{"type":"document","data":{"contentType":"onecms:subCategoryPage","flexPageMetadata":{"afmBanner":false,"description":"Apply for a business credit card? Discover the promotion and all the benefits of this card.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Which business credit card suits your company best?"},{"componentType":"paragraph","richBody":{"value":"<p>The right business credit card depends on the size of your company. The ING Businesscard is the best choice for sole traders, small businesses, SMEs, associations and foundations. The ING Corporate Card is the best choice for large and corporate businesses.</p>"}},{"comparisonCardList":[{"cta":{"componentType":"cta","textLink":{"text":"More about ING Businesscard","url":"/en/business/payments/business-credit-cards/businesscard"}},"image":{"altTextFR":"Une personne avec les pieds sur une valise à l'aéroport","altTextNL":"Iemand met zijn voeten omhoog op een koffer op het vliegveld","extension":"jpg","original":"https://assets.ing.com/m/13a81d8b91279273/original/A-person-with-their-feet-up-on-a-suitcase-at-the-airport.jpg","transformBaseUrl":"https://assets.ing.com/transform/4bfb5b93-561c-404f-bb0b-f6bf17967278/A-person-with-their-feet-up-on-a-suitcase-at-the-airport","type":"image","width":4096},"subtitle":"For small businesses and sole traders","title":"ING Businesscard","usps":[{"body":"Pay worldwide and online afterwards","iconType":"check-mark"},{"body":"Insured and secure during business trips","iconType":"check-mark"},{"body":"Always insight into your business expenses","iconType":"check-mark"},{"body":"Reversal of incorrect charges","iconType":"check-mark"},{"body":"1 to 5 cardholders possible","iconType":"check-mark"}]},{"cta":{"componentType":"cta","textLink":{"text":"More about ING Corporate Card","url":"/en/business/payments/business-credit-cards/corporate-card"}},"image":{"extension":"jpg","original":"https://assets.ing.com/m/1f61dd12fc88d5f2/original/Sector-magazine-leisure-winter-2023.jpg","transformBaseUrl":"https://assets.ing.com/transform/a2e082cd-9826-4447-8d7d-1e8e5789c416/Sector-magazine-leisure-winter-2023","type":"image","width":2508},"subtitle":"For large and corporate businesses","title":"ING Corporate Card","usps":[{"body":"Pay worldwide and online afterwards","iconType":"check-mark"},{"body":"Insured and secure, also during business trips","iconType":"check-mark"},{"body":"Extensive dashboard with procurement, travel and financial reports","iconType":"check-mark"},{"body":"Claims are automatically prepared in the claims system","iconType":"check-mark"},{"body":"More than 5 cardholders possible","iconType":"check-mark"}]}],"componentType":"comparisonCards","title":"ING Businesscard,ING Corporate Card"},{"componentType":"sectionTitle","title":"How does a business credit card work?"},{"componentType":"paragraph","richBody":{"value":"<p>With ING’s business credit card, you pay worldwide, online and afterwards. The business credit card works like a debit card, but is linked to a business account. This keeps personal and business expenses separate. Use the card for business purchases in stores and online. Also pay for business trips and Google ads easily with your company card. To pay with your ING Businesscard or ING Corporate Card, you use the ING Commercial Card Portal and the ING Commercial Card App.<br />These show all business expenses made with your credit card, monthly overviews and more.</p>"}},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"png","original":"https://assets.ing.com/m/2705b7631b68cef8/original/ING-Commercial-Card-Portal-is-veranderd.png","transformBaseUrl":"https://assets.ing.com/transform/00b81671-bace-46e7-84a2-de289033a2c1/ING-Commercial-Card-Portal-is-veranderd","type":"image","width":1287},"link":{"url":"/en/business/payments/business-credit-cards/commercial-card-portal"},"title":"ING Commercial Card Portal"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"altTextEN":"banking app","altTextFR":"app bancaire","altTextNL":"banking-app","extension":"png","original":"https://assets.ing.com/m/5d8a71efaf312c38/original/Hand-holding-smartphone.png","transformBaseUrl":"https://assets.ing.com/transform/b24c508e-172a-45b5-945f-eec8f0a60ece/Hand-holding-smartphone","type":"image","width":160},"link":{"url":"/en/business/payments/business-credit-cards/ing-commercial-card"},"title":"ING Commercial Card App"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Manage or change your business credit card"},{"componentType":"paragraph","richBody":{"value":"<p>Want to make changes to your business credit card? Change your spending limit, request an extra card, dispute a transaction or cancel your card? Go to our service and advice page and arrange it directly.</p>"}},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"png","original":"https://assets.ing.com/m/1dfcca3cd8db0831/original/Edit_outline_orange_RGB.png","transformBaseUrl":"https://assets.ing.com/transform/8146666d-bf38-43cb-9e20-548c51d30347/Edit_outline_orange_RGB","type":"image","width":267},"link":{"url":"/en/business/payments/business-credit-cards/services"},"title":"Submit a change for your business credit card"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Frequently asked questions about the business credit card"},{"accordionList":[{"richBody":{"value":"<p>With a business credit card, you can easily make company purchases both online and offline, in the Netherlands and abroad. It’s a simple way to buy everything your business needs, from office supplies to Google advertising, monthly online subscriptions, and business dinners.<br />Another benefit: you&apos;re insured while travelling for business.</p>"},"title":"What’s the purpose of a business credit card?"},{"richBody":{"value":"<p>Want to apply for a business credit card? Make sure your company meets the required conditions. These conditions differ between the <a data-type=\"internal\" href=\"/en/business/payments/business-credit-cards/businesscard\">ING Businesscard</a> and the <a data-type=\"internal\" href=\"/zakelijk/betalen/zakelijke-creditcards/corporate-card\">ING Corporate Card</a>.</p><p>It’s essential that you can repay the credit on your card each month from your business account. That’s why one of the conditions is that your company holds a<a data-type=\"internal\" href=\"/en/business/payments/business-account\"> business account</a> with ING.</p>"},"title":"When can you apply for a business credit card?"},{"richBody":{"value":"<p>Call our Service Team immediately and have your business credit card blocked to prevent potential misuse.</p><p><a data-type=\"internal\" href=\"/en/business/customer-service/contact\">ING Serviceteam</a></p>"},"title":"I lost my business credit card / my card was stolen, what now?"},{"richBody":{"value":"<p>You can request a refund for a credit card payment using the application form.</p><p><a data-type=\"internal\" href=\"/en/business/payments/business-credit-cards/reverse-transaction\">Read more here about disputing an incorrect transaction </a></p>"},"title":"A charge was wrongly made to my business credit card, what now?"},{"richBody":{"value":"<p>ING and Mastercard have introduced a credit card with a unique angular notch. This design feature helps visually impaired users distinguish ING cards more easily.</p><p>Read or listen to more<a href=\"https://www.ing.nl/zakelijk/betalen/zakelijke-creditcards/creditcard_inkeping_2024\"> here</a>.</p>"},"title":"Why does my credit card have a square notch?"},{"richBody":{"value":"<p>You can easily apply for a business credit card online. However, there are a few conditions to consider, such as: </p><ul><li>You have had a business account with ING for at least 3 months</li><li>You deposit sufficient income from your business monthly into your business ING account (at least 3 months)</li><li>You actively use your account to make payments</li><li>You expect a positive credit assessment of your business and, if applicable, a positive BKR assessment.</li></ul>"},"title":"Can I apply for a business credit card as a sole trader?"}],"componentType":"accordion"},{"componentType":"linkList","iconTitle":{"title":"Do it yourself"},"textLinks":[{"text":"Apply for a business credit card for small businesses","url":"/en/business/payments/business-credit-cards/businesscard"},{"text":"Apply for a business credit card for large businesses","url":"/en/business/payments/business-credit-cards/corporate-card"},{"text":"Apply for a personal credit card","url":"/en/personal/payments/creditcards/credit-card"},{"text":"Submit a change for ING Businesscard","url":"/en/business/payments/business-credit-cards/change-company-details"},{"text":"Submit a change for ING Corporate Card","url":"https://assets.ing.com/m/cb92f6840979ac01/original/Corporate-Card-wijzigingsformulier-kaarthouder.pdf"},{"text":"Open a business account","url":"/en/business/payments/business-account"}]}]},"hasMacro":false,"id":"b745f77d-4bf0-48da-844a-e9afd3d3a252","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Business payments","url":"/en/business/payments"}},"componentType":"categoryHeader","coreHeader":{"subtitle":"Pay quickly and securely worldwide, and travel well insured on your business trips","title":"Apply for a business credit card"}},"publishDate":"2026-05-27T17:21:54.869+02:00"}}