{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Looking to finance your business? At ING, you can get funded in 5 steps. Once approved, you'll find the money in your account within 48 hours. See how it works.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Step 1: Calculate cost"},{"componentType":"paragraph","richBody":{"value":"<p><a data-type=\"internal\" href=\"/en/business/loans-and-finance/calculation\">Use our calculator</a> and in one minute, you&apos;ll know what your monthly payment would be. And whether your application is likely to be approved. You don&apos;t have to be a customer to use the calculator.</p><p>If you&apos;d like to move forward and get a quote, you can apply immediately.</p>"},"textLinks":[{"text":"Calculate monthly payment","url":"/en/business/loans-and-finance/calculation"}]},{"componentType":"sectionTitle","title":"Step 2: Apply"},{"componentType":"paragraph","richBody":{"value":"<p>If you&apos;re an existing customer, you can apply in my ING Business. Log in, follow the steps, upload the necessary paperwork, and submit your application. Easy — and done in less than 10 minutes.</p><p><strong>Paperwork we&apos;ll need</strong></p><ul><li>(Consolidated) financial statements of the last two years</li><li>Income tax returns of the last two years</li></ul><p><strong>New business?</strong></p><p>If you don&apos;t have financial statements of the last two years, we&apos;ll need your business plan including financial projections.</p><p><strong>Not a customer?</strong></p><p>You can still apply! Enter your contact details during the cost calculation and we&apos;ll be in touch. Or <a data-type=\"internal\" href=\"/zakelijk/klantenservice/ondernemersteam\">contact one of our specialists</a> directly.</p>"},"textLinks":[{"text":"Apply now","url":"https://mijnzakelijk.ing.nl/banking/business-lending/request-lending?EW=true"}]},{"componentType":"sectionTitle","title":"Step 3: Assessment"},{"componentType":"paragraph","richBody":{"value":"<p>Once you&apos;ve applied, it&apos;s time for us to get to work. We&apos;ll assess your application and see if your business would be able to meet the financial obligations, including the monthly payments.</p><p>Whether you&apos;ll be approved also depends on what the funding is for. That&apos;s why we&apos;ll always get in touch to explain why we&apos;ve decided to approve or decline an application.</p>"}},{"componentType":"sectionTitle","title":"Step 4: Get quote"},{"componentType":"paragraph","richBody":{"value":"<p>After we approve your application, you&apos;ll receive a digital quote from us. Look it over carefully before signing the legal documents. Questions? Don&apos;t hesitate to get in touch!</p><p>Unfortunately, we aren&apos;t able to approve all finance applications. If your application is declined, we&apos;ll explain why. We&apos;ll also let you know about <a data-type=\"internal\" href=\"/zakelijk/financieren/overige-mogelijkheden\">other finance options.</a></p>"}},{"componentType":"sectionTitle","title":"Step 5: Money in your account"},{"componentType":"paragraph","richBody":{"value":"<p>Once all the paperwork is settled and the conditions outlined in the quote are met, we&apos;ll arrange the funding. You&apos;ll find the money in your account within 48 hours.</p>"}},{"cards":[{"cardSize":"small","cardType":"service","componentType":"serviceCard","intro":"Let us know if anything's unclear.","link":{"url":"https://feedback.ing.com/feedback?name=c971c074-b912-447f-b4e4-eb9a0e669844"},"title":"Did we explain everything properly?"}],"componentType":"cards"}]},"hasMacro":false,"id":"c893aaa3-6d14-43f4-b0e6-386e4c9e6a90","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Business loans","url":"/en/business/loans-and-finance/business-loan"}},"componentType":"productHeader","coreHeader":{"body":"Knowing what to invest in is one thing. Getting funded is another. So we've made it easy to apply — only 5 steps! See how it works and what you'll need for your application.","headerImage":{"altTextEN":"Portfolio Management","altTextNL":"Vermogensbeheer","extension":"jpg","original":"https://assets.ing.com/asset/dd41c62a-9d28-40e6-bf15-10a5888a2855/DPM_header8.jpg","transformBaseUrl":"https://assets.ing.com/transform/dd41c62a-9d28-40e6-bf15-10a5888a2855/DPM_header8","type":"image","width":5616},"title":"Finance your business in 5 steps"},"cta":{"componentType":"cta","textLink":{"text":"Calculate monthly payment","url":"/en/business/loans-and-finance/calculation"}},"usps":[{"body":"100% digital application process","icon":{"extension":"svg","original":"https://assets.ing.com/asset/a480f3d5-6191-40c1-85ec-50292afc1b9b/Home-icon.svg","transformBaseUrl":"https://assets.ing.com/transform/a480f3d5-6191-40c1-85ec-50292afc1b9b/Home-icon","type":"image","width":234}},{"body":"Just 5 easy steps","icon":{"extension":"svg","original":"https://assets.ing.com/asset/a480f3d5-6191-40c1-85ec-50292afc1b9b/Home-icon.svg","transformBaseUrl":"https://assets.ing.com/transform/a480f3d5-6191-40c1-85ec-50292afc1b9b/Home-icon","type":"image","width":234}},{"body":"Transparent rates and conditions"}]},"publishDate":"2026-06-25T14:34:36.502+02:00"}}