{"type":"document","data":{"id":"422fde14-9fc3-4be6-9afa-5c922f3bc79f","localeString":"en-GB","publishDate":"2026-04-07T13:38:22.551+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Want to deposit packaged cash for your business? Read how depositing via a sealbag machine works with ING and what you need."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Entrepreneurs have two options to deposit cash at ING; unpackaged and packaged deposit. Find out below which option suits you best.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/e5fb3aef-7014-409d-b68b-002827a2e063/Young-woman-holding-cactus-in-nursery-store","type":"image","width":4271,"original":"https://assets.ing.com/asset/e5fb3aef-7014-409d-b68b-002827a2e063/Young-woman-holding-cactus-in-nursery-store.jpg","extension":"jpg"},"title":"Packaged deposits","subtitle":"Do you regularly need to deposit cash? Packaged cash deposits is one of the two options we offer."},"backLink":{"textLink":{"url":"/en/business/payments/cash","text":"Cash for entrepreneurs"}}},"flexZone":{"flexComponents":[{"componentType":"comparisonCards","comparisonCardList":[{"highlight":"Most popular choise","title":"Unpackaged deposits","subtitle":"With your ING Debit card and pin","image":{"transformBaseUrl":"https://assets.ing.com/transform/28516f27-4d40-463e-8cc9-2dc6cb65252d/Acquisitie-Business-Awareness","type":"image","width":6720,"original":"https://assets.ing.com/m/53e145ae7f6ac2e5/original/Acquisitie-Business-Awareness.jpg","extension":"jpg"},"usps":[{"body":"Cheapest option","iconType":"check-mark"},{"body":"Amounts from €5","iconType":"check-mark"},{"body":"Deposit upto €30.000 per day","iconType":"check-mark"},{"body":"The money directly into your account","iconType":"check-mark"}],"cta":{"componentType":"cta","textLink":{"url":"/en/business/payments/cash/deposit-notes","text":"Unpackaged deposits"}}},{"title":"Packaged cash deposits","subtitle":"With a sealbag agreement","image":{"transformBaseUrl":"https://assets.ing.com/transform/65f432c5-cbd8-4c08-bd16-25b53ebb1456/Traveling-business-woman-walking-with-bag-and-phone","type":"image","width":799,"original":"https://assets.ing.com/m/b1cc4f2be0e734/original/Traveling-business-woman-walking-with-bag-and-phone.jpg","extension":"jpg"},"usps":[{"body":"ING Debit card and pin not needed","iconType":"check-mark"},{"body":"Larger amounts","iconType":"check-mark"},{"body":"Unlimited deposits","iconType":"check-mark"},{"body":"With limit direct into your account","iconType":"check-mark"}],"cta":{"componentType":"cta","textLink":{"url":"https://mijnzakelijk.ing.nl/banking/sealbags/request-agreement?flow-step=agreement-steps-info","text":"Request packaged deposits agreement"}}}],"title":"Unpackaged deposits,Packaged cash deposits"},{"componentType":"sectionTitle","title":"How does it work?"},{"componentType":"applicationProcess","steps":{"stepList":[{"title":"Request packaged deposits agreement","body":"You can request a Request packaged deposits agreement via My ING Business, it's fast and easy. To make use of the packaged deposit service you need to have My ING Business. Deposits always need to be preannounced, which is only possible in My ING Business.\r\n\r\nIf you don't use the sealbag agreement for 13 months, the agreement will be terminated.","textLink":{"url":"https://mijnzakelijk.ing.nl/banking/sealbags/request-agreement?flow-step=agreement-steps-info","text":"Request packaged deposits"}},{"title":"Order sealbags","body":"You can easily order your sealbags in My ING Business. These will be delivered within 5 working days.","textLink":{"url":"https://mijnzakelijk.ing.nl/banking/sealbags/order?flow-step=create-order","text":"Order sealbags"}},{"title":"Pack your cash","body":"It's not possible to deposit without a preannouncement in My ING Business","textLink":{"url":"https://mijnzakelijk.ing.nl/banking/sealbags/register-deposit?flow-step=sealbag-register-steps-info","text":"Preannounce deposit"},"list":["Put the notes in a sealbag;","Preannounce the deposit. Finish the preannouncement flow in My ING Business;","Check on the location guide of Geldmaat where the nearest sealbag machine is located;","Drop you sealbag within 48 hours after your preannouncement in a sealbag machine;"]},{"title":"Drop your sealbag in a sealbagmachine","body":"First preannounce your deposit in My ING Business. Check the location guide of Geldmaat for the availability and opening hours of the sealbag machines. For customers with a pre-book limit the amount deposited will be in their account that same day. You make use of the pre-book service of ING.","textLink":{"url":"/en/business/payments/cash/sealbag-prebook","text":"Pre-book"}}]}},{"componentType":"actionAccordion","actionAccordionList":[{"title":{"value":"<p>Terms and Conditions</p>"},"icon":{"transformBaseUrl":"https://assets.ing.com/transform/c89bf937-bac2-44d2-aa8f-d75a90b3b544/Documents-Pdf_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/44d21e0d4026f0e/original/Documents-Pdf_Outline.svg","extension":"svg"},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<p>You want to request a &apos;packaged deposits agreement&apos; with us? It&apos;s important to know what this entails. You can read this in our terms and conditions. It describes all important information about this service and also what happens if there&apos;s a discrepancy between your preannouncement and the actual content of the sealbag.</p>"},"textLinks":[{"url":"https://assets.ing.com/m/5f9460dd6fec7322/original/Voorwaarden-Verpakt-Storten-ENG-12-2024.pdf","text":"Terms & Conditions sealbag agreement"}]}]}]},{"componentType":"sectionTitle","title":"Frequently Asked Questions"},{"componentType":"paragraph","title":"Packaged deposits","richBody":{"value":"<p></p>"}},{"componentType":"accordion","accordionList":[{"title":"Where can I order sealbags?","richBody":{"value":"<p>You can order the sealbags easily via My ING Business. These sealbags can only be used to deposit notes. You receive the sealbags within 5 working days at the requested address.</p>"}},{"title":"What is the registration period for a sealbag?","richBody":{"value":"<p>A preannouncement is valid for 48 hours, so deposit your sealbag within 48 hours after preannouncing in a sealbag machine of Geldmaat. Preannounce your sealbag via My ING Business.</p><p>The sealbag machine opens only when a sealbag has been preannounced and the time limit of 48 hours has not been elapsed. Has the 48 hours been elapsed, please preannounce a new sealbag.</p>"}},{"title":"What is the expiration date of a sealbag?","richBody":{"value":"<p>Sealbags have a limited expiry date. You can only use the sealbags with an expiry date that has not yet been passed. The expiry date is displayed on every sealbag.</p><p>Does the sealbag have an expired expiry date? Please order new sealbags via My ING Business.</p>"}},{"title":"I have not received a receipt or an error occured at the drop?","richBody":{"value":"<p>Have you not received a receipt or was there a different error at the machine? Contact Geldmaat via the <a href=\"https://www.geldmaat.nl/information-english\">contactform</a> or call directly with 088-22 74 100.</p>"}},{"title":"Can I deposit cash at an ING office?","richBody":{"value":"<p>No it&apos;s not possible to deposit cash at an ING office. You can deposit cash at the cash deposit machines of Geldmaat, all you need is an ING Debit card and a pin.</p><p>Check the <a href=\"https://www.locatiewijzer.geldmaat.nl/en/\">location guide</a> of Geldmaat for the nearest available cash recycler.</p>"}},{"title":"Where can I find more information about the cash deposit machines of Geldmaat?","richBody":{"value":"<p>It&apos;s easy and safe to deposit cash at Geldmaat&apos;s cash deposit machines (both indoor and outdoor locations) using your ING Debit card and PIN. Check Geldmaat&apos;s location guide for the nearest cash recycler. As an entrepreneur, you can deposit up to €30.000 per account daily at any Geldmaat cash recycler. All you need is your ING Debit card and PIN.</p><p>For more information, check out our product <a href=\"https://www.ing.nl/en/business/payments/cash-money/deposit-notes\">page</a>.</p>"}},{"title":"Why do I get charged for non-quality in a sealbag deposit?","richBody":{"value":"<p>For deposits which do not meet the requested quality standards, we charge you with a non-quality surcharge. Non-quality deposits are deposits which can&apos;t be processed via the machines but need manual processing. You can find the costs for non-quality in our <a href=\"https://www.ing.nl/zakelijk/betalen/tarieven/basis-betaalproducten\">rates overview</a>.</p><p>For below items we charge you a non-quality surcharge per deposit:</p><ul><li>The preannounced amount differs from the amount counted.</li><li>The sealbag is open or damaged.</li><li>One or more notes are ripped, wet, folded or incorrectly bundled.</li><li>The sealbag doesn&apos;t contain money.</li><li>The sealbag contains counterfeit notes or foreign currency.</li><li>The sealbag has been dropped without a preannouncement.</li></ul>"}}]},{"componentType":"paragraph","title":"Pre-book","richBody":{"value":"<p></p>"}},{"componentType":"accordion","accordionList":[{"title":"How does a pre-book limit work?","richBody":{"value":"<p>To qualify for a pre-book limit there are a couple of minimum requirements; you need to have a packaged deposit agreement for a minimum of 3 months, there should be at least 4 weeks with a sealbag deposit in these 3 months and the average amount of these deposits should be at least €4.000</p><p>Example 1:</p><p>You have made a weekly deposit for the last 3 months and the average amount of these deposits is €2.000. The total number of weeks with a deposit is more then 4 however the average amount is €2.000. Therefore you don&apos;t qualify for a pre-book limit.</p><p>Example 2:</p><p>You have made 6 deposits spread over 4 weeks in the last three months, the average amount of these deposits is €5.000. You meet the minimum requirement of 4 weeks with a deposit and the average amount is higher then €4.000. Therefore you qualify for a pre-book limit.</p><p> </p><p>The limits are recalculated each year. Please note: if not all conditions are met, the limit may be revoked.</p>"}},{"title":"How does pre-booking via a sealbag machine work?","richBody":{"value":"<ol><li>You preannounce your deposit via My ING Business.</li><li>You drop the sealbag with the barcode facing up in the sealbag machine of Geldmaat.</li><li>After we match your sealbag to your preannouncement, we can precredit your account. The precredited amount depends on the remainder pre-book limit left of your account at the moment you drop the sealbag</li></ol>"}},{"title":"If I want to make use of pre-booking, what conditions do I have to meet?","richBody":{"value":"<ol><li>You have a valid packaged deposit agreement.</li><li>You have preannounced your deposit via My ING Business.</li><li>You dropped the sealbag in the described manner in a sealbag machine of Geldmaat.</li><li>You have sufficient remainder pre-book limit left.</li></ol>"}},{"title":"What conditions must I meet to qualify for a pre-book limit?","richBody":{"value":"<p>You must meet the following three conditions:</p><ul class=\"check-mark\"><li>The agreement for packaged deposits must be at least 3 months old.</li><li>In the past 3 months, you must have had at least 4 weeks with sealbag deposits.</li><li>The average amount per sealbag must be at least €4.000.</li></ul><p>Limits are recalculated annually. Please note: if all conditions are no longer met, the limit may be revoked.</p><p></p>"}},{"title":"How long does it take for the deposit to be processed if I don't have a pre-book limit?","richBody":{"value":"<p>If you don&apos;t have a pre-book limit, or if there&apos;s no remaining space within your limit, it may take up to 10 business days for the sealbag to be processed.</p>"}}]},{"componentType":"paragraph","title":"Costs","richBody":{"value":"<p></p>"}},{"componentType":"accordion","accordionList":[{"title":"Why do I need to pay for a cash deposit?","richBody":{"value":"<p>We want to make sure you can deposit cash safely and easily at any time. To provide this service, we rent locations for the machines, keep them well-maintained and secure, and empty them regularly. Your sealbags are then transported and processed with care. These steps involve costs, which is why we charge a small fee per deposit—so you can count on a service that is reliable, accessible, and always available.</p>"}},{"title":"What does it cost to deposit cash?","richBody":{"value":"<p>Find an overview of all our costs in our <a href=\"https://assets.ing.com/m/2d664df740348655/original/tariff-brochure-for-business-transaction-services.pdf\">brochure</a>.</p>"}}]},{"componentType":"paragraph","title":"Geldmaat","richBody":{"value":"<p></p>"}},{"componentType":"accordion","accordionList":[{"title":"Where can I drop the sealbag?","richBody":{"value":"<p>The sealbag machines of Geldmaat are spread over the country, the <a href=\"https://www.locatiewijzer.geldmaat.nl/en/\">location guide</a> of Geldmaat shows you where.</p><p>Geldmaat aims to distribute the sealbag machines evenly throughout the Netherlands. By doing so we ensure there&apos;s always a sealbag machine close by. </p>"}},{"title":"What are the opening hours of the ATM?","richBody":{"value":"<p>All Geldmaat ATMs are open between 7 am and 11 pm. For security reasons, each machine is switched off after 11 pm. Their built-in security measures will stay online.</p><p>Although this might be inconvenient for some, security is our top priority.</p>"}},{"title":"How can I check if the sealbag machine is available?","richBody":{"value":"<p>The <a href=\"https://www.locatiewijzer.geldmaat.nl/en/\">location guide</a> of Geldmaat shows the availability per machine. Just click on the location you want to go to and a pop-up window shows all the details. For example &quot;Withdraw notes (1/1 available)&quot;</p>"}}]},{"componentType":"linkList","iconTitle":{"title":"Downloads & information"},"textLinks":[{"url":"https://assets.ing.com/m/5e916cbcf6857c8e/original/Manual-sealed-deposits.pdf","text":"Manual packaged deposits via the sealbag machine (PDF)"},{"url":"https://assets.ing.com/m/5f9460dd6fec7322/original/Voorwaarden-Verpakt-Storten-ENG-12-2024.pdf","text":"Terms & Conditions packaged deposits"}]},{"componentType":"linkList","componentStyle":"default","iconTitle":{"title":"More about"},"textLinks":[{"url":"/en/business/payments/cash/deposit-notes","text":"Unpackaged deposits"},{"url":"/en/business/payments/cash/withdraw-notes","text":"Withdraw notes"},{"url":"/en/business/payments/cash/sealbag-prebook","text":"Pre-book"},{"url":"/en/business/payments/cash/cash-in-transit-carrier","text":"Cash in transit carrier"}]}]}}}