{"type":"document","data":{"contentType":"onecms:subCategoryPage","flexPageMetadata":{"afmBanner":false,"description":"Discover the options for managing international payments with ING, such as International Business Payments or a Foreign Currency Account.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Paying within Europe"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/asset/8af7dd41-11a9-403f-a2ba-0a4f47f3dac9/wallet-euro-coins.svg","transformBaseUrl":"https://assets.ing.com/transform/8af7dd41-11a9-403f-a2ba-0a4f47f3dac9/wallet-euro-coins","type":"image","width":0},"intro":"International payments in euros and other currencies.","link":{"url":"/en/business/payments/paying/money-transfer"},"title":"European money transfer (SEPA)"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Payments outside Europe and in a different currency"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"png","original":"https://assets.ing.com/asset/6fb66205-a291-4b36-8972-c9556e9b6374/Currency-Exchange.png","transformBaseUrl":"https://assets.ing.com/transform/6fb66205-a291-4b36-8972-c9556e9b6374/Currency-Exchange","type":"image","width":671},"intro":"Pay in the currency of your international partners and save on costs.","link":{"url":"/en/business/payments/business-account/foreign-currency-account"},"title":"Foreign currency account"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"png","original":"https://assets.ing.com/asset/869cff0d-1026-4d27-bd66-a5350a0a92f6/Globe-graph.png","transformBaseUrl":"https://assets.ing.com/transform/869cff0d-1026-4d27-bd66-a5350a0a92f6/Globe-graph","type":"image","width":667},"intro":"Realtime insights in exchange rates and exchange easily at competitive rates.","link":{"url":"/en/business/payments/international-payments/currency-exchange"},"title":"Currency exchange"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"png","original":"https://assets.ing.com/asset/991a4df5-7a85-4903-9e2c-dacc041760f1/woman-planet-money_197x176.png","transformBaseUrl":"https://assets.ing.com/transform/991a4df5-7a85-4903-9e2c-dacc041760f1/woman-planet-money_197x176","type":"image","width":197},"intro":"Transfer money quickly and cost-effectively in a different currency.","link":{"url":"/en/business/payments/international-payments/international-payment"},"title":"International payment"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/asset/129c3260-c58f-4d80-bfea-67d293489b8d/creditcardwithsparkles.svg","transformBaseUrl":"https://assets.ing.com/transform/129c3260-c58f-4d80-bfea-67d293489b8d/creditcardwithsparkles","type":"image","width":160},"intro":"A convenient way to pay worldwide, online and afterwards.","link":{"url":"/en/business/payments/business-credit-cards"},"title":"Business credit card"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Currency risk management"},{"componentType":"paragraph","richBody":{"value":"<p>If you do business outside the eurozone, chances are you’ll receive and/or make payments in a currency other than euro. Because international currency markets are constantly moving, you face currency risk: your foreign currency may lose value against the euro. You can manage and hedge these risks with currency transactions.</p><ul class=\"check-mark\"><li>Solutions tailored to your situatio</li><li>Certified treasury specialists</li><li>Minimum annual currency transactions of € 1.000.000</li></ul>"},"textLinks":[{"text":"More about currency risk management","url":"/en/business/payments/international-payments/currency-risk-management"}]},{"componentType":"linkList","iconTitle":{"title":"More information"},"textLinks":[{"text":"BIC and IBAN","url":"/en/business/payments/international-payments/bic-and-iban"},{"text":"Currency risk management","url":"/en/business/payments/international-payments/currency-risk-management"},{"text":"Submission deadlines and cut-off times","url":"/en/personal/payments/payments-abroad/processing-time-foreign-payments"},{"text":"Payment terms by country","url":"/en/business/payments/international-payments/explanation-per-country"},{"text":"Hedging trade risks (Dutch)","url":"/zakelijk/internationaal-ondernemen/trade-finance-services"},{"text":"Incoterms (Dutch)","url":"/zakelijk/internationaal-ondernemen/starten-met-import-en-export/incoterms"}]},{"componentType":"linkList","iconTitle":{"title":"Downloads & information"},"textLinks":[{"text":"Business payment traffic rates","url":"https://assets.ing.com/asset/6f35c3f0-7901-4dbc-a01c-1cdae48603c5/Tarieven-zakelijk-betalingsverkeer.pdf"},{"text":"International payments disclaimer","url":"/en/business/payments/international-payments/disclaimer-cross-border-payments"}]}]},"hasMacro":false,"id":"daa4585a-0ed6-4649-a72f-0ce41b12c93b","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Business payments","url":"/en/business/payments"}},"componentType":"categoryHeader","coreHeader":{"subtitle":"Arrange your international payments easily at ING: within Europe and beyond, in euros or other currencies.","title":"International payments"}},"publishDate":"2026-05-27T09:18:50.008+02:00"}}