{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Foreign currency deposit: for large companies that may temporarily miss their excess cash in other currencies.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Fixed interest rate and term"},{"componentType":"paragraph","richBody":{"value":"<p> </p><ul><li>Choice in various terms up to 1 year</li><li>Minimum deposit € 500.000</li><li>The interest is fixed during the term of the deposit</li><li>Your money on this account is legally protected by the <a href=\"https://www.dnb.nl/en/reliable-financial-sector/dutch-deposit-guarantee/\">Dutch Deposit Guarantee</a>, from 1 cent to € 100.000. This protection applies per bank and per person. For more information, visit <a data-type=\"internal\" href=\"/en/business/customer-service/service-en-dienstverlening/your-money-is-protected\">ing.nl/dgs</a>.</li></ul>"}},{"accordionList":[{"richBody":{"value":"<p><strong>Calculation example on an annual basis of 360 days </strong></p><p>Depending on the currency, the year is set at 360 or 365 days.<br />See under &quot;Downloads &amp; information&quot; which year is used for which currency.</p><p><strong>Assuming:</strong></p><p>You have an ING foreign currency deposit with:</p><ul><li>A balance of USD 600.000  </li><li>A term of 1 year </li><li>An annual interest rate of 0,2% </li></ul><p><strong>Interest calculation:</strong></p><p>The interest is accrued daily as follows: <br />interest rate x your balance x term/365 (or 366 in leap years)</p><p>You will then receive an interest of: 0,2% x USD 600.000 x 360/365= USD 1.183,56<br />The interest is paid equal to the amount released on your foreign currency account in USD.</p>"},"title":"Calculation sample"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Good to know"},{"componentType":"paragraph","richBody":{"value":"<p> </p><ul><li>To be opened via your contact Mid Corporate or Private Banker</li><li>Available for 13 different currencies </li><li>Linked your <a data-type=\"internal\" href=\"/en/business/payments/business-account/foreign-currency-account\">foreign currency account</a> in the same currency</li><li>Minimum deposit € 500.000 (foreign exchange equivalent)</li><li>The interest rates vary per currency and can be obtained from your contact Mid Corporate or Private Banker</li><li><p>During the agreed term, the deposit amount and currency cannot be changed</p></li></ul><p>Keep in account that developments in international currency markets put you at risk. This means that there is a risk of depreciation compared to the original currency. </p>"}},{"componentType":"sectionTitle","title":"Conditions"},{"componentType":"paragraph","richBody":{"value":"<p>Your foreign currency deposit includes the following conditions. Here you can read what you can expect from us. And what we expect from you.</p>"},"textLinks":[{"text":"Conditions Foreign Currency Deposit Account","url":"https://assets.ing.com/m/76e395290017044a/original/266364-2310-NL-ENG.pdf"}]},{"componentType":"linkList","iconTitle":{"title":"Downloads & information"},"textLinks":[{"text":"Valutasoorten Vreemde Valuta Deposito","url":"https://assets.ing.com/m/591f8efb71c31201/original/Valutasoorten-VV-Deposito_tcm162-121062.pdf"}]}]},"hasMacro":false,"id":"8e598f9e-a81d-4122-84a0-c860614f5caf","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Business savings accounts","url":"/en/business/savings"}},"componentType":"productHeader","coreHeader":{"body":"Do you regularly have excess cash in a foreign currency that you can miss for a period? A foreign currency deposit can be interesting. Choose how long you will hold your assets. Depending on the chosen term, you will receive a fixed interest on this period.","headerImage":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/4587a363acf1abc8/original/Close-up-of-a-hand-reaching-for-the-petronas-towers.jpg","transformBaseUrl":"https://assets.ing.com/transform/f8225545-95f2-49f4-a62c-e52312e6c3e0/Close-up-of-a-hand-reaching-for-the-petronas-towers","type":"image","width":6000},"title":"Foreign currency deposit"},"usps":[{"body":"Choice in various terms up to 1 year","icon":{"extension":"png","original":"https://assets.ing.com/m/67bec23b9f25828f/original/Check_mark_outline_orange_RGB.png","transformBaseUrl":"https://assets.ing.com/transform/fd8aae40-b81e-406e-bf85-a0761dfb0f93/Check_mark_outline_orange_RGB","type":"image","width":267}},{"body":"Fixed rate","icon":{"extension":"png","original":"https://assets.ing.com/m/67bec23b9f25828f/original/Check_mark_outline_orange_RGB.png","transformBaseUrl":"https://assets.ing.com/transform/fd8aae40-b81e-406e-bf85-a0761dfb0f93/Check_mark_outline_orange_RGB","type":"image","width":267}},{"body":"Minimum deposit € 500.000","icon":{"extension":"png","original":"https://assets.ing.com/m/67bec23b9f25828f/original/Check_mark_outline_orange_RGB.png","transformBaseUrl":"https://assets.ing.com/transform/fd8aae40-b81e-406e-bf85-a0761dfb0f93/Check_mark_outline_orange_RGB","type":"image","width":267}}]},"publishDate":"2026-05-12T21:05:39.772+02:00"}}