{"type":"document","data":{"id":"81f6e9dc-210e-4c3c-b694-9118d897a399","localeString":"en-GB","publishDate":"2026-01-19T00:02:00.643+01:00","contentType":"onecms:categoryPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Everything you need to know about business payments like exetuing payment, cash and business accounts."},"mainHeaderZone":{"componentType":"categoryHeader","coreHeader":{"title":"Business payments","subtitle":"As a freelancer, starter, SME, association or foundation paying invoices easily and quickly is important. A business loan, a business debit card or a business current account for starters can help you get started. Check out below what suits your organisation best."}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Business Banking"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Business current account","intro":"Separated private and business spending","image":{"transformBaseUrl":"https://assets.ing.com/transform/7bde4de7-551a-44cb-8a4f-3416b4667553/Resize-3-images-814x360-2","type":"image","width":814,"original":"https://assets.ing.com/m/63fec6c10b5bb4b3/original/Resize-3-images-814x360-2.jpg","extension":"jpg"},"link":{"url":"/en/business/payments/business-account"}},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Business current account for starters","intro":"The financial start of your 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currency","image":{"transformBaseUrl":"https://assets.ing.com/transform/3b922623-6fae-497e-9eb3-3c9be371095b/Woman-looking-closely-at-a-world-map-hanging-on-a-red-wall","type":"image","width":4200,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/1ef29aac7f2f5442/original/Woman-looking-closely-at-a-world-map-hanging-on-a-red-wall.jpg","extension":"jpg"},"link":{"url":"/en/business/payments/international-payments"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"FATCA business","intro":"Liable for taxes in the US?","image":{"transformBaseUrl":"https://assets.ing.com/transform/df6b0f7c-e37d-4b82-a3f5-f7dff40cdc95/Businessman-taking-a-nap-in-a-train-seat-with-his-coat-hanging-next-to-him","type":"image","width":3204,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/2fad65cd448e9206/original/Businessman-taking-a-nap-in-a-train-seat-with-his-coat-hanging-next-to-him.jpg","extension":"jpg"},"link":{"url":"/en/business/payments/foreign-account-tax-compliance-act"}}]},{"componentType":"sectionTitle","title":"Frequently asked questions about business payments"},{"componentType":"accordion","accordionList":[{"title":"How does a business payment work?","richBody":{"value":"<p>With a business payment, or business transaction, you pay with a business Debit card, business Credit card or via a direct debit for your business expenses. These can be national or international payments.</p>"}},{"title":"How much tax do I need to pay for my business?","richBody":{"value":"<p>As an entrepreneur you need to pay tax if the Belastingdienst classifies you an entrepreneur for income tax. How much tax you need to pay, depends on the amount of profit you make.</p>"}},{"title":"When do I need to pay sales tax?","richBody":{"value":"<p>You need to pay sales tax 4 times per calendar year. </p><p> </p>"}},{"title":"How much does a business transaction cost?","richBody":{"value":"<p>The costs for business payments depend on the method of payment, for instance costs for payments within the SEPA region are different compared to non-SEPA payment.</p><p> </p>"}}]},{"componentType":"linkList","iconTitle":{"icon":{"transformBaseUrl":"https://assets.ing.com/transform/95731d9b-ba39-4cbb-9d2d-925c77564226/Artboard","type":"image","width":18,"altTextEN":"\"\"","altTextNL":"\"\"","original":"https://assets.ing.com/m/42e517ebb26928c4/original/Artboard.svg","extension":"svg"},"title":"Check this out"},"textLinks":[{"url":"/en/business/payments","text":"Advice and service for business payments"},{"url":"/zakelijk/administratie","text":"Your business administration under control"},{"url":"/en/business/payments/cash/deposit-notes","text":"Deposit money at Geldmaat"},{"url":"/zakelijk/betalen/internationaal-betalingsverkeer/wat-is-bic-en-iban","text":"What is BIC and what is IBAN?"},{"url":"/zakelijk/betalen/zakelijke-rekening/zakelijke-rekening-of-pakket-opzeggen","text":"Terminate your business account"},{"url":"/zakelijk/klantenservice/service-en-dienstverlening/betaalproducten-opzeggen","text":"Terminate payment products"}]}]}}}