application and after answering the first few questions, you will see.</li><li><strong>We go to work for you. </strong>Among other things, we check your information. Sometimes we have a few more questions and we will contact you. </li><li><strong>You will receive your account number. </strong>If your application is approved. And you will receive your corporate debit card, PIN code and access to My ING Business.</li></ol>"},"textLinks":[{"url":"/en/business/payments/business-account/starter_decision_tree","text":"Apply for a business account"}]}]}]},"freeHeaderZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Starting up your business?","intro":"Then check out the Startup Business Package, the business current account for you!","image":{"transformBaseUrl":"https://assets.ing.com/transform/28516f27-4d40-463e-8cc9-2dc6cb65252d/Acquisitie-Business-Awareness","type":"image","width":6720,"original":"https://assets.ing.com/m/53e145ae7f6ac2e5/original/Acquisitie-Business-Awareness.jpg","extension":"jpg"},"link":{},"promoText":"Check it out!"},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Or experienced entrepreneur?","intro":"For anyone who has been self-employed for more than 1 year, we have the Entrepreneur Package.","image":{"transformBaseUrl":"https://assets.ing.com/transform/36408638-db7f-4ec2-8a4a-5defcc4bfa93/Large_MS-PPT_Web-Group-of-colleagues-sitting-around-a-table-for-a-meeting","type":"image","width":1920,"original":"https://assets.ing.com/m/3016477ceaacd87e/original/Large_MS-PPT_Web-Group-of-colleagues-sitting-around-a-table-for-a-meeting.jpg","extension":"jpg"},"link":{},"promoText":"Tell me more!"}]}]}}}