{"type":"document","data":{"complementaryZone":{"flexComponents":[{"cards":[{"cardSize":"medium","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/446d2993334ba25b/original/Three-employees-are-playing-with-a-trolley-in-a-warehouse.jpg","transformBaseUrl":"https://assets.ing.com/transform/90ee6f81-b7f1-49a4-a482-18da6bf9f3e0/Three-employees-are-playing-with-a-trolley-in-a-warehouse","type":"image","width":5700},"intro":"View our business overdraft T&Cs.","link":{"url":"/en/business/loans-and-finance/business-overdraft"},"title":"Terms and conditions"},{"cardSize":"medium","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/31673aaf98e90c3c/original/Overhead-view-of-a-person-standing-at-the-cash-register-with-a-notepad-and-a-phone-with-the-ING-mobile-app-open-on-the-screen.jpg","transformBaseUrl":"https://assets.ing.com/transform/d130b0d7-8469-4d07-a67a-43b4b4e281a1/Overhead-view-of-a-person-standing-at-the-cash-register-with-a-notepad-and-a-phone-with-the-ING-mobile-app-open-on-the-screen","type":"image","width":5616},"intro":"Discover different ways to get funded.","link":{"url":"/en/business/loans-and-finance"},"title":"All business finance options"}],"componentType":"cards"}]},"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Always have money available to help manage cashflow. Only pay interest on the money you borrow. Apply online.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Not a customer yet?"},{"componentType":"paragraph","richBody":{"value":"<p>You can still apply! Calculate your monthly payment using our quick check. Select &apos;personalise calculation&apos;. From there, you can make an application.</p>"},"title":"Not an ING customer?"},{"componentType":"feature","featureName":"orientation-tool-simple"},{"componentType":"sectionTitle","title":"4 steps to a business overdraft"},{"componentType":"applicationProcess","steps":{"stepList":[{"body":"Do the quick check and see what you'd pay in under a minute.","textLink":{"text":"ING quick check","url":"/en/business/loans-and-finance/calculation"},"title":"Calculate your monthly payment"},{"body":"It only takes five minutes. And you probably won't need to submit any paperwork.","title":"Apply online"},{"body":"You'll either receive a quote from us right away, or we'll contact you within two working days. The quote is non-binding.","title":"Receive a quote"},{"body":"We'll activate your overdraft as soon as you've signed the legal documents online. It'll be available within two working days.","title":"Sign and we'll activate your overdraft"}]}}]},"hasMacro":false,"id":"37f8e93c-ad40-4c63-b4ab-2de82c4c9146","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Business overdraft","url":"/en/business/loans-and-finance/business-overdraft"}},"componentType":"productHeader","coreHeader":{"body":"Already a customer? Easily apply for a business overdraft in My ING Business.","headerImage":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/300c544916bfafc2/original/Woman-using-bank-card-on-swipe-mobile-app-in-store.jpg","transformBaseUrl":"https://assets.ing.com/transform/f855b88c-8424-4e0c-8b91-2a5be36a4b0c/Woman-using-bank-card-on-swipe-mobile-app-in-store","type":"image","width":5760},"title":"Apply for a business overdraft"},"cta":{"componentType":"cta","textLink":{"text":"Apply in My ING Business","url":"https://mijnzakelijk.ing.nl/banking/business-lending/request-lending?EW=true"}},"usps":[{"body":"Quickly apply online","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/6a0fc3f6b6c4bffd/original/Devices-Ebanking_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/a6bd5627-d862-48ba-9b71-075e28fe04f5/Devices-Ebanking_Outline","type":"image","width":32}},{"body":"You decide when to use and when to repay","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/4c5d6a18c77a3076/original/Money-Coins_Euro_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/ad2f4a67-26a4-4cbc-b19c-442d2babcf61/Money-Coins_Euro_Outline","type":"image","width":32}},{"body":"Bank backed by 150 years of experience","icon":{"extension":"png","original":"https://assets.ing.com/m/c67c41fbe16bfb7/original/lu-office-outline.png","transformBaseUrl":"https://assets.ing.com/transform/1e62bdb3-f3d4-40df-b419-6a697b68e73a/lu-office-outline","type":"image","width":96}}]},"publishDate":"2026-04-14T15:00:50.425+02:00"}}