Business financing gives you the freedom to seize opportunities and grow your company. Whether you're opening a new location, expanding your fleet, investing in machinery, or acquiring another business – with additional capital, you can act faster.
Instead of waiting until you have enough funds of your own, a loan or credit facility allows you to invest in your company’s future right away, while keeping enough capital to cover your ongoing expenses. This way, you stay ahead of the competition and can respond quickly to changes in the market.
"}},{"componentType":"sectionTitle","title":"How do I finance growth?"},{"componentType":"paragraph","richBody":{"value":"There are several ways to use a business loan or lease to grow your company. For example:
Curious how other entrepreneurs managed to grow with business financing?
"}},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/2231df654edb97e4/original/Van_Schie_Groen_5146_1200x583_header2.jpg","transformBaseUrl":"https://assets.ing.com/transform/da565165-4b5c-4794-8d9c-4517302b5bb6/Van_Schie_Groen_5146_1200x583_header2","type":"image","width":1200},"intro":"Marcel van Schie increased his revenue by making his vehicle fleet more sustainable","link":{"url":"/zakelijk/financieren/lease/van-schie-groen"},"promoText":"Read more","title":"Van Schie Groen"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/22ded83cdcc33e64/original/access_accountant-1920.jpg","transformBaseUrl":"https://assets.ing.com/transform/5ea7a840-73a9-4330-82a2-b353d1008bfd/access_accountant-1920","type":"image","width":1920},"intro":"Annick Warrens grew her business without hiring additional staff","link":{"url":"/zakelijk/financieren/zakelijke-lening/the-sandman"},"promoText":"Read more","title":"The Sandman"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Business loan or business lease?"},{"componentType":"paragraph","richBody":{"value":"If you're looking to grow your company, there are several financing options available. You can choose to lease business assets, take out a business loan, or apply for a business credit facility. The best option for your company depends on your personal preferences, your growth plans, and what you want to finance. Factors to consider include:
"}},{"accordionList":[{"richBody":{"value":"Curious which type of financing best fits your needs? When you calculate your monthly payments using the Quick Check, you'll automatically see which financing option aligns best with your growth plans.
"}},{"componentType":"feature","featureName":"orientation-tool-simple"},{"componentType":"sectionTitle","title":"How the application process works"},{"componentType":"applicationProcess","steps":{"stepList":[{"body":"Find out what a business overdraft will cost in under 1 minute with the ING Quick Check.","textLink":{"text":"ING Quick Check","url":"/en/business/loans-and-finance/calculation"},"title":"Calculate your monthly payment"},{"body":"Apply for your financing in just 5 minutes. Often without annual figures.","title":"Start your application"},{"body":"After applying, you'll immediately receive a no-obligation offer, or we'll contact you within 2 working days.","title":"Receive your offer"},{"body":"Happy with the offer? Sign your contract digitally right away. Your financing will be available within 2 working days.","title":"Receive your financing"}]}},{"componentType":"sectionTitle","title":"Apply now"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/m/1554f733b339d7ad/original/Login-Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/fd40e630-1f1f-45a1-92f4-40fddf258917/Login-Outline","type":"image","width":32},"intro":"Easily request your financing via Mijn ING Zakelijk","link":{"url":"https://mijnzakelijk.ing.nl/banking/business-lending/request-lending?EW=true"},"title":"For ING customers"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/3b1df0b0923bacd4/original/Functionalities-Filter_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/b42bcf7f-4ef3-4bb2-9cb8-1ff68f306559/Functionalities-Filter_Outline","type":"image","width":32},"intro":"Start your financing application using our calculation tool","link":{"url":"/en/business/loans-and-finance/calculation"},"title":"Not yet an ING customer?"}],"componentType":"cards"}]},"hasMacro":false,"id":"e30ea773-8b07-4fd8-88cf-9d8a67e1c925","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Business loans and asset finance","url":"/en/business/loans-and-finance"}},"componentType":"productHeader","coreHeader":{"body":"Do you see opportunities to grow and expand? Then additional financial flexibility might be just the push you need to take that next step.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/706dddf4f4b68acc/original/Young-people-behind-a-laptop-having-fun-1.jpg","transformBaseUrl":"https://assets.ing.com/transform/42270d7a-7cde-44c9-a4a3-72d4f3804558/Young-people-behind-a-laptop-having-fun-1","type":"image","width":5700},"subtitle":"Invest in the next step for your business","title":"Growth and expansion"},"cta":{"componentType":"cta","textLink":{"text":"Apply now","url":"https://mijnzakelijk.ing.nl/banking/business-lending/request-lending?EW=true"}},"secondaryCta":{"textLink":{"text":"Calculate your monthly payment","url":"/en/business/loans-and-finance/calculation"}},"usps":[{"body":"Financial flexibility to seize growth opportunities","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/1cd390e216b9f46d/original/Arrows-Graph_Up_Down_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/b485537a-ff5f-4785-bf14-9c82b45a63c8/Arrows-Graph_Up_Down_Outline","type":"image","width":32}},{"body":"Preserve working capital for ongoing expenses","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/4c5d6a18c77a3076/original/Money-Coins_Euro_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/ad2f4a67-26a4-4cbc-b19c-442d2babcf61/Money-Coins_Euro_Outline","type":"image","width":32}},{"body":"Easy to apply online","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/6a0fc3f6b6c4bffd/original/Devices-Ebanking_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/a6bd5627-d862-48ba-9b71-075e28fe04f5/Devices-Ebanking_Outline","type":"image","width":32}}]},"publishDate":"2026-07-21T16:41:55.442+02:00"}}