{"type":"document","data":{"id":"35a8cf67-bd05-4fd3-a167-45017be676a6","localeString":"en-GB","publishDate":"2026-04-02T15:46:13.006+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Snelheid betaling of snelheid betalingsverkeer overboeken hoe snel"},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Just paid a supplier and wondering how long the transfer will take? Here’s how quickly your payment is processed within the Netherlands and whether it’ll land on time.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/7bc28b32-5e25-4708-a383-b53773556f80/Person-waiting-and-looking-at-a-red-passing-subway-train","type":"image","width":3000,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/fa4f8981219380/original/Person-waiting-and-looking-at-a-red-passing-subway-train.jpg","extension":"jpg"},"title":"Payment speed","subtitle":"European transfer to SEPA countries"},"backLink":{"textLink":{"url":"/en/business/payments","text":"Business payments"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","title":"Transfer to an ING Current Account","richBody":{"value":"<p><span><span><span><span><span><span><span><span>The times below apply to payments via the Mobile Banking App and My ING Business to an ING Current Account.</span></span></span></span></span></span></span></span></p><p> </p><table><thead><tr><th width=\"33%\"><p><span><span><span><span><span><span><span><span><span><strong><span>When you make the payment</span></strong></span></span></span></span></span></span></span></span></span></p></th><th width=\"33%\">Money debited from your account</th><th width=\"34%\"><p><span><span><span><span><span><span><span><span><span><strong><span>Money credited to recipient’s account</span></strong></span></span></span></span></span></span></span></span></span></p></th></tr></thead><tbody><tr><td>Every day</td><td>Instantly</td><td>Instantly</td></tr></tbody></table>"}},{"componentType":"paragraph","title":"Transfer to a current account at another bank","richBody":{"value":"<p><span><span><span><span><span><span><span><span><span><span><span>The times below apply to payments via the Mobile Banking App and My ING </span></span></span></span></span></span><span><span><span><span><span><span>Business</span></span></span></span></span></span><span><span><span><span><span><span> to a current account at a bank other than ING.</span></span></span></span></span></span></span></span></span></span></span></p><table><thead><tr><th width=\"34%\">When you make the payment</th><th width=\"33%\">Money debited from your account</th><th width=\"33%\">Money credited to recipient&apos;s account</th></tr></thead><tbody><tr><td><p>Business days before 3 PM</p></td><td>Instantly</td><td><span><span><span><span><span><span>Same day, or instantly if it’s an </span></span></span></span></span></span><a href=\"https://www.ing.nl/en/business/payments/paying/instant-payments\">instant payment</a></td></tr><tr><td><p>Business days after 3 PM*</p></td><td>Instantly</td><td><span><span><span><span><span><span>Next working day, or instantly if it’s an </span></span></span></span></span></span><a href=\"https://www.ing.nl/en/business/payments/paying/instant-payments\">instant payment</a></td></tr><tr><td><p>Weekends and bank holidays**</p></td><td>Instantly</td><td><span><span><span><span><span><span>Next working day, or instantly if it’s an</span></span></span></span></span></span> <a href=\"https://www.ing.nl/en/business/payments/paying/instant-payments\">instant payment</a></td></tr></tbody></table><p>* <span><span><span><span><span><span><span><span>On business days after 3:00 PM, the debit will still be fully processed. The credit may occur the same business day, otherwise the next business day.</span></span></span></span></span></span></span></span></p><p>** Click <a href=\"https://www.ing.nl/en/business/customer-service/service-en-dienstverlening/payments-on-public-holidays\">here</a> for an overview of the holidays.</p>"}},{"componentType":"paragraph","title":"Other payments","richBody":{"value":"<ul><li>Payments with a transfer card:<br /><span><span><span><span><span><span><span><span>We’ll make sure the money’s in the recipient’s account within 2 working days after we get your instruction.</span></span></span></span></span></span></span></span></li><li>Processing speed for international payments:<br /><span><span><span><span><span><span><span><span>That depends on the country. Want the details? Check out more about </span></span></span></span></span></span></span></span><a href=\"https://www.ing.nl/en/personal/payments/payments-abroad/processing-time-foreign-payments\">processing times for international payments</a>.</li></ul>"}},{"componentType":"paragraph","title":"A standard or business direct debit order","richBody":{"value":"<p>On business days before 11:00 PM, the amount is booked two business days later </p>"}},{"componentType":"paragraph","title":"A Batch Payment","richBody":{"value":"<table><thead><tr><th width=\"25%\"><p><span><span><span><span><span><span><span><span><span><strong><span>When you send it</span></strong></span></span></span></span></span></span></span></span></span></p></th><th width=\"25%\">Money debited from your account</th><th width=\"25%\"><p><span><span><span><span><span><span><span><span><span><strong><span>Money credited to an ING account</span></strong></span></span></span></span></span></span></span></span></span></p></th><th width=\"25%\"><span><span><span><span><span><span><span><span><span><strong><span>Money credited to an non-ING account</span></strong></span></span></span></span></span></span></span></span></span></th></tr></thead><tbody><tr><td>Business days before 2:30 PM</td><td><p><span><span><span><span><span><span><span><span><span><span><span>Same day</span></span></span></span></span></span></span></span></span></span></span></p></td><td><p><span><span><span><span><span><span><span><span><span><span><span>Same day</span></span></span></span></span></span></span></span></span></span></span></p></td><td><p><span><span><span><span><span><span><span><span><span><span><span>Same day</span></span></span></span></span></span></span></span></span></span></span></p></td></tr><tr><td><p>Business days after 2:30 PM</p></td><td><p><span><span><span><span><span><span><span><span><span><span><span>Same day</span></span></span></span></span></span></span></span></span></span></span></p></td><td><p><span><span><span><span><span><span><span><span><span><span><span>Same day</span></span></span></span></span></span></span></span></span></span></span></p></td><td>Next Business day</td></tr><tr><td><p>Weekend or bank holiday*</p></td><td><p><span><span><span><span><span><span><span><span><span><span><span>Same day</span></span></span></span></span></span></span></span></span></span></span></p></td><td><p><span><span><span><span><span><span><span><span><span><span><span>Same day</span></span></span></span></span></span></span></span></span></span></span></p></td><td>Next Business day</td></tr></tbody></table><p>* <span><span><span><span>Want to know which days are holidays? Click </span></span></span></span><a href=\"https://www.ing.nl/en/business/customer-service/service-en-dienstverlening/payments-on-public-holidays\">here</a> <span><span><span><span> for the full list.</span></span></span></span></p><p><span><span><span><span><span><span><span><span><strong>Salary batch payments (SALA)</strong></span></span></span></span></span></span></span></span><br /><span><span><span><span><span><span><span><span>These only run on working days. The good news? All banks credit salaries on the same day. The catch? That’s only possible on working days. You can send salary batches via </span></span></span></span><span><span><span><span>InsideBusiness</span></span></span></span><span><span><span><span> Payments, </span></span></span></span><span><span><span><span>InsideBusiness</span></span></span></span><span><span><span><span> Portal or </span></span></span></span><span><span><span><span>InsideBusiness</span></span></span></span><span><span><span><span> Connect.</span></span></span></span></span></span></span></span></p>"}},{"componentType":"sectionTitle","title":"Frequently asked questions about payment processing speed"},{"componentType":"accordion","accordionList":[{"title":"I’ve sent money but the recipient hasn’t received it yet. Why?","richBody":{"value":"<p><span><span><span><span><span><span><span><span>Check the payment speed overview</span></span></span></span></span></span></span></span><span><span><span><span><span><span><span><span> to see how fast payments within the Netherlands are processed. If it’s been 3 working days and still nothing, we might be able to start a payment investigation.</span></span></span></span></span></span></span></span></p><p>For international payments it depends on the country. <span><span><span><span>Want more details? You’ll find them </span></span></span></span><a href=\"https://www.ing.nl/en/personal/payments/payments-abroad/processing-time-foreign-payments\">here</a>.</p>"}},{"title":"How do I check if I’ve received a payment?","richBody":{"value":"<p><span><span><span><span><span><span><span><span>We process payments all day, but we don’t have visibility on incoming payments. Best thing? Contact the person or organization who sent the payment.</span></span></span></span></span></span></span></span></p>"}},{"title":"Can I make an urgent payment?","richBody":{"value":"<p><span><span><span><span><span><span><span><span>Sorry, we don’t offer urgent payments. Speed depends on the type of payment. Check the overview on the page above. <a href=\"https://www.ing.nl/en/business/payments/paying/instant-payments\">Instant payments</a> are </span></span></span></span></span></span></span></span>credited to the account of the beneficiary within a few seconds.</p>"}}]},{"componentType":"linkList","iconTitle":{"title":"Meer over"},"textLinks":[{"url":"/zakelijk/betalen/zakelijke-rekening","text":"Zakelijke Rekening"},{"url":"/zakelijk/klantenservice/service-en-dienstverlening/betalingsverkeer-op-feestdagen","text":"Snelheid betalingsverkeer op feestdagen"},{"url":"/zakelijk/betalen/betalingen-doen/instant-payments","text":"Meer over Instant Payments bij ING"}]},{"componentType":"linkList","iconTitle":{"title":"Downloads & informatie"},"textLinks":[{"url":"https://assets.ing.com/m/4dc8de602b1788d0/original/ING-Speed-of-payments-in-the-Netherlands.pdf","text":"Speed of payments in the Netherlands"}]},{"componentType":"linkList","iconTitle":{"title":"Meer over betalen"},"textLinks":[{"url":"/zakelijk/betalen/betalingen-doen","text":"Betalingen doen"},{"url":"/zakelijk/geld-ontvangen","text":"Geld ontvangen"},{"url":"/zakelijk/geld-ontvangen/ing-checkout","text":"Online betalingen ontvangen"},{"url":"/zakelijk/betalen/contant-geld","text":"Contant geld storten en opnemen"},{"url":"/zakelijk/betalen/zakelijke-creditcards/businesscard","text":"Zakelijke creditcard aanvragen"},{"url":"/zakelijk/betalen/zakelijke-rekening","text":"Zakelijke rekening openen"}]}]}}}