{"type":"document","data":{"id":"f2e8a725-0838-4e31-b61b-f6d2d8a665d8","localeString":"en-GB","publishDate":"2026-02-16T16:18:40.137+01:00","contentType":"onecms:subCategoryPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Discover the options for managing international payments with ING, such as International Business Payments or a Foreign Currency Account."},"mainHeaderZone":{"componentType":"categoryHeader","backLink":{"textLink":{"url":"/en/business/payments","text":"Business payments"}},"productCard":{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"European money transfer (SEPA)","intro":"International payments in euros","image":{"transformBaseUrl":"https://assets.ing.com/transform/c0d1d3bd-2775-4d89-928a-e98f6f7e2682/Person-in-a-dark-room-looking-at-a-projected-european-union-flag-on-the-floor","type":"image","width":6016,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/4f789dc6606fb142/original/Person-in-a-dark-room-looking-at-a-projected-european-union-flag-on-the-floor.jpg","extension":"jpg"},"link":{"url":"/en/business/payments/paying/money-transfer"},"checkMarkList":["For international payments in euros and other currencies","For European direct debits in all SEPA countries"]},"coreHeader":{"title":"International payments","subtitle":"Make international payments within Europe with a Business account in euros. If you regularly make payments in other currencies, consider opening a Foreign Currency Account. Explore your options for international transactions."}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Currency risk management"},{"componentType":"paragraph","richBody":{"value":"

If you do business outside the eurozone, chances are you’ll receive and/or make payments in a currency other than euro. Because international currency markets are constantly moving, you face currency risk: your foreign currency may lose value against the euro. You can manage and hedge these risks with currency transactions.

"},"textLinks":[{"url":"/zakelijk/betalen/internationaal-betalingsverkeer/valutarisicomanagement","text":"More about currency risk management"}]},{"componentType":"linkList","iconTitle":{"title":"More information"},"textLinks":[{"url":"/en/business/payments/international-payments/bic-and-iban","text":"BIC and IBAN"},{"url":"/zakelijk/betalen/internationaal-betalingsverkeer/valutarisicomanagement","text":"Currency risk management"},{"text":"The situation in Ukraine and your banking"},{"url":"/particulier/betalen/buitenland/verwerkingsduur-buitenlandse-betalingen","text":"Submission deadlines / cut-off times"},{"url":"/zakelijk/betalen/internationaal-betalingsverkeer/uitleg-per-land","text":"Payment terms by country"},{"url":"/zakelijk/internationaal-ondernemen/trade-finance-services","text":"Hedging trade risks"},{"url":"/zakelijk/internationaal-ondernemen/starten-met-import-en-export/incoterms","text":"Incoterms"}]},{"componentType":"linkList","iconTitle":{"title":"Downloads & information"},"textLinks":[{"url":"https://assets.ing.com/m/75df98bd553f61a0/original/Tarieven-zakelijk-betalingsverkeer-1-januari-2023.pdf","text":"Business payment traffic rates"},{"url":"/zakelijk/betalen/internationaal-betalingsverkeer/disclaimer-grensoverschrijdend-betalingsverkeer","text":"International payments disclaimer"}]}]},"freeHeaderZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Foreign currency account","intro":"Pay in the currency of your international partners","image":{"transformBaseUrl":"https://assets.ing.com/transform/a3a1998a-42ac-4960-8745-1075d5f104b0/Close-up-of-grocery-shopper-counting-money-in-wallet","type":"image","width":4096,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/7f9de7d6b0a2affa/original/Close-up-of-grocery-shopper-counting-money-in-wallet.jpg","extension":"jpg"},"link":{"url":"/en/business/payments/business-account/foreign-currency-account"},"checkMarkList":["Incoming and outgoing payments in the same currency","Available in 22 currencies","Save on transaction and exchange costs"]},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Currency Exchange","intro":"Exchange currencies easily at competitive rates","image":{"transformBaseUrl":"https://assets.ing.com/transform/bb3e542b-6fc1-4404-844c-3a5d108d0d19/Duik-in-de-economie-euros","type":"image","width":2508,"original":"https://assets.ing.com/m/7496dba02a747f5d/original/Duik-in-de-economie-euros.jpg","extension":"jpg"},"link":{"url":"/en/business/payments/international-payments/currency-exchange"},"checkMarkList":["Transparent and user-friendly","Competitive and sharp pricing","New currency quickly available in your account"]},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"International payment","intro":"Transfer money quickly and cost-effectively in a different currency","image":{"transformBaseUrl":"https://assets.ing.com/transform/27e40993-1af7-43ad-8130-f041516f9a62/globe","type":"image","width":160,"original":"https://assets.ing.com/m/6d7b81647091188f/original/globe.svg","extension":"svg"},"link":{"url":"/en/business/payments/international-payments/international-payment"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Business credit card","intro":"A convenient way to pay worldwide, online and afterwards","image":{"transformBaseUrl":"https://assets.ing.com/transform/a6434ccd-a76c-4ea5-be8a-9251a1f40a5d/tip-creditcard-1","type":"image","width":207,"altTextEN":"\"\"","altTextNL":"\"\"","original":"https://assets.ing.com/m/7f11330ee38d7cdb/original/tip-creditcard-1.svg","extension":"svg"},"link":{"url":"/en/business/payments/business-credit-cards"}}]}]}}}