{"type":"document","data":{"id":"2e9b54bf-bf51-487f-9e2e-9b5dd13010ee","localeString":"en-GB","publishDate":"2026-05-07T10:01:31.168+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Want to withdraw banknotes for your business? Read how cash withdrawals in banknotes work with ING and where you can do this."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"ING customers can withdraw cash at all Geldmaat ATMs. Abroad, you can also easily pay or withdraw money with your Debit Card or Credit Card.\r\nDoes your Debit Card have a Visa or Mastercard logo? Then you can withdraw money by holding your card or the digital card on your phone or smartwatch against the NFC reader. You can recognise it by the contactless symbol on the ATM. With contactless cash withdrawal, cash becomes even easier to access for everyone.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/6a31b25c-1c70-4fc4-ae64-6933a8f329d2/Smiling-young-woman-putting-on-a-crash-helmet-before-she-rides-her-scooter","type":"image","width":5472,"original":"https://assets.ing.com/asset/6a31b25c-1c70-4fc4-ae64-6933a8f329d2/Smiling-young-woman-putting-on-a-crash-helmet-before-she-rides-her-scooter.jpg","extension":"jpg"},"title":"Notes withdrawal","subtitle":"Withdraw cash from your Business Account, always and everywhere. Now also available with your phone or smartwatch."},"backLink":{"textLink":{"url":"/en/business/payments/cash","text":"Cash for entrepreneurs"}}},"flexZone":{"flexComponents":[{"componentType":"productFeatures","highlighted":false,"items":[{"body":"Cash in hand within a few minutes.","title":"Fast"},{"body":"Withdraw money with your phone, smartwatch, or Debit Card.","title":"Easy"},{"body":"Over 3.400 locations to withdraw cash spread over the Netherlands","title":"Accessible"}]},{"componentType":"sectionTitle","title":"How does it work?"},{"componentType":"applicationProcess","steps":{"stepList":[{"title":"Go to 1 of the 3.400 Geldmaat ATMs with your Debit card","body":"Check the ATM Locator of Geldmaat for the nearest ATM.","textLink":{"url":"https://www.geldmaat.nl/en/need-help/locator","text":"ATM Locator"}},{"title":"Start the transaction on the ATM.","body":"Insert your Debit Card into the ATM and choose “withdraw.” Does your card have a Visa or Mastercard logo? Then you can also withdraw money by holding the digital card on your phone or smartwatch against the NFC reader. Enter your PIN and you’re done."},{"title":"Select the amount","body":"Enter the amount you want to withdraw. Alternatively, choose 'Other amount and bill selection' to select a custom amount. The minimum amount you can choose is mostly €10. If certain bills are unavailable, the screen will display which denominations are still in the machine."},{"title":"Take the notes from the ATM.","body":"After you select the amount and type of notes, the machine will check wether your balance is sufficient. When this check is complete, the machine will give you the amount. You can then choose if you want a receipt.\r\n\r\nTo practice and to learn step by step how an ATM works, you can visit the Geldmaat ATM Demo page.","textLink":{"url":"https://geldautomaat-training.geldmaat.nl/en/","text":"Geldmaat ATM Demo"}}]}},{"componentType":"sectionTitle","title":"Frequently Asked Questions"},{"componentType":"paragraph","title":"Withdraw notes","richBody":{"value":"<p></p>"}},{"componentType":"accordion","accordionList":[{"title":"Where can I withdraw notes?","richBody":{"value":"<p>ING customers can withdraw and deposit cash at all ATMs of Geldmaat. Check the <a href=\"https://www.geldmaat.nl/en/need-help/locator/\">ATM Locator</a> to find the nearest available ATM.</p><p>To withdraw cash you can either use your Debit Card and PIN or the Cashcode. You can withdraw and deposit cash up to your daily limit and you can do this in multiple transactions. The standard limit for withdrawals is € 500 however you can change the limit in the ING App.</p>"}},{"title":"Which notes can I withdraw?","richBody":{"value":"<p>Most ATMs offer €10, €20 and €50 notes, however it is possible certain notes are currently not available at the ATM.</p><p>There are also ATM which offer €5 notes, you can find these by using the &apos;€5&apos; filter at the <a href=\"https://www.geldmaat.nl/en/need-help/locator/\">ATM Locator</a> of Geldmaat.</p><p>Depending on the type of machine there is a maximum number of notes per transaction. It is possible to do multiple transactions a day up to the daily limit.</p><p> </p>"}},{"title":"How much money can I withdraw per day?","richBody":{"value":"<p>Per day you can withdraw € 500, this is our standard withdrawal limit. You want an higher or lower limit? Just change the withdrawal limit yourself, to a maximum of € 5.000 a day. You decide what suits you best! You can do this yourself in the ING App or My ING Business.</p><p>Don&apos;t have access to ING App or My ING Business, request access now. You can arrange this easily yourself via ING.nl. Need help? Just come by one of our offices, our staff members are glad to assist. Make sure to bring your Debit Card, PIN code and a valid ID.</p>"}},{"title":"Need help with your cash withdrawal?","richBody":{"value":"<p>That&apos;s what the Geldmaat Plus service is for! A number of Primera, Bruna and The Readshop branches offer this service. You can recognise these by a Geldmaat Plus sticker on the shop window or door.</p><p><strong>How do I find a branch offering Geldmaat Plus?</strong></p><ul><li>Go to Geldmaat&apos;s <a href=\"https://www.geldmaat.nl/en/need-help/locator/\">ATM Locator</a> and use the ATMs &apos;with assistance&apos; filter. This will show branches that offer this service in your area.</li><li>Once there, ask an employee for help with the ATM. They&apos;ll be happy to answer any questions and help you use the ATM. You can also have a look at the ATM screens in advance via the website of <a href=\"https://geldautomaat-training.geldmaat.nl/en/\">Geldmaat</a>.</li></ul>"}},{"title":"Where can I ask my questions about withdrawing banknotes at a Geldmaat ATM?","richBody":{"value":"<p>If the withdrawn amount has not been processed correctly, for example, the wrong amount was taken from your account or you recieved too little cash, you as owner or legal representative can easily send a service request using the form with this <a href=\"https://mijn.ing.nl/banking/complaint-form/general/business?EW=true\">link</a>. We are happy to help you. Please be patient, as we sometimes need to do extra checks with Geldmaat to solve the problem. This can take up to 30 days. If no extra check is needed, most requests are solved within 10 days.</p>"}},{"title":"I have filed a request about a withdrawal at a Geldmaat ATM, what happens next?","richBody":{"value":"<p>We’re investigating what went wrong with the withdrawal at the Geldmaat ATM.</p><p>We check the data recorded by the ATM to see wether it matches our systems. We also look into whether the machine reported any error codes during the transaction. In most cases, we can resolve your request within 10 days after it has been submitted.</p><p>There is no need to call ING or Geldmaat to check the status of your request. Due to privacy regulations, Geldmaat is not permitted to access your account or transaction details.</p>"}},{"title":"Questions about Coin Transactions via Geldmaat ","richBody":{"value":"<p><span><span><span>Did something go wrong while withdrawing coin rolls, for example, a withdrawal where not all coin rolls were issued? Then contact Geldmaat at 088-1104100. Geldmaat Coins is open from Monday to Friday from 8:00 to 17:30. The request for a refund will be handled and feedback will be provided by Geldmaat Coins.</span></span></span></p>"}},{"title":"Do you not recognise a cash withdrawal?","richBody":{"value":"<p><span><span><span>For fraud or scams, loss or theft of your credit card, contact the <a href=\"https://www.ing.nl/en/personal/customer-service/hotline\">emergency line</a> immediately. </span></span></span>You can contact our Emergency Line via chat on weekdays from 8:30 AM to 5:00 PM. The Emergency Line is also by phone available 24 hours a day, 7 days a week at 020 22 888 00.</p><p><span><span><span>You can block your debit card yourself in Mijn ING or the ING app.</span></span></span></p>"}},{"title":"Why is Cashcode stopping, and what are the alternatives?","richBody":{"value":"<p>From the 1st of July, you can no longer use Cashcode. But no worries: withdrawing cash has already become easier.</p><p>With your new ING debit card, which you have already received or will receive soon, you can withdraw cash contactless at Geldmaat. Simply hold your card briefly against the contactless reader. You no longer need to insert your card into the machine.</p><p><strong>How do you recognise the contactless reader?</strong></p><p>You can recognise cash machines that support contactless withdrawals by the contactless payment symbol. This is a square with curved lines, the same symbol you see when paying contactless in shops.</p><p><strong>Withdraw cash with your phone or smartwatch</strong></p><p>In addition to your debit card, you can also withdraw cash using your phone or smartwatch with Apple Pay, Google Pay, or Garmin Pay.</p><p>Add your digital debit card to your wallet and hold your phone or watch against the contactless reader in the same way. On this <a href=\"https://www.ing.nl/en/personal/payments/pay-with-your-phone\">page</a>, you can read how to add your debit card to your wallet.</p>"}}]},{"componentType":"paragraph","title":"Costs","richBody":{"value":"<p></p>"}},{"componentType":"accordion","accordionList":[{"title":"Why do I need to pay for a cash withdrawal?","richBody":{"value":"<p>We enable cash withdrawals, but this does incur costs, for example, for the rental of the Geldmaat ATMs and the maintenance of the machines.</p>"}},{"title":"What are the costs for a cash withdrawal or deposit?","richBody":{"value":"<p>For a full overview of all our rates, check out our <a href=\"https://assets.ing.com/m/2d664df740348655/original/tariff-brochure-for-business-transaction-services.pdf\">brochure</a>.</p>"}}]},{"componentType":"paragraph","title":"Geldmaat","richBody":{"value":"<p></p>"}},{"componentType":"accordion","accordionList":[{"title":"Where is the nearest ATM of Geldmaat located?","richBody":{"value":"<p>Check the <a href=\"https://www.geldmaat.nl/en/need-help/locator/\">ATM Locator</a> of Geldmaat to find the nearest available ATM.</p>"}},{"title":"What are the ATM opening hours?","richBody":{"value":"<p><span><span><span>The opening hours of Geldmaat ATMs are not the same everywhere and depend on the type of location where the machine is placed.</span></span></span></p><p><span><span><span>Most Geldmaat ATMs are open between 7:00 in the morning and 22:00 in the evening. Check the <a href=\"https://www.geldmaat.nl/en/need-help/locator/\">Geldmaat ATM Locator</a> for the most up‑to‑date opening hours.</span></span></span></p><p><span><span><span>Their built-in security measures will stay online. Although this might be inconvenient for some, security is our top priority.</span></span></span></p>"}},{"title":"How can I check if an ATM is available?","richBody":{"value":"<p>On the Geldmaat <a data-type=\"external\" href=\"https://www.geldmaat.nl/en/need-help/locator\">location guide</a> you can see whether a machine is available. Click on a location on the map to see the opening hours and services available.</p>"}},{"title":"A question or comment about the Geldmaat ATM? ","richBody":{"value":"<p><span><span><span>Do you have a question or comment about the use or operation of Geldmaat ATMs? Please contact <a href=\"https://www.geldmaat.nl/en/contact/\">Geldmaat</a>.</span></span></span></p><p><span><span><span>Malfunctions do not need to be reported to Geldmaat, Geldmaat automatically receives a notification when an ATM is out of order.</span></span></span></p>"}}]},{"componentType":"paragraph","title":"Other ING products","richBody":{"value":"<p></p>"}},{"componentType":"accordion","accordionList":[{"title":"I want to withdraw cash but I don't have an ING Debit card","richBody":{"value":"<p>If you want to withdraw cash, you&apos;ll need a Debit card or you can use the Cashcode. With this temporary code you can withdraw money at the Geldmaat ATM. For more information:  </p><p><a href=\"https://www.ing.nl/en/personal/payments/cash-money/cash-code\">Cashcode</a></p><p>You don&apos;t have a card yet? You can request this easily via the ING App, your digital Debit Card will be directly available and within 5 working days the fysical Debit Card will be delivered at your adress.</p><p><a href=\"https://assets.ing.com/m/3d7a7274d9f99cac/original/Betaalpas-voor-Zakelijke-Rekening.pdf\">Request Debit card </a></p>"}},{"title":"Do you have a regular demand for cash?","richBody":{"value":"<p>Order your cash via a cash in transit carrier, it&apos;s safe and easy. Ordering cash is done via an online portal, after signing a contract with the cash in transit carrier for example Brinks. You don&apos;t need a contract with ING, please go directly to the website of the cash in <a data-type=\"internal\" href=\"/en/business/payments/cash/cash-in-transit-carrier\">transit carrier</a>.</p>"}}]},{"componentType":"linkList","iconTitle":{"title":"More about"},"textLinks":[{"url":"/en/business/payments/cash/deposit-notes","text":"Deposit notes"},{"url":"/en/business/payments/cash/withdraw-coins","text":"Coin withdrawal and deposit"},{"text":"Packed deposits via the sealbag machine"},{"url":"/en/business/payments/cash/cash-in-transit-carrier","text":"Ordering cash via cash in transit carrier"}]}]}}}