{"type":"document","data":{"id":"a6f68918-2af7-4b1a-9e86-f6b8bc05443d","localeString":"en-GB","publishDate":"2026-02-10T11:18:28.776+01:00","contentType":"onecms:productPage","hasMacro":true,"macros":["prijs.zbt:tfs.bankgarantie.aanvraag.digitaal.eur.EN","prijs.zbt:tfs.bankgarantie.aanvraag.papier.eur.EN","prijs.zbt:tfs.bankgarantie.wijzigen.eur.EN","prijs.zbt:tfs.bankgarantie.beoordeleneigentekst.per.tekst.eur.EN","prijs.zbt:tfs.bankgarantie.aanvraag.toeslag.via.swift.eur.EN","prijs.zbt:tfs.bankgarantie.claimen.eur.EN","prijs.zbt:tfs.bankgarantie.beeindigenbankgarantievoordeeinddatum.eur.EN","prijs.zbt:tfs.bankgarantie.behandelingskosten.adviseren.eur.EN","prijs.zbt:tfs.bankgarantie.provisie.perc.EN","prijs.zbt:tfs.bankgarantie.provisie.minimum.eur.EN","prijs.zbt:tfs.bankgarantie.toeslagvoorbankgaranties.zondereinddatum.perc.EN","prijs.zbt:tfs.bankgarantie.communicatiekostenflatrate.eur.EN","prijs.zbt:tfs.bankgarantie.koerierskosten.overnightnlenbuitenl.eur.EN","prijs.zbt:tfs.bankgarantie.spoedkoerierskosten.peropdracht.eur.EN","prijs.zbt:tfs.bankgarantie.aanvraag.spoedtoeslag.eur.EN","prijs.zbt:tfs.bankgarantie.overigebehandeingskosten.eur.EN","prijs.zbt:tfs.docincassoimp.behandelingskosten.import.eur.EN","prijs.zbt:tfs.docincassoimp.behandelingskosten.protesteren.eur.EN","prijs.zbt:tfs.docincassoimp.behandelingskosten.wijzigen.eur.EN","prijs.zbt:tfs.docincassoimp.behandelingskosten.verdisconteren.eur.EN","prijs.zbt:tfs.docincassoimp.behandelingskosten.wisselavaleren.eur.EN","prijs.zbt:tfs.docincassoimp.behandelingskosten.provisiewisselavaleren.perc.EN","prijs.zbt:tfs.docincassoimp.behandelingskosten.provisiewisselavaleren.minimum.eur.EN","prijs.zbt:tfs.docincassoimp.vrijgavegoederen.eur.EN","prijs.zbt:tfs.docincassoexp.behandelingskosten.export.eur.EN","prijs.zbt:tfs.docincassoexp.behandelingskosten.wijzigen.eur.EN","prijs.zbt:tfs.docincassoexp.behandelingskosten.verdisconteren.eur.EN","prijs.zbt:tfs.ilc.behandelingskosten.openen.int.eur.EN","prijs.zbt:tfs.ilc.behandelingskosten.openen.schrift.eur.EN","prijs.zbt:tfs.ilc.behandelingskosten.wijzigen.int.eur.EN","prijs.zbt:tfs.ilc.behandelingskosten.wijzigen.schrift.eur.EN","prijs.zbt:tfs.ilc.kostenopstellenlc.per.tekst.eur.EN","prijs.zbt:tfs.ilc.behandelingskosten.doc.eur.EN","prijs.zbt:tfs.ilc.behandelingskosten.verdisconteren.eur.EN","prijs.zbt:tfs.ilc.vrijgave.goederen.eur.EN","prijs.zbt:tfs.ilc.behandelingafwijkingendocumenten.eur.EN","prijs.zbt:tfs.ilc.provisie.kredverplichting.eur.EN","prijs.zbt:tfs.ilc.provisie.doc.perc.EN","prijs.zbt:tfs.ilc.provisie.acceptmin.eur.EN","prijs.zbt:tfs.elc.behandelingskosten.adviseren.eur.EN","prijs.zbt:tfs.elc.behandelingskosten.wijzigen.eur.EN","prijs.zbt:tfs.elc.behandelingskosten.doc.eur.EN","prijs.zbt:tfs.elc.behandelingskosten.overdragen.percentage.perc.EN","prijs.zbt:tfs.elc.behandelingskosten.overdragen.eur.EN","prijs.zbt:tfs.elc.behandelingskosten.verdisconteren.eur.EN","prijs.zbt:tfs.elc.provisie.confirmatie.eur.EN","prijs.zbt:tfs.elc.provisie.documenten.perc.EN","prijs.zbt:tfs.elc.provisie.documenten.minimum.eur.EN","prijs.zbt:tfs.elc.provisie.accept.minimum.eur.EN","prijs.zbt:tfs.elc.voorcontrole.doc.eur.EN","prijs.zbt:tfs.doccommunicatie.toeslagspoed.eur.EN","prijs.zbt:tfs.docbetalingsverkeer.overigebehandeingskosten.eur.EN","prijs.zbt:tfs.doccommunicatie.vasttarief.eur.EN","prijs.zbt:tfs.doccommunicatie.koerierbinnennlbuitennl.EN"],"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"View all fees and charges for international business payments."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Find out how much you'd pay before you commit. Find more information on fees, rates, and charges for cross-border payments.\r\n\r\nQuestions? Please get in touch with our customer service.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/6dc4509b-e20f-42ab-a291-ac9c6721c89d/Low-angle-view-of-train-looking-through-window-at-railroad-station","type":"image","width":4140,"original":"https://assets.ing.com/m/6c76e3c2f98ecdbe/original/Low-angle-view-of-train-looking-through-window-at-railroad-station.jpg","extension":"jpg"},"title":"International business payments"},"backLink":{"textLink":{"url":"/en/business/payments","text":"Business payments"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","title":"Current rates","richBody":{"value":"<p></p>"},"textLinks":[{"url":"/en/business/payments/rates/basic-payment-solutions","text":"Basic payment solutions"},{"url":"/en/business/payments/rates/transfers-within-sepa-countries","text":"Transfers within SEPA countries"},{"url":"/en/business/payments/rates/transfers-outside-sepa-countries","text":"Transfers outside SEPA countries"},{"url":"/en/business/payments/rates/cash","text":"Cash"},{"url":"/en/business/payments/rates/account-and-balance-information-costs","text":"Account and balance information"}]},{"componentType":"paragraph","richBody":{"value":"<table><thead><tr><th><strong>Bank guarantees</strong></th><th /><th /></tr></thead><tbody><tr><td>Issuance bank guarantee - online request</td><td>%{prijs.zbt:tfs.bankgarantie.aanvraag.digitaal.eur.EN}%</td><td> </td></tr><tr><td>Issuance bank guarantee - paper-based request</td><td>%{prijs.zbt:tfs.bankgarantie.aanvraag.papier.eur.EN}%</td><td> </td></tr><tr><td>Amendment bank guarantee</td><td>%{prijs.zbt:tfs.bankgarantie.wijzigen.eur.EN}%</td><td> </td></tr><tr><td>Customised text bank guarantee surcharge</td><td>%{prijs.zbt:tfs.bankgarantie.beoordeleneigentekst.per.tekst.eur.EN}% [1]</td><td> </td></tr><tr><td>Issuance via Swift</td><td>%{prijs.zbt:tfs.bankgarantie.aanvraag.toeslag.via.swift.eur.EN}% plus de charges of the foreign bank</td><td> </td></tr><tr><td>Claim handling fee</td><td>%{prijs.zbt:tfs.bankgarantie.claimen.eur.EN}%   </td><td> </td></tr><tr><td>Early cancellation fee</td><td>%{prijs.zbt:tfs.bankgarantie.beeindigenbankgarantievoordeeinddatum.eur.EN}% </td><td> </td></tr><tr><td>Bank guarantee consulting fee</td><td>%{prijs.zbt:tfs.bankgarantie.behandelingskosten.adviseren.eur.EN}% </td><td> </td></tr><tr><td>Commission fee</td><td>%{prijs.zbt:tfs.bankgarantie.provisie.perc.EN}% per year, with a minimum of %{prijs.zbt:tfs.bankgarantie.provisie.minimum.eur.EN}% per quarter [2] </td><td> </td></tr><tr><td>Guarantees without expiry date surcharge</td><td>%{prijs.zbt:tfs.bankgarantie.toeslagvoorbankgaranties.zondereinddatum.perc.EN}% per year</td><td> </td></tr><tr><td colspan=\"2\"> </td><td> </td></tr><tr><td colspan=\"2\" rowspan=\"1\">You&apos;ll also pay foreign bank fees (including local ING branches) if the bank guarantee must be issued by a local bank abroad</td><td rowspan=\"1\"> </td></tr><tr><td> </td><td> </td><td> </td></tr><tr><td><strong>Communication fees and other charges related to bank guarantees</strong></td><td> </td><td> </td></tr><tr><td>SWIFT (flat rate)</td><td>%{prijs.zbt:tfs.bankgarantie.communicatiekostenflatrate.eur.EN}%</td><td> </td></tr><tr><td style=\"vertical-align:bottom\">Courier charges (overnight)</td><td>%{prijs.zbt:tfs.bankgarantie.koerierskosten.overnightnlenbuitenl.eur.EN}%</td><td> </td></tr><tr><td>Urgent courier charges</td><td>%{prijs.zbt:tfs.bankgarantie.spoedkoerierskosten.peropdracht.eur.EN}%</td><td> </td></tr><tr><td>Urgent treatment fee </td><td>%{prijs.zbt:tfs.bankgarantie.aanvraag.spoedtoeslag.eur.EN}%</td><td> </td></tr><tr><td>Other handling charges</td><td>%{prijs.zbt:tfs.bankgarantie.overigebehandeingskosten.eur.EN}% [3] </td><td> </td></tr><tr><td colspan=\"2\">And third-party fees will be charged seperately.</td><td> </td></tr><tr><td colspan=\"2\"><p> </p><p>[1] The surcharge per draft is €125. This surcharge is added on top of regular bank guarantee issuance fees. It&apos;s always charged, even if the bank guarantee is not issued.</p><p>[2] Standard percentage of the bank guarantee cost, unless otherwise agreed.</p><p>[3] In other words: the sending of documents to third parties.</p></td><td> </td></tr></tbody></table><p> </p>"}},{"componentType":"paragraph","richBody":{"value":"<table><thead><tr><th><strong>ING international cash management</strong></th></tr></thead><tbody><tr><td colspan=\"3\"><strong>accounts</strong></td></tr><tr><td>Current account maintenance for non-residents</td><td>fee on request</td><td><p> </p></td></tr><tr><td colspan=\"3\">Doing business internationally can be a complex challenge. We offer various solutions to help you make the most of your working capital, and keep on top of your cash flow. If you&apos;re wondering about our fees, please get in touch.</td></tr></tbody></table>"}},{"componentType":"paragraph","richBody":{"value":"<table><thead><tr><th><strong>Documentary payments</strong></th></tr></thead><tbody><tr><td colspan=\"2\"><strong>Collections Import</strong></td></tr><tr><td>Import collection handling fees</td><td>%{prijs.zbt:tfs.docincassoimp.behandelingskosten.import.eur.EN}%</td></tr><tr><td>Bill of Exchange protest fees</td><td>%{prijs.zbt:tfs.docincassoimp.behandelingskosten.protesteren.eur.EN}%</td></tr><tr><td>Handling fee amendments</td><td>%{prijs.zbt:tfs.docincassoimp.behandelingskosten.wijzigen.eur.EN}%</td></tr><tr><td>Handling fee discounts</td><td>%{prijs.zbt:tfs.docincassoimp.behandelingskosten.verdisconteren.eur.EN}% plus discount percentage</td></tr><tr><td>Aval handling fees</td><td>%{prijs.zbt:tfs.docincassoimp.behandelingskosten.wisselavaleren.eur.EN}%</td></tr><tr><td>Aval commission fees</td><td>%{prijs.zbt:tfs.docincassoimp.behandelingskosten.provisiewisselavaleren.perc.EN}% for each month started (minimum of %{prijs.zbt:tfs.docincassoimp.behandelingskosten.provisiewisselavaleren.minimum.eur.EN}% per month), based on the full term and the total amount of the commitment</td></tr><tr><td>Release of goods</td><td>%{prijs.zbt:tfs.docincassoimp.vrijgavegoederen.eur.EN}%</td></tr><tr><td colspan=\"2\"> </td></tr><tr><td colspan=\"2\"><strong>Collections export</strong></td></tr><tr><td>Export collection handling fees</td><td>%{prijs.zbt:tfs.docincassoexp.behandelingskosten.export.eur.EN}%</td></tr><tr><td>Handling fee amendments</td><td>%{prijs.zbt:tfs.docincassoexp.behandelingskosten.wijzigen.eur.EN}%</td></tr><tr><td>Handling fee discounts</td><td>%{prijs.zbt:tfs.docincassoexp.behandelingskosten.verdisconteren.eur.EN}% plus discount percentage</td></tr><tr><td colspan=\"2\"> </td></tr><tr><td colspan=\"2\"><strong>Import Letters of Credit and Standby Letters of Credit Import</strong></td></tr><tr><td>Opening fees: instruction via InsideBusiness Trade</td><td>%{prijs.zbt:tfs.ilc.behandelingskosten.openen.int.eur.EN}%</td><td> </td></tr><tr><td>Paper-based opening fees</td><td>%{prijs.zbt:tfs.ilc.behandelingskosten.openen.schrift.eur.EN}%  </td><td> </td></tr><tr><td>Fee admendments via InsideBusiness Trade</td><td>%{prijs.zbt:tfs.ilc.behandelingskosten.wijzigen.int.eur.EN}%  </td><td> </td></tr><tr><td>Paper-based amendment fees</td><td>%{prijs.zbt:tfs.ilc.behandelingskosten.wijzigen.schrift.eur.EN}%  </td><td> </td></tr><tr><td>LC drafting fees</td><td>%{prijs.zbt:tfs.ilc.kostenopstellenlc.per.tekst.eur.EN}% per draft</td></tr><tr><td>Document handling fees</td><td>%{prijs.zbt:tfs.ilc.behandelingskosten.doc.eur.EN}%</td></tr><tr><td>Handling fee discounts</td><td>%{prijs.zbt:tfs.ilc.behandelingskosten.verdisconteren.eur.EN}% plus discount percentage</td></tr><tr><td>Release of goods</td><td>%{prijs.zbt:tfs.ilc.vrijgave.goederen.eur.EN}%</td></tr><tr><td>Discrepancy fees</td><td>%{prijs.zbt:tfs.ilc.behandelingafwijkingendocumenten.eur.EN}%</td></tr><tr><td>Opening commitment commission fee</td><td>0,125% for each opening and each month (minimum of %{prijs.zbt:tfs.ilc.provisie.kredverplichting.eur.EN}% per month), paid in one go. Based on the full term and the total amount of the commitment.</td></tr><tr><td>Document commission fees</td><td>%{prijs.zbt:tfs.ilc.provisie.doc.perc.EN}%, of the value of the documents amount, with a minimum of %{prijs.zbt:tfs.ilc.provisie.acceptmin.eur.EN}%</td></tr><tr><td>Accepted or deferred payment commitment commission fee</td><td>A percentage charged for each accepted or deferred payment and each month started (at least €75 per month), paid in one go. Based on the full term and the total amount of the commitment..</td></tr><tr><td colspan=\"2\"> </td></tr><tr><td colspan=\"2\"><strong>Export Letters of Credit and Standby Letters of Credit Export</strong></td></tr><tr><td>Handling consultancy fees</td><td>%{prijs.zbt:tfs.elc.behandelingskosten.adviseren.eur.EN}%</td></tr><tr><td>Amendment fees</td><td>%{prijs.zbt:tfs.elc.behandelingskosten.wijzigen.eur.EN}%</td></tr><tr><td>Document handling fees</td><td>%{prijs.zbt:tfs.elc.behandelingskosten.doc.eur.EN}%</td></tr><tr><td>Transfer handling fees</td><td>%{prijs.zbt:tfs.elc.behandelingskosten.overdragen.percentage.perc.EN}% of the value of the transferred amount (minimum %{prijs.zbt:tfs.elc.behandelingskosten.overdragen.eur.EN}%)</td></tr><tr><td>Handling fee discounts</td><td>%{prijs.zbt:tfs.elc.behandelingskosten.verdisconteren.eur.EN}%</td></tr><tr><td>Confirmation commitment</td><td>A percentage charged for each LC and each month started (minimum %{prijs.zbt:tfs.elc.provisie.confirmatie.eur.EN}% per month), calculated on a monthly basis on the amount of the commitment outstanding.</td></tr><tr><td>Document commission fees</td><td colspan=\"2\">%{prijs.zbt:tfs.elc.provisie.documenten.perc.EN}%, of the value of the documents amount (minimum of %{prijs.zbt:tfs.elc.provisie.documenten.minimum.eur.EN}%)</td></tr><tr><td>Accepted or deferred payment commitment commission fee</td><td>A percentage charged for each accepted or deferred payment and each month started (minimum %{prijs.zbt:tfs.elc.provisie.accept.minimum.eur.EN}% per month), paid in one go. Based on the full term and the total amount of the commitment.</td></tr><tr><td>Preliminary document check</td><td>%{prijs.zbt:tfs.elc.voorcontrole.doc.eur.EN}%</td></tr><tr><td colspan=\"2\"> </td></tr><tr><td colspan=\"2\"><strong>Communication fees and other charges</strong></td></tr><tr><td>Urgent treatment fee</td><td>%{prijs.zbt:tfs.doccommunicatie.toeslagspoed.eur.EN}%</td></tr><tr><td>Other handling fees[1]</td><td>%{prijs.zbt:tfs.docbetalingsverkeer.overigebehandeingskosten.eur.EN}%</td></tr><tr><td>Swift (flat rate)</td><td>%{prijs.zbt:tfs.doccommunicatie.vasttarief.eur.EN}%</td></tr><tr><td>Courier fees (overnight)</td><td>%{prijs.zbt:tfs.doccommunicatie.koerierbinnennlbuitennl.EN}%</td><td> </td></tr><tr><td>Urgent courier fees</td><td>%{prijs.zbt:tfs.bankgarantie.spoedkoerierskosten.peropdracht.eur.EN}%  </td><td> </td></tr><tr><td colspan=\"2\">Any third-party fees are charged seperately.</td></tr><tr><td colspan=\"2\"><p>[1] In other words, for forwarding documents to a third party, consulting documents via email, or endorsing documents per set.</p><p> </p></td></tr></tbody></table><p> </p>"}},{"componentType":"linkList","iconTitle":{"title":"More about"},"textLinks":[{"url":"/zakelijk/klantenservice/tarieven","text":"All ING Business fees and charges"},{"url":"/particulier/tarieven","text":"All private individuals fees and charges"}]},{"componentType":"linkList","iconTitle":{"title":"Downloads & information"},"textLinks":[{"url":"https://assets.ing.com/m/75df98bd553f61a0/original/Tarieven-zakelijk-betalingsverkeer.pdf","text":"Fees and rates for business transaction services (PDF; in Dutch)"},{"url":"https://assets.ing.com/m/2d664df740348655/original/Rates-for-business-transaction-services.pdf","text":"Fees and rates for business transaction services (PDF; in English)"}]},{"componentType":"paragraph","richBody":{"value":"<p>Despite the constant care and attention that ING pays to the composition of its website www.ing.nl, unfortunately, the listed fees and rates may contain typos. ING cannot be held liable for any direct or indirect damage that may result from any typos.</p>"}}]}}}