{"type":"document","data":{"contentType":"onecms:categoryPage","flexPageMetadata":{"afmBanner":false,"description":"Everything you need to know about business payments — from executing payments to cash and business accounts.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Business Banking"},{"cards":[{"cardSize":"medium","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/asset/ccda6a8e-77f2-4311-9804-42668f3c2b6a/Two-colleagues-celebrate-a-win.jpg","transformBaseUrl":"https://assets.ing.com/transform/ccda6a8e-77f2-4311-9804-42668f3c2b6a/Two-colleagues-celebrate-a-win","type":"image","width":5700},"intro":"Separated private and business spending","link":{"url":"/en/business/payments/business-account"},"title":"Business current account"},{"cardSize":"medium","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/asset/eee85e2c-30ab-4463-ac3d-d0db390588d9/Facebook-image-Person-on-laptop.jpg","transformBaseUrl":"https://assets.ing.com/transform/eee85e2c-30ab-4463-ac3d-d0db390588d9/Facebook-image-Person-on-laptop","type":"image","width":1200},"intro":"The financial start of your company","link":{"url":"/en/business/payments/business-account/startup-business-package"},"title":"Business current account for starters"},{"cardSize":"medium","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/asset/bc0c0f09-5bb3-44a0-9a39-ec6753fe202c/group-of-business-colleagues-working-at-office.jpg","transformBaseUrl":"https://assets.ing.com/transform/bc0c0f09-5bb3-44a0-9a39-ec6753fe202c/group-of-business-colleagues-working-at-office","type":"image","width":5700},"intro":"For financial insight and overview","link":{"url":"/zakelijk/betalen/zakelijke-rekening/extra-zakelijke-rekening"},"title":"Extra business account"},{"cardSize":"medium","cardType":"product","componentType":"productCard","image":{"altTextDE":"\"","altTextEN":"\"","altTextFR":"\"","altTextNL":"\"","extension":"jpg","original":"https://assets.ing.com/asset/5fcd7ac7-b7f5-481e-8b7e-cc7533d0fc08/Young-female-professional-at-desk-with-blueprints.jpg","transformBaseUrl":"https://assets.ing.com/transform/5fcd7ac7-b7f5-481e-8b7e-cc7533d0fc08/Young-female-professional-at-desk-with-blueprints","type":"image","width":5700},"intro":"Rates for payment products","link":{"url":"/zakelijk/betalen/tarieven/basis-betaalproducten"},"title":"Business rates"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Business payment solutions"},{"cards":[{"cardSize":"medium","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/asset/d8fc4227-e89b-4acc-978d-bbd32bd01557/campagnebeeld-nieuwe-zakelijke-betaalpas.jpg","transformBaseUrl":"https://assets.ing.com/transform/d8fc4227-e89b-4acc-978d-bbd32bd01557/campagnebeeld-nieuwe-zakelijke-betaalpas","type":"image","width":7008},"intro":"Execute business simple and fast","link":{"url":"/en/business/payments/debit-cards"},"title":"Business debit card"},{"cardSize":"medium","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/asset/2c9d28d4-ef3e-41e2-bf99-d9de78f6ddc9/businessmastercard.svg","transformBaseUrl":"https://assets.ing.com/transform/2c9d28d4-ef3e-41e2-bf99-d9de78f6ddc9/businessmastercard","type":"image","width":160},"intro":"Easy payments worldwide","link":{"url":"/en/business/payments/business-credit-cards"},"promotionalLabel":{"labelType":"commercial"},"title":"Business credit card"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Advice and service for business payments"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/2079936086df5c30/original/PORTRAIT-OF-SMILING-YOUNG-WOMAN-SITTING-ON-SUNGLASSES.JPG","transformBaseUrl":"https://assets.ing.com/transform/333195d0-ab52-4bc1-aa0b-adf4dc6d8bcc/PORTRAIT-OF-SMILING-YOUNG-WOMAN-SITTING-ON-SUNGLASSES","type":"image","width":6000},"intro":"Pay your invoices on time","link":{"url":"/zakelijk/betalen/incasso"},"title":"Direct debit"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/1edd0b971f1c4558/original/Coworkers-at-work-on-computers.jpg","transformBaseUrl":"https://assets.ing.com/transform/b0b4a346-da0c-480f-8bf1-c52428c57165/Coworkers-at-work-on-computers","type":"image","width":4096},"intro":"Wire transfers, instant payments and batch payments","link":{"url":"/zakelijk/betalen/betalingen-doen"},"title":"Executing payments"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/asset/1443dbbb-49f7-46f4-bbaf-cad114364ee6/ING_Subscriptions_Paragraph_Top-Bottom_Foto_06.jpg","transformBaseUrl":"https://assets.ing.com/transform/1443dbbb-49f7-46f4-bbaf-cad114364ee6/ING_Subscriptions_Paragraph_Top-Bottom_Foto_06","type":"image","width":790},"intro":"Withdrawal and deposit coins and notes.","link":{"url":"/en/business/payments/cash"},"title":"Cash"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"altTextDE":"\"","altTextEN":"\"","altTextFR":"\"","extension":"jpg","original":"https://assets.ing.com/m/4439ef91e96d50/original/Small-business-owner-in-Brussels-laughs-while-using-cashier-computer.jpg","transformBaseUrl":"https://assets.ing.com/transform/e5a4ca89-ea57-4f81-839c-f2136dac7bd0/Small-business-owner-in-Brussels-laughs-while-using-cashier-computer","type":"image","width":5616},"intro":"Entrepreneurship with cash management.","link":{"url":"/zakelijk/betalen/cash-management"},"title":"Financial health"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/1ef29aac7f2f5442/original/Woman-looking-closely-at-a-world-map-hanging-on-a-red-wall.jpg","transformBaseUrl":"https://assets.ing.com/transform/3b922623-6fae-497e-9eb3-3c9be371095b/Woman-looking-closely-at-a-world-map-hanging-on-a-red-wall","type":"image","width":4200},"intro":"Paying in Euros and foreign currency","link":{},"title":"International payments"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/2fad65cd448e9206/original/Businessman-taking-a-nap-in-a-train-seat-with-his-coat-hanging-next-to-him.jpg","transformBaseUrl":"https://assets.ing.com/transform/df6b0f7c-e37d-4b82-a3f5-f7dff40cdc95/Businessman-taking-a-nap-in-a-train-seat-with-his-coat-hanging-next-to-him","type":"image","width":3204},"intro":"Liable for taxes in the US?","link":{"url":"/en/business/payments/foreign-account-tax-compliance-act"},"title":"FATCA business"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Frequently asked questions about business payments"},{"accordionList":[{"richBody":{"value":"<p>With a business payment, or business transaction, you pay with a business Debit card, business Credit card or via a direct debit for your business expenses. These can be national or international payments.</p>"},"title":"How does a business payment work?"},{"richBody":{"value":"<p>As an entrepreneur you need to pay tax if the Belastingdienst classifies you an entrepreneur for income tax. How much tax you need to pay, depends on the amount of profit you make.</p>"},"title":"How much tax do I need to pay for my business?"},{"richBody":{"value":"<p>You need to pay sales tax 4 times per calendar year. </p><p> </p>"},"title":"When do I need to pay sales tax?"},{"richBody":{"value":"<p>The costs for business payments depend on the method of payment, for instance costs for payments within the SEPA region are different compared to non-SEPA payment.</p><p> </p>"},"title":"How much does a business transaction cost?"}],"componentType":"accordion"},{"componentType":"linkList","iconTitle":{"icon":{"altTextEN":"\"\"","altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/42e517ebb26928c4/original/Artboard.svg","transformBaseUrl":"https://assets.ing.com/transform/95731d9b-ba39-4cbb-9d2d-925c77564226/Artboard","type":"image","width":18},"title":"Check this out"},"textLinks":[{"text":"Advice and service for business payments","url":"/en/business/payments"},{"text":"Deposit money at Geldmaat","url":"/en/business/payments/cash/deposit-notes"},{"text":"What is BIC and what is IBAN?","url":"/zakelijk/betalen/internationaal-betalingsverkeer/wat-is-bic-en-iban"},{"text":"Terminate your business account","url":"/zakelijk/betalen/zakelijke-rekening/zakelijke-rekening-of-pakket-opzeggen"},{"text":"Terminate payment products","url":"/zakelijk/klantenservice/service-en-dienstverlening/betaalproducten-opzeggen"}]}]},"hasMacro":false,"id":"81f6e9dc-210e-4c3c-b694-9118d897a399","localeString":"en-GB","mainHeaderZone":{"componentType":"categoryHeader","coreHeader":{"subtitle":"Everything you need, in one place.","title":"Business payments"}},"publishDate":"2026-07-20T10:33:38.904+02:00"}}