{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Opening the ING Startup business package: First 6 months for free plus a cashback of €150","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Discover your starter benefits"},{"componentType":"paragraph","richBody":{"value":"<p>With the Startup business package, you will enjoy the following benefits for the first 6 months:</p>"}},{"componentType":"productFeatures","highlighted":false,"items":[{"body":"Apply for it after your account has been opened.","title":"€150 cashback"},{"body":"Business current account, corporate debit card and access to My ING Business and ING App.","title":"All in one"},{"body":"No costs for digital transactions in euros, free integration with accounting software & 6 months free ING business liability insurance (terms and conditions apply).","title":"First 6 months for free"}]},{"componentType":"paragraph","richBody":{"value":"<p>After six months, your package will be automatically transferred to the <a data-type=\"internal\" href=\"/en/business/payments/business-account/entrepreneur-package\">Entrepreneur Package</a>.</p>"}},{"componentType":"cta","textLink":{"text":"Apply now","url":"/en/business/payments/business-account/starter_decision_tree"}},{"alignedImage":{"extension":"svg","original":"https://assets.ing.com/asset/72a780b1-c77d-466d-b7ad-30ee60bedc00/Business-Illustration-product-card-Business-current-account-for-starters.svg","transformBaseUrl":"https://assets.ing.com/transform/72a780b1-c77d-466d-b7ad-30ee60bedc00/Business-Illustration-product-card-Business-current-account-for-starters"},"componentType":"paragraph","richBody":{"value":"<p><span><span><span>If you want to kick of your business with a boost, the Startup business package is the right choice for you. In the first 6 months you’ll enjoy all the benefits (see above) and you can apply separately for <strong>a cashback of €150</strong>. </span></span></span></p><p>The cashback promotion started on Monday, December 22, 2025, and ends on Sunday, August 30, 2026. The promotion applies to organizations that have requested and received a Startup business package from ING during the promotion period and that are eligible for the offer.</p>"},"textLinks":[{"text":"Check the terms & conditions","url":"https://assets.ing.com/m/5b5499524e083a04/Terms-and-conditions-150-euro-cashback-ING-Starterspakket-English.pdf"}],"title":"The ING Startup business package: First 6 months for free plus a cashback of €150"},{"componentType":"sectionTitle","title":"Open a business banking account"},{"componentType":"applicationProcess","steps":{"stepList":[{"body":"Only if your company is registered at the Dutch Chamber of Commerce, you can apply for a business account.","title":"Register your business at the Chamber of Commerce"},{"body":"In most cases, this can be done online. Sometimes it is still necessary to visit an ING branche office. After answering the first few questions, you will see this automatically.","title":"Apply for your business account"},{"body":"Before we can open the account, we have to check your personal info and company details. Sometimes we have some extra questions and we will contact you.","title":"We check your application"},{"body":"...when your application is approved. You will receive your account number, corporate debit card, PIN code, and access to My ING Business in 4 different letters within 5 working days. After this you can add your business account in the ING App.","title":"Your business account is opened..."}],"title":"Apply for your business account in 4 steps"}},{"componentType":"cta","textLink":{"text":"Apply for the Startup business package","url":"/en/business/payments/business-account/starter_decision_tree"}},{"componentType":"sectionTitle","title":"What are the costs for a business account for starters?"},{"alignedImage":{"extension":"svg","original":"https://assets.ing.com/m/3db1259ba40d1ab3/original/Money-Coins_Euro_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/e74fa424-bf06-4498-9afd-943a82f81c4c/Money-Coins_Euro_Outline"},"componentType":"paragraph","richBody":{"value":"<p>Has your organisation been registered with the Chamber of Commerce for less than 1 year? Then you can apply for the Startup business package with a business account. There are no costs for the first 6 months for:</p><ul><li>The business current account</li><li>The integration with accounting software</li><li>Digital transactions in euros</li><li>Customer research</li><li>ING Business Liability Insurance (apply separately, conditions apply)</li></ul><p>That&apos;s a nice bonus for a start-up!</p>"}},{"componentType":"paragraph","richBody":{"value":"<p>After 6 months, you will automatically switch to an Entrepreneur Package, which does involve costs.</p>"},"textLinks":[{"text":"All costs for business payments (in Dutch)","url":"/zakelijk/betalen/tarieven/basis-betaalproducten"}],"title":"What are the costs after 6 months?"},{"componentType":"sectionTitle","title":"Frequently asked questions about the Startup business package"},{"accordionList":[{"richBody":{"value":"<p>This applies if your company, association or foundation:</p><ul><li>Is founded less than 1 year ago</li><li>Does not yet have a business account with us</li><li>Is registered with the Chamber of Commerce (this is not required for associations with limited legal capacity or religious communities)</li></ul><p>Has your company been founded more than 1 year ago? Then choose the <a data-type=\"unknown\">Entrepreneur Package</a>.</p>"},"title":"Who is eligible for the Startup business package?"},{"richBody":{"value":"<p>Would you like to open another business account for the same organisation with the same Chamber of Commerce number? That is certainly possible. You will pay %{prijs.zbt:basis.bankieren.zakelijkerekening.eur}% per account, per month.</p>"},"textLinks":[{"text":"Info extra business account","url":"/en/business/payments/business-account/extra-business-account"}],"title":"Is an extra business account possible?"},{"richBody":{"value":"<ul><li>The Startup business package is free for the first 6 months, including digital transactions within SEPA countries. After 6 months, you automatically switch to a Entrepreneur package.</li><li>The Entrepreneur package is priced at %{prijs.zbt:basis.bankieren.ondernemerspakket.eur}% per month excluding costs for transactions, optional integration with accounting link, customer research costs and more than two legal representatives/endorsees.</li></ul>"},"textLinks":[{"text":"All costs for business payments (in Dutch)","url":"/zakelijk/betalen/tarieven/basis-betaalproducten"}],"title":"What is the difference between the Startup business package and the Entrepreneur package?"},{"richBody":{"value":"<p>Just like you, we want to know who we are doing business with. That is why we ask some questions about you and your organisation when you apply for a business account. Sometimes we have a few additional questions. In that case, you will receive an email within a few weeks requesting more information. So keep an eye on your email.</p>"},"title":"How long does it take to open a business account?"},{"richBody":{"value":"<p>After your account has been opened, you will receive a number of letters, spread over 2 to 5 working days. Very safe. Tip: wait a few days before contacting us, everything is on its way to you! You will receive:</p><ul><li>Your debit card</li><li>Your PIN for the debit card</li><li>Your username and a temporary password for your My ING Business &amp; the ING App</li><li>A letter with your account number (IBAN)</li></ul>"},"title":"How long does it take before I receive my account number, debit card and log-in credentials?"}],"componentType":"accordion"},{"componentType":"linkList","iconTitle":{"title":"General conditions and other regulations Business"},"textLinks":[{"text":"General conditions and other regulations Business (PDF)","url":"https://assets.ing.com/m/d90134a7ed4becea/original/ING-voorwaarden-en-overige-regelingen-zakelijk.pdf"},{"text":"General conditions and other regulations Business as of 1 July 2026","url":"/en/business/customer-service/new-terms-and-conditions-business"}]},{"componentType":"linkList","iconTitle":{"title":"All business accounts"},"textLinks":[{"text":"Startup business package","url":"/en/business/payments/business-account/startup-business-package"},{"text":"Entrepreneur package","url":"/en/business/payments/business-account/entrepreneur-package"},{"text":"Associations & foundations starter","url":"/en/business/payments/business-account/associations-and-foundations-starters"},{"text":"Associations & foundations non-starter","url":"/en/business/payments/business-account/associations-and-foundations"},{"text":"Extra business account","url":"/zakelijk/betalen/zakelijke-rekening/extra-zakelijke-rekening"},{"text":"Tax payments account","url":"/zakelijk/betalen/zakelijke-rekening/g-rekening"},{"text":"Third-party funds account","url":"/zakelijk/betalen/zakelijke-rekening/derdengeldenrekening"},{"text":"Foreign currency account","url":"/en/business/payments/business-account/foreign-currency-account"}]},{"componentType":"feature","featureName":"survey-starter?surveyName=2dc57fd4-ecdd-40e2-b859-daba44b0db3e&withCard=True"}]},"hasMacro":true,"id":"69072ed4-1ae8-4844-b5ef-f48ac958383f","legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p><small class=\"footnote\">🛈 We offer the English information on ING.nl as an additional service. This information was translated from Dutch, and in case of any inconsistency, the original Dutch text shall prevail.</small></p>"}}]},"localeString":"en-GB","macros":["prijs.zbt:basis.bankieren.zakelijkerekening.eur","prijs.zbt:basis.bankieren.ondernemerspakket.eur"],"mainHeaderZone":{"backLink":{"textLink":{"text":"Business current account","url":"/en/business/payments/business-account"}},"componentType":"productHeader","coreHeader":{"body":"Have you started your own business? For anyone who has been registered with the Chamber of Commerce less than one year ago, the Startup business package is the best choice.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/201cf5f9-a7af-44ba-b952-1d5dd647ce5c/group-of-business-colleagues-working-at-office.jpg","transformBaseUrl":"https://assets.ing.com/transform/201cf5f9-a7af-44ba-b952-1d5dd647ce5c/group-of-business-colleagues-working-at-office","type":"image","width":5700},"promoLabel":{"body":"Offer","labelType":"commercial"},"promoStickerLayout":"Commercial&engagement","promoText":"first 6 months for free plus a cashback of €150","title":"Startup business package"},"cta":{"componentType":"cta","microCopy":"Keep your Chamber of Commerce-number at hand","textLink":{"text":"Apply now","url":"/en/business/payments/business-account/starter_decision_tree"}},"usps":[{"body":"First 6 months for free plus a cashback of €150","icon":{"extension":"svg","original":"https://assets.ing.com/asset/36c4efe8-31f5-4d67-bf86-55821b88f6c6/Feedback-Check_Mark_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/36c4efe8-31f5-4d67-bf86-55821b88f6c6/Feedback-Check_Mark_Outline","type":"image","width":32}},{"body":"Online application will take only 10 minutes","icon":{"extension":"svg","original":"https://assets.ing.com/asset/36c4efe8-31f5-4d67-bf86-55821b88f6c6/Feedback-Check_Mark_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/36c4efe8-31f5-4d67-bf86-55821b88f6c6/Feedback-Check_Mark_Outline","type":"image","width":32}},{"body":"Do like 600,000 other entrepreneurs and apply"}]},"publishDate":"2026-06-12T10:31:42.705+02:00"}}