{"type":"document","data":{"id":"37f8e93c-ad40-4c63-b4ab-2de82c4c9146","localeString":"en-GB","publishDate":"2026-04-14T15:00:50.425+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Always have money available to help manage cashflow. Only pay interest on the money you borrow. Apply online."},"mainHeaderZone":{"componentType":"productHeader","usps":[{"body":"Quickly apply online","icon":{"transformBaseUrl":"https://assets.ing.com/transform/a6bd5627-d862-48ba-9b71-075e28fe04f5/Devices-Ebanking_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/6a0fc3f6b6c4bffd/original/Devices-Ebanking_Outline.svg","extension":"svg"}},{"body":"You decide when to use and when to repay","icon":{"transformBaseUrl":"https://assets.ing.com/transform/ad2f4a67-26a4-4cbc-b19c-442d2babcf61/Money-Coins_Euro_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/4c5d6a18c77a3076/original/Money-Coins_Euro_Outline.svg","extension":"svg"}},{"body":"Bank backed by 150 years of experience","icon":{"transformBaseUrl":"https://assets.ing.com/transform/1e62bdb3-f3d4-40df-b419-6a697b68e73a/lu-office-outline","type":"image","width":96,"original":"https://assets.ing.com/m/c67c41fbe16bfb7/original/lu-office-outline.png","extension":"png"}}],"cta":{"componentType":"cta","textLink":{"url":"https://mijnzakelijk.ing.nl/banking/business-lending/request-lending?EW=true","text":"Apply in My ING Business"}},"coreHeader":{"body":"Already a customer? Easily apply for a business overdraft in My ING Business.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/f855b88c-8424-4e0c-8b91-2a5be36a4b0c/Woman-using-bank-card-on-swipe-mobile-app-in-store","type":"image","width":5760,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/300c544916bfafc2/original/Woman-using-bank-card-on-swipe-mobile-app-in-store.jpg","extension":"jpg"},"title":"Apply for a business overdraft"},"backLink":{"textLink":{"url":"/en/business/loans-and-finance/business-overdraft","text":"Business overdraft"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Not a customer yet?"},{"componentType":"paragraph","title":"Not an ING customer?","richBody":{"value":"<p>You can still apply! Calculate your monthly payment using our quick check. Select &apos;personalise calculation&apos;. From there, you can make an application.</p>"}},{"componentType":"feature","featureName":"orientation-tool-simple"},{"componentType":"sectionTitle","title":"4 steps to a business overdraft"},{"componentType":"applicationProcess","steps":{"stepList":[{"title":"Calculate your monthly payment","body":"Do the quick check and see what you'd pay in under a minute.","textLink":{"url":"/en/business/loans-and-finance/calculation","text":"ING quick check"}},{"title":"Apply online","body":"It only takes five minutes. And you probably won't need to submit any paperwork."},{"title":"Receive a quote","body":"You'll either receive a quote from us right away, or we'll contact you within two working days. The quote is non-binding."},{"title":"Sign and we'll activate your overdraft","body":"We'll activate your overdraft as soon as you've signed the legal documents online. It'll be available within two working days."}]}}]},"complementaryZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Terms and conditions","intro":"View our business overdraft T&Cs.","image":{"transformBaseUrl":"https://assets.ing.com/transform/90ee6f81-b7f1-49a4-a482-18da6bf9f3e0/Three-employees-are-playing-with-a-trolley-in-a-warehouse","type":"image","width":5700,"original":"https://assets.ing.com/m/446d2993334ba25b/original/Three-employees-are-playing-with-a-trolley-in-a-warehouse.jpg","extension":"jpg"},"link":{"url":"/en/business/loans-and-finance/business-overdraft"}},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"All business finance options","intro":"Discover different ways to get funded.","image":{"transformBaseUrl":"https://assets.ing.com/transform/d130b0d7-8469-4d07-a67a-43b4b4e281a1/Overhead-view-of-a-person-standing-at-the-cash-register-with-a-notepad-and-a-phone-with-the-ING-mobile-app-open-on-the-screen","type":"image","width":5616,"original":"https://assets.ing.com/m/31673aaf98e90c3c/original/Overhead-view-of-a-person-standing-at-the-cash-register-with-a-notepad-and-a-phone-with-the-ING-mobile-app-open-on-the-screen.jpg","extension":"jpg"},"link":{"url":"/en/business/loans-and-finance"}}]}]}}}