The right business credit card depends on the size of your company. The ING Businesscard is the best choice for sole traders, small businesses, SMEs, associations and foundations. The ING Corporate Card is the best choice for large and corporate businesses.
"}},{"componentType":"comparisonCards","comparisonCardList":[{"title":"ING Businesscard","subtitle":"For small businesses and sole traders","image":{"transformBaseUrl":"https://assets.ing.com/transform/4bfb5b93-561c-404f-bb0b-f6bf17967278/A-person-with-their-feet-up-on-a-suitcase-at-the-airport","type":"image","width":4096,"altTextNL":"Iemand met zijn voeten omhoog op een koffer op het vliegveld","altTextFR":"Une personne avec les pieds sur une valise à l'aéroport","original":"https://assets.ing.com/m/13a81d8b91279273/original/A-person-with-their-feet-up-on-a-suitcase-at-the-airport.jpg","extension":"jpg"},"usps":[{"body":"Pay worldwide and online afterwards","iconType":"check-mark"},{"body":"Insured and secure, also during business trips","iconType":"check-mark"},{"body":"Always insight into your business expenses","iconType":"check-mark"},{"body":"1 to 5 cardholders possible","iconType":"check-mark"}],"cta":{"componentType":"cta","textLink":{"url":"/en/business/payments/business-credit-cards/businesscard","text":"More about ING Businesscard"}}},{"title":"ING Corporate Card","subtitle":"For large businesses","image":{"transformBaseUrl":"https://assets.ing.com/transform/a2e082cd-9826-4447-8d7d-1e8e5789c416/Sector-magazine-leisure-winter-2023","type":"image","width":2508,"original":"https://assets.ing.com/m/1f61dd12fc88d5f2/original/Sector-magazine-leisure-winter-2023.jpg","extension":"jpg"},"usps":[{"body":"Pay worldwide and online afterwards","iconType":"check-mark"},{"body":"Insured and secure, also during business trips","iconType":"check-mark"},{"body":"Extensive reporting dashboard with procurement, travel and financial reports","iconType":"check-mark"},{"body":"Claims are automatically prepared in the claims system","iconType":"check-mark"},{"body":"More than 5 cardholders possible","iconType":"check-mark"}],"cta":{"componentType":"cta","textLink":{"url":"/en/business/payments/business-credit-cards/corporate-card","text":"More about ING Corporate Card"}}}],"title":"ING Businesscard,ING Corporate Card"},{"componentType":"sectionTitle","title":"How does a business credit card work?"},{"componentType":"paragraph","richBody":{"value":"With ING’s business credit card, you pay worldwide, online and afterwards. The business credit card works like a debit card, but is linked to a business account. This keeps personal and business expenses separate. Use the card for business purchases in stores and online. Also pay for business trips and Google ads easily with your company card. To pay with your ING Businesscard or ING Corporate Card, you use the ING Commercial Card Portal and the ING Commercial Card App.
These show all business expenses made with your credit card, monthly overviews and more.
Want to make changes to your business credit card? Change your spending limit, request an extra card, dispute a transaction or cancel your card? Go to our service and advice page and arrange it directly.
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Another benefit: you're insured while travelling for business.
Want to apply for a business credit card? Make sure your company meets the required conditions. These conditions differ between the ING Businesscard and the ING Corporate Card.
It’s essential that you can repay the credit on your card each month from your business account. That’s why one of the conditions is that your company holds a business account with ING.
"}},{"title":"I lost my business credit card / my card was stolen, what now?","richBody":{"value":"Call our Service Team immediately and have your business credit card blocked to prevent potential misuse.
"}},{"title":"A charge was wrongly made to my business credit card, what now?","richBody":{"value":"You can request a refund for a credit card payment using the application form.
Read more here about disputing an incorrect transaction
"}},{"title":"Why does my credit card have a square notch?","richBody":{"value":"ING and Mastercard have introduced a credit card with a unique angular notch. This design feature helps visually impaired users distinguish ING cards more easily.
Read or listen to more here.
"}},{"title":"Can I apply for a business credit card as a sole trader?","richBody":{"value":"You can easily apply for a business credit card online. However, there are a few conditions to consider, such as: