{"type":"document","data":{"id":"d892756a-c430-433f-aa8f-fb538059fd70","localeString":"en-GB","publishDate":"2026-04-13T14:20:45.511+02:00","contentType":"onecms:productPage","hasMacro":true,"macros":["prijs.zbt:basis.bankieren.derdengeldenrekening.eur"],"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Met de Derdengeldenrekening van ING kies je voor een rekening die speciaal daarvoor is ingericht. Ik wil betalingen verrichten voor een derde maar ben geen notaris, advocaat of deurwaarder"},"mainHeaderZone":{"componentType":"productHeader","usps":[{"body":"A business account for managing client funds","icon":{"transformBaseUrl":"https://assets.ing.com/transform/fd8aae40-b81e-406e-bf85-a0761dfb0f93/Check_mark_outline_orange_RGB","type":"image","width":267,"original":"https://assets.ing.com/m/67bec23b9f25828f/original/Check_mark_outline_orange_RGB.png","extension":"png"}},{"body":"Tailored for notaries, lawyers and bailiffs","icon":{"transformBaseUrl":"https://assets.ing.com/transform/fd8aae40-b81e-406e-bf85-a0761dfb0f93/Check_mark_outline_orange_RGB","type":"image","width":267,"original":"https://assets.ing.com/m/67bec23b9f25828f/original/Check_mark_outline_orange_RGB.png","extension":"png"}},{"body":"Easy transactions via My ING Business or the Mobile Banking App","icon":{"transformBaseUrl":"https://assets.ing.com/transform/fd8aae40-b81e-406e-bf85-a0761dfb0f93/Check_mark_outline_orange_RGB","type":"image","width":267,"original":"https://assets.ing.com/m/67bec23b9f25828f/original/Check_mark_outline_orange_RGB.png","extension":"png"}}],"coreHeader":{"body":"Are you a notary, lawyer or bailiff? Then you’re legally required to use a separate account for managing client funds. ING’s Third Party Account is designed for exactly that.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/86412611-144c-4ecb-af48-b47697485401/Coworkers-at-office","type":"image","width":3657,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/40b40aadd66fb93b/original/Coworkers-at-office.jpg","extension":"jpg"},"title":"Third party account","subtitle":"Safe, fast and easy money management for your clients"},"backLink":{"textLink":{"url":"/en/business/payments/business-account","text":"Business current account"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span>You can open a </span></span></span></span><span><span><span><span><span>Third Party</span></span></span></span></span><span><span><span><span><span> Account </span></span></span></span></span><span><span><span><span>at one of our ING </span></span></span></span><span><span><span><span><span>branches</span></span></span></span></span><span><span><span><span>. Please call us first to schedule an appointment. You can do this via the </span></span><a href=\"https://www.ing.nl/en/business/customer-service/contact\">Customer service Business</a>.</span></span></p>"}},{"componentType":"sectionTitle","title":"Product"},{"componentType":"paragraph","title":"Kenmerken","richBody":{"value":"<ul><li><span><span><span><span><span><span><span><span>Only for managing your clients’ money</span></span></span></span></span></span></span></span></li><li><span><span><span><span>Funds in this account are kept separate from your own assets – extra </span></span></span></span><span><span><span><span><span>protection</span></span></span></span></span><span><span><span><span> for your clients</span></span></span></span></li><li><span><span><span><span><span><span><span><span>Easy transactions via</span></span></span></span></span></span></span></span> <a href=\"https://www.ing.nl/en/business/digital-banking/my-ing/my-ing-business\">My ING Business</a> and the <a href=\"https://www.ing.nl/en/business/digital-banking/app\">ING App</a></li><li><a href=\"https://www.ing.nl/en/business/customer-service/manage-your-details/joint-transaction-approval\">Joint approval of transactions</a> <span><span><span><span><span><span><span><span>is possible (and always required for lawyers)</span></span></span></span></span></span></span></span></li><li>Always online access and the ability to transfer funds any time of day</li><li>No link to other payment products like Direct Debit or a Debit Card</li></ul>"}},{"componentType":"paragraph","title":"Convert you Business Current Account to a Third Party Account?","richBody":{"value":"<p><span><span><span><span><span>Already have a Business Account? You can convert it into a </span></span></span></span></span><span><span><span><span><span>Third Party</span></span></span></span></span><span><span><span><span><span> Account. </span></span></span></span></span><a href=\"https://assets.ing.com/m/9f35d722c47a482d/original/Derdengeldenrekening-omzetten-van-uw-huidige-Zakelijke-Rekening-naar-een-Derdengeldenrekening-264733-0413.pdf\">Submit your request here</a>. <span><span><span><span><span><span><span><span>You’ll keep your account number.</span></span></span></span></span></span></span></span></p>"}},{"componentType":"sectionTitle","title":"Is the Third Party Account for you?"},{"componentType":"paragraph","richBody":{"value":"<ul><li>You’re registered with the Chamber of Commerce as a notary, lawyer or bailiff</li><li>You need a dedicated account for managing client funds<br /><br /><span><span><span><span><span><span><span><span>This account isn’t for making payments </span></span></span></span><span><span><span><span><span>on behalf of a third party </span></span></span></span></span><span><span><span><span>if you’re not a notary, lawyer or bailiff. If you want to make payments for a third party, ask them to give you access to their account. Find more info about granting authorizations for personal accounts on the </span></span></span></span></span></span></span></span> ‘<a href=\"https://www.ing.nl/en/personal/customer-service/change-personal-details/manage-banking-authorisation\">Authorizations</a>’<span><span><span><span><span><span><span><span> page. For business accounts, check </span></span></span></span></span></span></span></span>‘<a href=\"https://www.ing.nl/en/business/customer-service/manage-your-details/manage-your-legal-representative-or-endorsee\">Handing over your banking</a>’<span><span><span><span><span><span><span><span>.</span></span></span></span></span></span></span></span></li></ul>"}},{"componentType":"sectionTitle","title":"Cost of the account"},{"componentType":"paragraph","richBody":{"value":"<ul><li>The Third Party Account costs %{prijs.zbt:basis.bankieren.derdengeldenrekening.eur}% per month.</li><li>You’ll also pay for the payment services you use like payments and account information. You can find these costs in our <a href=\"https://www.ing.nl/en/business/payments/rates/basic-payment-solutions\">price overview</a>.</li></ul>"}},{"componentType":"paragraph","title":"Interest","richBody":{"value":"<ul><li>Click<a href=\"https://www.ing.nl/en/business/payments/rates/basic-payment-solutions\">here</a>for the current rates. <span><span><span><span><span><span><span><span><span>We can change these rates at any time.</span></span></span></span></span></span></span></span></span></li><li>Overdrawing the account is not allowed.</li></ul>"}},{"componentType":"paragraph","title":"How we settle costs","richBody":{"value":"<p>You’ll get a monthly invoice in My ING Business showing all costs. </p><ul><li>We’ll debit the costs from your account once a month.</li></ul>"}},{"componentType":"sectionTitle","title":"Terms and Conditions for the Third Party Account"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span><span><span><span><span>When you apply for a </span></span></span></span><span><span><span><span>Third Party</span></span></span></span><span><span><span><span> Account, it’s important to know what to expect. You’ll find all the details in the terms below. They cover the rules for using the account and making </span></span></span></span><span><span><span><span><span>payments</span></span></span></span></span><span><span><span><span>. You’ll also find the </span></span></span></span><span><span><span><span><span>General Banking Conditions </span></span></span></span></span><span><span><span><span>there.</span></span></span></span></span></span></span></span></p>"},"textLinks":[{"url":"https://assets.ing.com/m/a5753268810eb544/original/NIR_voorwaarden-Derdengeldenrekening.pdf","text":"Voorwaarden Derdengeldenrekening (PDF)"},{"text":"omzetting"}]},{"componentType":"linkList","iconTitle":{"title":"General conditions and other regulations Business"},"textLinks":[{"url":"https://assets.ing.com/m/d90134a7ed4becea/original/ING-voorwaarden-en-overige-regelingen-zakelijk.pdf","text":"General conditions and other regulations Business (PDF)"}]},{"componentType":"sectionTitle","title":"Frequently Asked Questions"},{"componentType":"accordion","accordionList":[{"title":"What can I use my Third Party Account for?","richBody":{"value":"<p>The Third Party Account is intended solely for managing client funds, not for your own business operations. Therefore, you cannot link products to a Third Party Account. For example, it is not possible to:</p><ul><li>Request a direct debit contract</li><li>Collect payments from this account</li><li>Request a bank guarantee</li><li>Apply for a credit card or any other credit</li></ul>"}},{"title":"Can I do payments directly from the Third Party Account?","richBody":{"value":"<p><span><span><span><span>Yes, you can. Just use </span></span></span></span><a href=\"https://www.ing.nl/en/business/digital-banking/my-ing/my-ing-business\">Mijn ING Zakelijk</a> or the <a href=\"https://www.ing.nl/en/business/digital-banking/app\">ING App</a>.</p>"}},{"title":"I need a confirmation statement for my Third Party Account. How do I request it?","richBody":{"value":"<p><span><span><span><span>You can contact our </span></span></span></span><a href=\"https://www.ing.nl/en/business/customer-service/contact\">Customer service Business</a>.</p>"}}]},{"componentType":"linkList","iconTitle":{"title":"Downloads & Informatie Derdengeldenrekening"},"textLinks":[{"url":"https://assets.ing.com/m/a5753268810eb544/original/NIR_voorwaarden-Derdengeldenrekening.pdf","text":"Voorwaarden Derdengeldenrekening (PDF)"},{"url":"https://assets.ing.com/m/9f35d722c47a482d/original/Derdengeldenrekening-omzetten-van-uw-huidige-Zakelijke-Rekening-naar-een-Derdengeldenrekening-264733-0413.pdf","text":"Omzetting naar Derdengeldenrekening (PDF)"}]},{"componentType":"linkList","iconTitle":{"title":"More about payments"}}]}}}