{"type":"document","data":{"id":"f0f862c5-8fcc-4930-801d-ef72c5f10560","localeString":"en-GB","publishDate":"2026-03-25T00:32:59.882+01:00","contentType":"onecms:productPage","hasMacro":true,"macros":["prijs.zbt:basis.bankieren.zakelijkerekening.eur"],"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Met een extra Zakelijke Rekening breng je meer overzicht in jouw betalingsverkeer. Gemakkelijk zelf te openen via Mijn ING Zakelijk."},"mainHeaderZone":{"componentType":"productHeader","usps":[{"body":"Easy to open yourself via My ING Business","icon":{"transformBaseUrl":"https://assets.ing.com/transform/fd8aae40-b81e-406e-bf85-a0761dfb0f93/Check_mark_outline_orange_RGB","type":"image","width":267,"original":"https://assets.ing.com/m/67bec23b9f25828f/original/Check_mark_outline_orange_RGB.png","extension":"png"}},{"body":"More clarity with separate accounts","icon":{"transformBaseUrl":"https://assets.ing.com/transform/fd8aae40-b81e-406e-bf85-a0761dfb0f93/Check_mark_outline_orange_RGB","type":"image","width":267,"original":"https://assets.ing.com/m/67bec23b9f25828f/original/Check_mark_outline_orange_RGB.png","extension":"png"}},{"body":"Visible in My ING Business and the ING app","icon":{"transformBaseUrl":"https://assets.ing.com/transform/fd8aae40-b81e-406e-bf85-a0761dfb0f93/Check_mark_outline_orange_RGB","type":"image","width":267,"original":"https://assets.ing.com/m/67bec23b9f25828f/original/Check_mark_outline_orange_RGB.png","extension":"png"}}],"cta":{"componentType":"cta","textLink":{"url":"https://mijnzakelijk.ing.nl/banking/business-current-accounts/open?flow-step=open-business-current-account-steps-info&standalone=true","text":"Apply via My ING Business"}},"secondaryCta":{"textLink":{"url":"/zakelijk/digitaal-bankieren/mijn-ing/mijn-ing-zakelijk","text":"Ik heb nog geen Mijn ING Zakelijk"}},"coreHeader":{"body":"Already banking with ING for your business and want an extra Business Account? For example, to keep transactions separate for each branch or location? You can open an extra Business Account alongside your payment package. That way, you keep your finances clear and organized!","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/5fcd7ac7-b7f5-481e-8b7e-cc7533d0fc08/Young-female-professional-at-desk-with-blueprints","type":"image","width":5700,"altTextEN":"\"","altTextNL":"\"","altTextFR":"\"","altTextDE":"\"","original":"https://assets.ing.com/m/760c611ec00c588f/original/Young-female-professional-at-desk-with-blueprints.jpg","extension":"jpg"},"title":"Extra Business Account"},"backLink":{"textLink":{"url":"/en/business/payments/business-account","text":"Business current account"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"The product"},{"componentType":"paragraph","title":"Features","richBody":{"value":"<ul><li>Easy to open yourself via My ING Business </li><li>Automatically added to your My ING Business and visible in the app</li><li>%{prijs.zbt:basis.bankieren.zakelijkerekening.eur}% per month</li><li>You can open multiple extra Business Accounts</li><li><span><span><span><span>Easy to expand with other products, like a </span></span></span></span><a href=\"https://www.ing.nl/zakelijk/betalen/betaalpas\">Debit card</a> or a <a href=\"https://www.ing.nl/en/business/savings/business-orange-saving-account\">Business Orange Savings Account</a></li></ul>"}},{"componentType":"paragraph","title":"Apply for an extra Business Account","richBody":{"value":"<p>You can do this easily via <a href=\"https://mijnzakelijk.ing.nl/banking/business-current-accounts/open\">My ING Business</a>.</p><p><span><span><span><span><span><span><span><span><strong>Are you jointly authorized?</strong></span></span></span></span></span></span></span></span></p><p><span><span><span><span><span><span><span><span>Then the account will be opened once another legal representative approves the request. After you’ve submitted the application in My ING Business, let them know there’s a task waiting under ‘My requests and applications’. You’ll find this under ‘Service’ in the ‘Downloads &amp; overviews’ section.</span></span></span></span></span></span></span></span></p>"}},{"componentType":"paragraph","title":"Switch without stress","richBody":{"value":"<p><span><span><span><span><span><span><span><span>Still partly banking with another bank? Want to switch but worried about the admin? With the </span></span></span></span></span></span></span></span><a href=\"https://www.ing.nl/en/business/payments/business-account/bank-switch-service\">Business Switching Service</a><span><span><span><span><span><span><span><span>, you can move to ING easily and hassle-free.</span></span></span></span></span></span></span></span></p>"}},{"componentType":"sectionTitle","title":"The extra Business Account is right for you if:"},{"componentType":"paragraph","richBody":{"value":"<ul><li>You already bank with ING for your business and need an extra account for a second branch or different business activity.</li></ul>"}},{"componentType":"paragraph","title":"Not a business customer yet?","richBody":{"value":"<p>Don’t have a business payment package? Want 24/7 access to your account and manage your banking anytime, anywhere? Discover the benefits of our<a href=\"https://www.ing.nl/en/business/payments/business-account\">Business Payment Packages</a> and choose the best account for your business.</p>"}},{"componentType":"sectionTitle","title":"Account costs"},{"componentType":"paragraph","richBody":{"value":"<ul><li>An extra Business Account costs %{prijs.zbt:basis.bankieren.zakelijkerekening.eur}% per month.</li></ul>"}},{"componentType":"paragraph","title":"Payment transaction costs","richBody":{"value":"<p><span><span><span><span>Want a full overview of our business payment rates? Check our </span></span></span></span><a href=\"https://www.ing.nl/en/business/payments/rates/basic-payment-solutions\">payment fees overview</a>.</p>"}},{"componentType":"sectionTitle","title":"Terms and conditions"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span><span><span><span><span>When you apply for a Business Account, it’s important to know what to expect. You’ll find all the details in the terms below. They cover the rules for using your Business Account and making transactions. You’ll also find the General Banking Terms there.</span></span></span></span></span></span></span></span></p>"}},{"componentType":"linkList","iconTitle":{"title":"General conditions and other regulations Business"},"textLinks":[{"url":"https://assets.ing.com/m/d90134a7ed4becea/original/ING-voorwaarden-en-overige-regelingen-zakelijk.pdf","text":"General conditions and other regulations Business (PDF)"},{"url":"/en/business/customer-service/new-terms-and-conditions-business","text":"General conditions and other regulations Business as of 1 July 2026"}]},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"componentType":"accordion","accordionList":[{"title":"How can I add or remove a representative or authorized person for the business account?","richBody":{"value":"<p><span><span><span><span>You can add or remove a representative or authorized person (with or without payment rights) using the </span></span></span></span><a href=\"https://www.ing.nl/en/business/customer-service/manage-your-details/manage-your-legal-representative-or-endorsee\">Change organisation details form</a>.</p>"}},{"title":"How quickly will I see the extra business account in My ING and the app?","richBody":{"value":"<p><span><span><span><span><span><span><span><span>We’ll open the account as soon as possible, usually the same day. It will then be visible in My ING Business and the app, ready to use straight away.</span></span></span></span></span></span></span></span></p>"}},{"title":"How many business accounts can I have?","richBody":{"value":"<p><span><span><span><span><span><span><span><span>You can request as many Business Accounts as you need for your company.</span></span></span></span></span></span></span></span></p>"}},{"title":"Are deposits guaranteed in the event of an ING bankruptcy?","richBody":{"value":"<p>Your money in the Foreign Currency Account is legally protected by the <a href=\"https://www.dnb.nl/betrouwbare-financiele-sector/nederlandse-depositogarantie/\">Dutch Deposit Guarantee  </a>, from 1 cent up to €100,000. This protection applies per bank and per person. For more information, visit <a href=\"https://www.ing.nl/zakelijk/klantenservice/service-en-dienstverlening/je-geld-is-beschermd\">ing.nl/dgs </a>for more information.</p>"}}]},{"componentType":"linkList","iconTitle":{"title":"More about"},"textLinks":[{"url":"/en/business/payments/business-account/bank-switch-service","text":"Business Switching service"},{"url":"/en/business/accepting-payments/incasso","text":"Direct Debit"},{"url":"/en/business/payments/business-account/startup-business-package","text":"Startup business package"}]},{"componentType":"linkList","iconTitle":{"title":"Payments"},"textLinks":[{"url":"/en/business/accepting-payments","text":"Accepting payments"},{"url":"/zakelijk/betalen/betalingen-doen","text":"Executing payments"},{"url":"/en/business/payments/cash","text":"Cash withdrawal and deposit"}]}]}}}