{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Contactless payments are quick, safe, and easy. Your customers can pay up to €50 without entering their PIN.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"The pros of contactless payments"},{"componentType":"paragraph","richBody":{"value":"<ul><li><strong>Fast and seamless. </strong>No need to enter your PIN for payments up to €50. Briefly hold, confirm, and go.</li><li><strong>Less cash, better security. </strong>Less cash in the till means better security for your employees, your customers, and your business.</li><li><strong>Smooth customer experience. </strong>Nowadays, customers tend to not carry as much cash. Contactless payments are quick and easy. </li></ul>"}},{"componentType":"sectionTitle","title":"How it works"},{"alignedImage":{"position":"right"},"componentType":"paragraph","richBody":{"value":"<p>You can make contactless payments after you&apos;ve paid or withdrawn cash using your PIN at least once.  </p><p>To pay contactless, briefly hold your debit card to the side of the payment terminal. Simple!</p>"}},{"accordionList":[{"richBody":{"value":"<p>You won&apos;t have to enter your PIN to make payments up to €50.  </p><p>Here’s how it works:</p><ul><li><p>Briefly your debit card close to the payment terminal </p></li><li><p>You&apos;ll pay straight away — no PIN needed </p></li><li><p>A &apos;payment successful’ message will pop up on the terminal screen </p></li></ul>"},"title":"Pay up to €50 without PIN"},{"richBody":{"value":"<ul><li><p>Briefly hold your debit card close to the payment terminal </p></li><li><p>Enter your PIN and confirm </p></li><li><p>A &apos;payment successful’ message will pop up on the terminal screen </p></li></ul>"},"title":"Pay more than €50 with PIN"},{"richBody":{"value":"<p>If your consecutive contactless purchases amount to €100 or more, you&apos;ll be prompted for your PIN the next time you hold your card to the payment terminal.</p><p>If you pay by entering your PIN before you&apos;ve reached this daily contactless limit, the limit will reset. </p>"},"title":"€100 daily contactless limit"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Safety"},{"componentType":"paragraph","richBody":{"value":"<p><strong>Contactless payments are fast, easy, and safe</strong></p><p>Contactless payments are just as safe as PIN payments. You can make small payments under €50 without entering your PIN. The daily limit for consecutive contactless payments without a PIN is €100. Payments over €50 must always be authorised by entering your PIN.</p><p><strong>Card loss or theft? Your money is protected</strong></p><p>If someone else uses your debit card to make contactless payments after it was lost or stolen, we&apos;ll refund any unauthorised charges at no deductible.<br />We do, however, make exceptions. For instance, if you know your card is lost or stolen but fail to immediately block it. It can then reasonably be assumed that you&apos;d know this would leave your account vulnerable to fraudulent transactions, which you may be held liable for. </p><p><strong>Suspect fraud? Immediately contact our hotline.</strong></p>"}},{"componentType":"sectionTitle","title":"Don’t have a payment terminal yet?"},{"componentType":"paragraph","richBody":{"value":"<p>Browse our selection of payment terminals to find the one that works best for your business. When you order through ING, you’ll purchase a terminal from our trusted partner, together with an ING transaction processing contract.</p>"}},{"componentType":"linkList","iconTitle":{"title":"More information"},"textLinks":[{"text":"Business accounts","url":"/en/business/payments/business-account/extra-business-account"},{"text":"Business debit cards","url":"/en/business/payments/debit-cards"},{"text":"Accepting debit cards","url":"/en/business/accepting-payments/payment-terminals"}]},{"componentType":"linkList","iconTitle":{"title":"Payments"},"textLinks":[{"text":"Accepting payments","url":"/en/business/accepting-payments"},{"text":"Executing payments","url":"/zakelijk/betalen/betalingen-doen"},{"text":"Cash withdrawal and deposit","url":"/en/business/payments/cash"}]}]},"hasMacro":false,"id":"04987aa9-b040-4a4a-b479-83d23ece6b4f","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Business debit cards","url":"/en/business/payments/debit-cards"}},"componentType":"productHeader","coreHeader":{"body":"Briefly hold your debit card to the side of the payment terminal to make a contactless payment. You can make contactless payments up to €50 without entering your PIN. Easy, safe, and quick!\r\n\r\nRather not use contactless payments? You can easily turn it off in the ING App or My ING Business.","headerImage":{"altTextDE":"\"","altTextEN":"\"","altTextFR":"\"","altTextNL":"\"","extension":"jpg","original":"https://assets.ing.com/m/567ea0c874142795/original/Customer-using-card-to-tap-pay-at-POS-in-food-truck.jpg","transformBaseUrl":"https://assets.ing.com/transform/48d36481-f144-415f-be1f-d6f206ae3cfc/Customer-using-card-to-tap-pay-at-POS-in-food-truck","type":"image","width":5616},"subtitle":"To activate contactless payments, insert your card into the terminal and enter your PIN to make a purchase or withdrawal.","title":"Contactless payments"},"cta":{"componentType":"cta","textLink":{"text":"Turn contactless payments on and off","url":"https://mijnzakelijk.ing.nl/banking/debit-card/contactless"}}},"publishDate":"2026-02-16T16:20:29.122+01:00"}}