{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Explanation of terms ING Businesscard account overview","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<table><thead><tr><th width=\"30%\"><p>ING Businesscard Account Overview</p></th><th width=\"70%\">Description</th></tr></thead><tbody><tr><td>Date</td><td>The date of the statement</td></tr><tr><td>Page</td><td>The page number and total number of pages</td></tr><tr><td>Sequence Number</td><td>The sequence number of the statement</td></tr><tr><td>Card Number</td><td>The last four digits of the number on the front of your ING Businesscard</td></tr><tr><td>Account Number</td><td>The 11-digit number also shown on your ING Businesscard statement</td></tr><tr><td>Spending Limit</td><td>The maximum amount you can spend per month with your ING Businesscard</td></tr><tr><td>Customer Reference</td><td>A specific reference provided by your company, such as an employee number</td></tr><tr><td>Mandate Reference:</td><td>The reference of the SEPA direct debit mandate</td></tr><tr><td>Total Expenses</td><td>The total of all expenses in this statement</td></tr><tr><td>Your IBAN</td><td>The number of the Business Account from which monthly expenses are debited</td></tr><tr><td>Opening Balance</td><td>The outstanding amount at the end of the previous month</td></tr><tr><td>Payments</td><td>The amount you have already paid</td></tr><tr><td>Remaining Balance</td><td>The outstanding amount after your payments</td></tr><tr><td>Transactions</td><td>The total of payments made with the card</td></tr><tr><td>Closing Balance</td><td>The total amount to be paid</td></tr><tr><td>Amount Due</td><td>The amount(s) to be paid as shown in the statement</td></tr><tr><td>Amount will be debited around </td><td>The outstanding amount will be debited from your account around the stated date</td></tr><tr><td>BIC/IBAN</td><td>Bank Identifier Code and International Bank Account Number</td></tr><tr><td>Creditor ID</td><td>Identification of ING Businesscard as the initiator of European direct debits</td></tr></tbody></table><p> </p>"}},{"componentType":"paragraph","richBody":{"value":"<table><thead><tr><th width=\"30%\"><strong>Transaction Overview</strong></th><th width=\"70%\"><strong> Description</strong></th></tr></thead><tbody><tr><td>Date</td><td>The date the transaction took place</td></tr><tr><td>Details</td><td>Description of the transaction or cash withdrawal</td></tr><tr><td>Currency</td><td>The foreign currency of the transaction</td></tr><tr><td>Original Amount</td><td>The amount in foreign currency</td></tr><tr><td>Exchange Rate</td><td>The exchange rate of the foreign currency against the euro</td></tr></tbody></table><p> </p>"}},{"componentType":"paragraph","richBody":{"value":"<table><thead><tr><th width=\"30%\"><strong>ING Businesscard Payment Details</strong></th><th width=\"70%\"><strong> Description</strong></th></tr></thead><tbody><tr><td>BIC/IBAN</td><td>Bank Identifier Code and International Bank Account Number</td></tr><tr><td>Creditor ID</td><td>Identification of ING Businesscard as the initiator of European direct debits</td></tr></tbody></table><p> </p>"}},{"cards":[{"cardSize":"medium","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/m/5ba20befdb6ca1b/original/womanskepticalfinger.svg","transformBaseUrl":"https://assets.ing.com/transform/91419ee1-14cb-41ba-b692-7c3e2fb7d732/womanskepticalfinger","type":"image","width":160},"intro":"Change your limit, update your PIN, report loss or theft.","link":{"url":"/zakelijk/betalen/zakelijke-creditcards/services"},"title":"Submit changes"}],"componentType":"cards"},{"componentType":"linkList","iconTitle":{"title":"Also interesting for you"},"textLinks":[{"text":"Manage your business credit card","url":"/zakelijk/betalen/zakelijke-creditcards/services"},{"text":"Apply for a business credit card","url":"/en/business/payments/business-credit-cards"},{"text":"Everything about the ING Commercial Card Portal","url":"/en/business/payments/business-credit-cards/commercial-card-portal"},{"text":"Open a business account","url":"/en/business/payments/business-account"}]}]},"hasMacro":false,"id":"ca7447a0-9ec6-4f56-951b-9491706a79b8","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Apply for a business credit card","url":"/en/business/payments/business-credit-cards"}},"componentType":"productHeader","coreHeader":{"body":"Each month, a digital statement is created for every ING Businesscard holder. Below you’ll find explanations of the terms used in this statement.","headerImage":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/6bac0874f4ec505d/original/Man-working-on-laptop-at-desk.jpg","transformBaseUrl":"https://assets.ing.com/transform/4d1312ba-f1f7-4d8b-9f61-36d5d7196ab3/Man-working-on-laptop-at-desk","type":"image","width":4466},"title":"Terms ING Businesscard account overview"}},"publishDate":"2025-12-09T14:26:43.651+01:00"}}