As an entrepreneur, you're often focused on both today and tomorrow. You invest in your business, work towards growth and make choices that support your ambitions. But how do you make sure you'll also have the financial freedom to live the life you want in the future?
Retirement may still seem a long way off. Or perhaps it's becoming a more relevant topic. Whatever your situation, it's worth taking time now and then to think about your financial future. Discover how other entrepreneurs approach this and the choices they make for later in life.
"}},{"componentType":"sectionTitle","title":"What's your situation?"},{"componentType":"paragraph","richBody":{"value":"Choose the entrepreneur whose situation most closely matches yours.
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"},"textLinks":[{},{"text":"Learn more about retirement planning for entrepreneurs","url":"/en/business/pension"}]}],"title":{"value":"As an entrepreneur, you usually don't build up a pension automatically
"}},{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"If you have annual pension contribution allowance (jaarruimte), you may be able to deduct contributions to a pension account from your taxable income, subject to applicable tax rules. You also do not pay wealth tax on the balance you build up in your pension account.
"},"textLinks":[{"text":"Learn more about the tax benefits","url":"/en/personal/investing/investments-at-ing/the-tax-benefits-of-pension-investing"}]}],"title":{"value":"Building a pension can offer tax advantages
"}},{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"Many entrepreneurs think retirement planning is something for later. But you can start with a modest amount and build from there. You decide how much to contribute and can adjust your contributions if your situation changes.
"},"textLinks":[{"text":"Calculate what you could build up","url":"https://mijn.ing.nl/investments/pension-hub?EW=true"}]}],"title":{"value":"You don't have to wait until your business is fully established
"}},{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"Some entrepreneurs expect the sale of their business to fund their retirement. However, the eventual sale value is uncertain. That's why many entrepreneurs choose to build wealth in other ways as well.
"},"textLinks":[{"text":"Learn more about building wealth as an entrepreneur","url":"/en/personal/pension/pensions-for-self-employed-entrepreneurs"}]}],"title":{"value":"Your business can be part of your retirement plan, but it isn't always your retirement plan
"}}],"componentType":"actionAccordion"},{"componentType":"sectionTitle","title":"Would you like to build wealth for the future?"},{"componentType":"paragraph","richBody":{"value":"With pension investing, you can build up capital for your retirement. You decide how much you invest and how you want to invest it. If you have annual pension contribution allowance (jaarruimte), your contributions may provide tax benefits.
"}},{"componentType":"cta","textLink":{"text":"Discover ING Pension Investing","url":"/en/business/investments/pension-investing"}},{"componentType":"paragraph","richBody":{"value":"Investing involves risks and costs. You may lose all or part of your investment.
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