{"type":"document","data":{"id":"d3b20fd3-3b65-41a2-b666-aa8435576ba7","localeString":"en-GB","publishDate":"2026-02-10T11:11:48.765+01:00","contentType":"onecms:productPage","hasMacro":true,"macros":["prijs.zbt:basis.bankieren.starterspakket.eur.EN","prijs.zbt:basis.bankieren.proxy.tweedetmvijfdedevertegenwoordigergemachtigde.eur.EN","prijs.zbt:basis.bankieren.ondernemerspakket.eur.EN","prijs.zbt:basis.bankieren.proxy.eerstevertegenwoordigergenmachtigde.eur.EN","prijs.zbt:basis.bankieren.kostenklantonderzoek.eenmanszaakvennootschaponderfirmamaatschap.eur.EN","prijs.zbt:basis.bankieren.kostenklantonderzoek.bvcooperatiekerkgenootschapcvbuitenlandserechtsvormoverige.rechtsvormen.eur.EN","prijs.zbt:basis.bankieren.kostenklantonderzoek.naamlozevennootschap.eur.EN","prijs.zbt:basis.bankieren.zakelijkerekening.eur.EN","prijs.zbt:basis.bankieren.zakelijkerekening.creditrente.0-100k.perc.EN","prijs.zbt:basis.bankieren.zakelijkerekening.creditrente.100k-250k.perc.EN","prijs.zbt:basis.bankieren.zakelijkerekening.creditrente.boven250k.perc.EN","prijs.zbt:basis.bankieren.zakelijkerekening.debetrente.perc.EN","prijs.zbt:basis.bankieren.derdengeldenrekening.eur.EN","prijs.zbt:basis.bankieren.derdengeldenrekening.creditrente.vanaf0.perc.EN","prijs.zbt:basis.bankieren.derdengeldenrekening.creditrente.boven20m.perc.EN","prijs.zbt:basis.bankieren.grekening.eur.EN","prijs.zbt:basis.bankieren.nietingezetenerekening.eur.EN","prijs.zbt:basis.bankieren.vreemdevaluta.eur.EN","prijs.zbt:basis.bankieren.internetbankieren.mingz.aanschafpakket.eur.EN","prijs.zbt:basis.bankieren.internetbankieren.mingz.abonnement.eur.EN","prijs.zbt:basis.bankieren.internetbankieren.koppelingboekhoudpakket.1koppeling.eur","prijs.zbt:basis.bankieren.internetbankieren.koppelingboekhoudpakket.2tm4koppelingen.eur.EN","prijs.zbt:basis.bankieren.internetbankieren.koppelingboekhoudpakket.5ofmeerkoppelingen.eur.EN","prijs.zbt:basis.bankieren.internetbankieren.insidebusinesspayments.abonnement.eur.EN","prijs.zbt:basis.bankieren.internetbankieren.insidebusinesspayments.kostenpergebruiker.eur.EN","prijs.zbt:basis.bankieren.internetbankieren.insidebusinessconnect.abonnement.eur.EN","prijs.zbt:basis.bankieren.internetbankieren.insidebusinessconnect.toevoegenklant.eur.EN","prijs.zbt:basis.bankieren.internetbankieren.multibankreporting.eur.EN","prijs.zbt:basis.bankieren.internetbankieren.multibankpayments.eur.EN","prijs.zbt:basis.bankieren.internetbankieren.multibankpayments.rekening.eur.EN","prijs.zbt:basis.bankieren.passenencards.betaalpas.eur.EN","prijs.zbt:basis.bankieren.passenencards.vervangenbetaalpas.eur.EN","prijs.zbt:basis.bankieren.passenencards.businesscard.eur.EN","prijs.zbt:basis.bankieren.passenencards.corporatecard.bedrijfsfacturering.eur.EN","prijs.zbt:basis.bankieren.passenencards.purchasingcard.eur.EN","prijs.zbt:basis.bankieren.passenencards.spoedverstrekkingbusinesscorporatecardpurchasingcard.eur.EN","prijs.zbt:basis.bankieren.passenencards.kostentelatebetaling.businesscard.perc.EN","prijs.zbt:basis.bankieren.passenencards.kostentelatebetaling.ccenpc.perc.EN"],"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Find all fees and charges for our basic business payment solutions."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"It's always good to know how much something costs before you commit. Find an overview of our basic payment solution fees here. \r\n\r\nQuestions? Please get in touch with our customer service.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/4fe2e145-a293-45ad-9e4c-ff02cbc1e787/Person-on-laptop","type":"image","width":4500,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/4d73aea86b29b069/original/Person-on-laptop.jpg","extension":"jpg"},"title":"Our payment solution fees","subtitle":"A quick overview"},"backLink":{"textLink":{"url":"/en/business/payments","text":"Business payments"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","title":"Current rates","richBody":{"value":"

"},"textLinks":[{"url":"/en/business/payments/rates/transfers-within-sepa-countries","text":"Payments within SEPA countries"},{"url":"/en/business/payments/rates/transfers-outside-sepa-countries","text":"Payments outside SEPA countries"},{"url":"/en/business/payments/rates/cash","text":"Cash"},{"url":"/en/business/payments/rates/international-business-payments","text":"Doing business abroad"},{"url":"/en/business/payments/rates/account-and-balance-information-costs","text":"Account and balance information"}]},{"componentType":"paragraph","richBody":{"value":"
Startup business package   %{prijs.zbt:basis.bankieren.starterspakket.eur.EN}% per month
Business payment package for new entrepreneurs. Within the first 6 months, the following is free: your business current account, debit card, 2 legal representatives and/or authorised users, and online banking via My ING Business and the ING App. If you add a 3rd or 5th legal representative or authorised user, you'll pay %{prijs.zbt:basis.bankieren.proxy.tweedetmvijfdedevertegenwoordigergemachtigde.eur.EN}% per month per person.
"}},{"componentType":"accordion","accordionList":[{"title":"Digital transactions during the first 6 months are also free. These include:","richBody":{"value":"

Transfers within SEPA countries

Incoming credit transfers in euros

  • Standard credit transfers
  • Direct debits (incoming)
  • Payment request credit transfers

Outgoing credit transfers in euros

  • Single credit transfers
  • Multiple credit transfers
  • Direct debits (outgoing)
  • iDEAL / Wero payments

Reporting

  • Account information

After 6 months, your startup business package will be converted to an entrepreneur package. You'll then pay a fee to use these products and services.

 

"}}]},{"componentType":"paragraph","richBody":{"value":"

 

Entrepreneur package%{prijs.zbt:basis.bankieren.ondernemerspakket.eur.EN}% per month
Permanent until you cancel, this package includes a business current account, debit card, 2 legal representatives and/or authorised users, and online banking via My ING Business and the ING App. Adding a 3rd or 5th legal representative or authorised user costs %{prijs.zbt:basis.bankieren.proxy.tweedetmvijfdedevertegenwoordigergemachtigde.eur.EN}% per month per person.

 

Fees for legal representatives and/or authorised users without a package
1st legal representative or authorised user%{prijs.zbt:basis.bankieren.proxy.eerstevertegenwoordigergenmachtigde.eur.EN}%
2nd to 5th legal representative and/or endorsee%{prijs.zbt:basis.bankieren.proxy.tweedetmvijfdedevertegenwoordigergemachtigde.eur.EN}% per month per person
No fees are charged from the 6th legal representative or authorised user on. 
More about fees for legal representatives and/or authorised users

 

Customer due diligence fee
Sole proprietorship, commercial partnership (VOF), public partnership%{prijs.zbt:basis.bankieren.kostenklantonderzoek.eenmanszaakvennootschaponderfirmamaatschap.eur.EN}% per month

Association and foundation, private limited company under Dutch
aw (BV), cooperative, religious organisation, limited partnership,
legal form recognised in another country, and any other legal forms

%{prijs.zbt:basis.bankieren.kostenklantonderzoek.bvcooperatiekerkgenootschapcvbuitenlandserechtsvormoverige.rechtsvormen.eur.EN}% per month
Public limited company under Dutch law (NV)%{prijs.zbt:basis.bankieren.kostenklantonderzoek.naamlozevennootschap.eur.EN}% per month
More about customer due diligence fees 

 

Business current account fee
Current account%{prijs.zbt:basis.bankieren.zakelijkerekening.eur.EN}% per account, per month

 

Business current account interest rates

Credit interest

From €0 to €100,000%{prijs.zbt:basis.bankieren.zakelijkerekening.creditrente.0-100k.perc.EN}%
Over €100,000 to €250,000%{prijs.zbt:basis.bankieren.zakelijkerekening.creditrente.100k-250k.perc.EN}%
Over €250,000%{prijs.zbt:basis.bankieren.zakelijkerekening.creditrente.boven250k.perc.EN}%
Debit interest
Unauthorised overdraft interest%{prijs.zbt:basis.bankieren.zakelijkerekening.debetrente.perc.EN}%

Debit and credit interest rates are on an annual basis. This means debit interest is charged monthly. Credit interest is charged annually. The settlement period and percentages listed apply to standard business current accounts without a credit facility. Interest is calculated on a daily basis. To calculate the interest, we use the actual number of days in a year. Usually, that's 365 days; 366 in case of a leap year. Interest rates are variable and may change daily.

 

Third-party account fee
Third-party account%{prijs.zbt:basis.bankieren.derdengeldenrekening.eur.EN}% per account, per month

 

Third-party account balanceCredit interest from 1 January 2025
From €0 to €20,000,000%{prijs.zbt:basis.bankieren.derdengeldenrekening.creditrente.vanaf0.perc.EN}%
Over €20,000,000%{prijs.zbt:basis.bankieren.derdengeldenrekening.creditrente.boven20m.perc.EN}%

Credit interest is an interest rate on an annual basis. It's charged monthly. These interest rates are variable and may change daily. View our third-party account's historical interest rates.

 

Other business accounts
G-account%{prijs.zbt:basis.bankieren.grekening.eur.EN}%
Non-resident current account%{prijs.zbt:basis.bankieren.nietingezetenerekening.eur.EN}%
  
Currency exchange 
Foreign curency account%{prijs.zbt:basis.bankieren.vreemdevaluta.eur.EN}%

Currency exchange subscription fee

Free of charge. Included in the monthly foreign currency account fee
Currency exchange transaction feeAll fees are included in the exchange rate and are displayed when you exchange currencies.
Foreign currency account interest rates depend on the currency.

 

Digital banking
My ING Business
Purchase fee%{prijs.zbt:basis.bankieren.internetbankieren.mingz.aanschafpakket.eur.EN}%
Subscription fee
%{prijs.zbt:basis.bankieren.internetbankieren.mingz.abonnement.eur.EN}% per month
 
Connection to accounting software (excl. VAT)  
1 connected account%{prijs.zbt:basis.bankieren.internetbankieren.koppelingboekhoudpakket.1koppeling.eur}% per month
3 to 4 connected accounts%{prijs.zbt:basis.bankieren.internetbankieren.koppelingboekhoudpakket.2tm4koppelingen.eur.EN}% per month
5 or more connected accounts%{prijs.zbt:basis.bankieren.internetbankieren.koppelingboekhoudpakket.5ofmeerkoppelingen.eur.EN}% per month
 
InsideBusiness payments  
Subscription fee%{prijs.zbt:basis.bankieren.internetbankieren.insidebusinesspayments.abonnement.eur.EN}% per month
Fee per user%{prijs.zbt:basis.bankieren.internetbankieren.insidebusinesspayments.kostenpergebruiker.eur.EN}% per month
 
InsideBusiness Connect, EBICS, SWIFT
Subscription fee%{prijs.zbt:basis.bankieren.internetbankieren.insidebusinessconnect.abonnement.eur.EN}% per month
Implementation contribution%{prijs.zbt:basis.bankieren.internetbankieren.insidebusinessconnect.abonnement.eur.EN}%
Adding a customer to current InsideBusiness Connect
(File Transfer, EBICS, Swift) contract of a Service Bureau		%{prijs.zbt:basis.bankieren.internetbankieren.insidebusinessconnect.toevoegenklant.eur.EN}%
 
Remote Initiation Services (for InsideBusiness Payments andInsideBusiness Connect)
Multibank Reporting%{prijs.zbt:basis.bankieren.internetbankieren.multibankreporting.eur.EN}% per month
Multibank Payments%{prijs.zbt:basis.bankieren.internetbankieren.multibankpayments.eur.EN}% per month
plus %{prijs.zbt:basis.bankieren.internetbankieren.multibankpayments.rekening.eur.EN}% per account per month
Cards
Debit card%{prijs.zbt:basis.bankieren.passenencards.betaalpas.eur.EN}% per card, per month
Spare debit card, no questions asked%{prijs.zbt:basis.bankieren.passenencards.vervangenbetaalpas.eur.EN}% per card
Business card%{prijs.zbt:basis.bankieren.passenencards.businesscard.eur.EN}% per card, per year
Corporate card, company pay%{prijs.zbt:basis.bankieren.passenencards.corporatecard.bedrijfsfacturering.eur.EN}% per card, per year
Purchasing card%{prijs.zbt:basis.bankieren.passenencards.purchasingcard.eur.EN}% per year
Emergency business card, corporate card, or purchasing card%{prijs.zbt:basis.bankieren.passenencards.spoedverstrekkingbusinesscorporatecardpurchasingcard.eur.EN}% per card
Late payment fee [1]%{prijs.zbt:basis.bankieren.passenencards.kostentelatebetaling.businesscard.perc.EN}% of the outstanding balance
[1] This fee applies to business cards. The late payment fee for corporate cards, purchasing cards, and purchase control is %{prijs.zbt:basis.bankieren.passenencards.kostentelatebetaling.ccenpc.perc.EN}% 
"}},{"componentType":"paragraph","title":"Business transaction service fees","richBody":{"value":"

"},"textLinks":[{"url":"https://assets.ing.com/m/75df98bd553f61a0/original/tarievenbrochure-zakelijk-betalingsverkeer.pdf","text":"Business payment fees as of 1 January 2025 (PDF; in Dutch)"},{"url":"https://assets.ing.com/m/6fcc216083636851/original/tariff-brochure-for-business-transaction-services.pdf","text":"Business payment fees as of 1 January 2025 (PDF; in English)"}]},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"componentType":"accordion","accordionList":[{"title":"Does my business qualify for an entrepreneur package?","richBody":{"value":"

Probably yes! The entrepreneur package is available for all legal forms, which include:

The package contents are the same for all customers, but you're always free to use additional products and services. 

"}},{"title":"What are the monthly business account fees based on?","richBody":{"value":"

Your monthly fee may vary — depending on account type and usage, if you use any additional products and services, and if you have a payment package or not. In many cases, an entrepreneur package is cheaper than paying for services seperately. All fees are listed on your invoice, which you can find in My ING Business and the ING App.

"}}]},{"componentType":"linkList","iconTitle":{"title":"More about"},"textLinks":[{"url":"/zakelijk/klantenservice/tarieven","text":"All ING Business fees and charges"},{"url":"/particulier/tarieven","text":"All private individuals fees and charges"}]},{"componentType":"linkList","iconTitle":{"title":"Payments"},"textLinks":[{"url":"/en/business/accepting-payments","text":"Accepting payments"},{"url":"/zakelijk/betalen/betalingen-doen","text":"Executing payments"},{"url":"/en/business/payments/cash","text":"Cash withdrawal and deposit"}]},{"componentType":"paragraph","richBody":{"value":"

Despite the constant care and attention that ING pays to the composition of its website www.ing.nl, unfortunately, the listed fees and rates may contain typos. ING cannot be held liable for any direct or indirect damage that may result from any typos.

"}}]}}}