{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Do international business smarter. Keep more of what you earn.","robotInstruction":{"noFollow":true,"noIndex":true}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span><span><span><span><span>With a </span></span></span></span><span><span><span><span><strong>Foreign Currency Account</strong></span></span></span></span><span><span><span><span>, you stay in control of your foreign currencies. Receive, hold and make payments in foreign currencies, and choose when to exchange. With the free </span></span></span></span><span><span><span><span><strong>Currency Exchange</strong></span></span></span></span><span><span><span><span> tool, you can see the current exchange rate, costs and rate trends upfront. This helps you choose when to exchange and avoid unnecessary exchange costs.</span></span></span></span></span></span></span></span></p>"}},{"componentType":"sectionTitle","title":"Get more from your foreign currency transactions:"},{"componentType":"sectionTitle","title":"Competitive rates, no transfer fees"},{"alignedImage":{"position":"left","extension":"jpg","original":"https://assets.ing.com/asset/50e8ab0e-dc84-4612-b798-5cfe13ba7a5e/Header-DPM-bonus-existing-clients.jpg","transformBaseUrl":"https://assets.ing.com/transform/50e8ab0e-dc84-4612-b798-5cfe13ba7a5e/Header-DPM-bonus-existing-clients"},"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span><span><span><span><span>Get a more competitive exchange rate with <strong>Currency Exchange</strong> than when paying directly in a foreign currency from your Business Account. See the current rate and costs upfront, with no additional transfer fees when moving money to or from your Business Account.</span></span></span></span></span></span></span></span></p>"},"textLinks":[{"text":"Explore Currency Exchange","url":"/en/business/payments/international-payments/currency-exchange"}]},{"componentType":"sectionTitle","title":"Tailored pricing possible"},{"alignedImage":{"position":"right","extension":"jpg","original":"https://assets.ing.com/asset/a2b0fe94-d7f5-43e4-b02e-ec57ef1bd351/Katsjing-Q4-2026-Brandbar_tile_blob_reisverzekering_1680X912.jpg","transformBaseUrl":"https://assets.ing.com/transform/a2b0fe94-d7f5-43e4-b02e-ec57ef1bd351/Katsjing-Q4-2026-Brandbar_tile_blob_reisverzekering_1680X912"},"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span>Do you exchange more than €250,000 in foreign currencies each year? Depending on your transaction volume, you may qualify for a lower exchange rate fee. The higher your volume, the more competitive your rate may be.</span></span></span></span> <span><span><span><span>We can also help you manage foreign exchange risk, for example with forward contracts.</span></span></span></span></p>"},"textLinks":[{"text":"Contact us for tailored pricing","url":"/en/business/payments/international-payments/contact-fx-tailored-pricing"}]},{"componentType":"sectionTitle","title":"Real-time exchange rate insights"},{"alignedImage":{"position":"left","extension":"jpg","original":"https://assets.ing.com/asset/d9fbf696-fb6c-4dc8-bf7a-dcbfd2bd858a/Two-happy-people-sit-at-a-table-and-look-at-a-computer-during-an-office-meeting.jpg","transformBaseUrl":"https://assets.ing.com/transform/d9fbf696-fb6c-4dc8-bf7a-dcbfd2bd858a/Two-happy-people-sit-at-a-table-and-look-at-a-computer-during-an-office-meeting"},"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span>Track current exchange rates and rate movements with Currency Exchange. You can also set up rate alerts. This helps you stay on top of the market and choose when you want to exchange or not.  </span></span></span></span></p>"},"textLinks":[{"text":"View current exchange rates","url":"/banking/foreign-currency-exchange?EW=true"}]},{"componentType":"sectionTitle","title":"Everything in one app"},{"alignedImage":{"position":"right","extension":"jpg","original":"https://assets.ing.com/asset/706c8336-f042-4ca1-a0c4-1def3dce4e67/Portrait-of-a-smiling-woman-with-a-pink-helmet-on-the-street.jpg","transformBaseUrl":"https://assets.ing.com/transform/706c8336-f042-4ca1-a0c4-1def3dce4e67/Portrait-of-a-smiling-woman-with-a-pink-helmet-on-the-street"},"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span>Exchange currencies digitally via the ING App or </span></span></span></span><span><span><span><span>Mijn</span></span></span></span><span><span><span><span> ING </span></span></span></span><span><span><span><span>Zakelijk</span></span></span></span><span><span><span><span> from your Foreign Currency Account. Your exchanged funds are </span></span></span></span><span><span><span><span>mostly </span></span></span></span><span><span><span><span>available in the new currency within 30 minutes. This gives you the convenience of managing your euros and foreign currencies with one bank.</span></span></span></span></p>"},"textLinks":[{"text":"More about a Foreign Currency Account","url":"https://mijnzakelijk.ing.nl/banking/content/business/products/payments-and-creditcards/foreign-currency-account"},{"text":"Open a Foreign Currency Account","url":"https://mijnzakelijk.ing.nl/banking/foreign-currency-accounts/open?EW=true"}]},{"componentType":"cta"},{"componentType":"cta","textLink":{"text":"Check the current exchange rate","url":"/banking/foreign-currency-exchange?EW=true"}},{"componentStyle":"default","componentType":"linkList","iconTitle":{"icon":{"extension":"svg","original":"https://assets.ing.com/asset/cc150b23-b123-4f46-93a6-6825dbcbbec3/Transactions-Refund_Euro_Outline.svg","publishedAt":"2025-02-14T14:04:58Z","transformBaseUrl":"https://assets.ing.com/transform/cc150b23-b123-4f46-93a6-6825dbcbbec3/Transactions-Refund_Euro_Outline","type":"image","updatedAt":"2025-11-18T13:21:16Z","width":0},"title":"More about internationale transactions"},"textLinks":[{"text":"International payments","url":"/en/business/payments/international-payments"},{"text":"Foreign Currency Account","url":"https://mijnzakelijk.ing.nl/banking/content/business/products/payments-and-creditcards/foreign-currency-account"},{"text":"Currency Exchange","url":"/en/business/payments/international-payments/currency-exchange"},{"text":"Personal contact","url":"/zakelijk/betalen/internationaal-betalingsverkeer/contact-fx-tailored-pricing"}]}]},"hasMacro":false,"id":"971e96ce-469a-4afb-96fc-709a3074da70","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"International payments","url":"/en/business/payments/international-payments"}},"componentType":"productHeader","coreHeader":{"headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/77a05788-a541-4b6b-b94c-282c330b4b8c/Thoughtful-businessman-in-spectacles-pressing-hands-together-at-a-cafe.jpg","publishedAt":"2026-10-26T10:38:57Z","transformBaseUrl":"https://assets.ing.com/transform/77a05788-a541-4b6b-b94c-282c330b4b8c/Thoughtful-businessman-in-spectacles-pressing-hands-together-at-a-cafe","type":"image","updatedAt":"2026-10-26T10:39:07Z","width":900},"subtitle":"Do international business smarter. Keep more of what you earn.","title":"Get more from your global transactions"},"usps":[{"body":"Competitive exchange rates","icon":{"altTextEN":"check, checkmark","altTextNL":"check, vinkje","extension":"svg","original":"https://assets.ing.com/asset/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin.svg","publishedAt":"2022-07-04T09:54:27Z","transformBaseUrl":"https://assets.ing.com/transform/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin","type":"image","updatedAt":"2026-08-11T09:25:42Z","width":24}},{"body":"Tailored pricing available","icon":{"altTextEN":"check, checkmark","altTextNL":"check, vinkje","extension":"svg","original":"https://assets.ing.com/asset/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin.svg","publishedAt":"2022-07-04T09:54:27Z","transformBaseUrl":"https://assets.ing.com/transform/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin","type":"image","updatedAt":"2026-08-11T09:25:42Z","width":24}},{"body":"Real-time exchange rate insights","icon":{"altTextEN":"check, checkmark","altTextNL":"check, vinkje","extension":"svg","original":"https://assets.ing.com/asset/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin.svg","publishedAt":"2022-07-04T09:54:27Z","transformBaseUrl":"https://assets.ing.com/transform/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin","type":"image","updatedAt":"2026-08-11T09:25:42Z","width":24}},{"body":"Everything in one app","icon":{"altTextEN":"check, checkmark","altTextNL":"check, vinkje","extension":"svg","original":"https://assets.ing.com/asset/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin.svg","publishedAt":"2022-07-04T09:54:27Z","transformBaseUrl":"https://assets.ing.com/transform/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin","type":"image","updatedAt":"2026-08-11T09:25:42Z","width":24}}]},"publishDate":"2026-11-12T15:41:03.741+01:00"}}