Use our calculator and in one minute, you'll know what your monthly payment would be. And whether your application is likely to be approved. You don't have to be a customer to use the calculator.
If you'd like to move forward and get a quote, you can apply immediately.
"},"textLinks":[{"text":"Calculate monthly payment","url":"/en/business/loans-and-finance/calculation"}]},{"componentType":"sectionTitle","title":"Step 2: Apply"},{"componentType":"paragraph","richBody":{"value":"If you're an existing customer, you can apply in my ING Business. Log in, follow the steps, upload the necessary paperwork, and submit your application. Easy — and done in less than 10 minutes.
Paperwork we'll need
New business?
If you don't have financial statements of the last two years, we'll need your business plan including financial projections.
Not a customer?
You can still apply! Enter your contact details during the cost calculation and we'll be in touch. Or contact one of our specialists directly.
"},"textLinks":[{"text":"Apply now","url":"https://mijnzakelijk.ing.nl/banking/business-lending/request-lending?EW=true"}]},{"componentType":"sectionTitle","title":"Step 3: Assessment"},{"alignedImage":{"position":"right","extension":"jpg","original":"https://assets.ing.com/m/3f81f10ddaaf8a91/original/Woman-in-headphones-making-a-triumphant-gesture-with-her-arms-out-to-the-side-rechts-kijkend.jpg","transformBaseUrl":"https://assets.ing.com/transform/b967e59c-abd4-467e-8cb2-0b4bf0d49cc4/Woman-in-headphones-making-a-triumphant-gesture-with-her-arms-out-to-the-side-rechts-kijkend"},"componentType":"paragraph","richBody":{"value":"Once you've applied, it's time for us to get to work. We'll assess your application and see if your business would be able to meet the financial obligations, including the monthly payments.
Whether you'll be approved also depends on what the funding is for. That's why we'll always get in touch to explain why we've decided to approve or decline an application.
"}},{"componentType":"sectionTitle","title":"Step 4: Get quote"},{"alignedImage":{"position":"left","altTextDE":"\"","altTextEN":"\"","altTextFR":"\"","altTextNL":"\"","extension":"jpg","original":"https://assets.ing.com/m/7545346b309c0d77/original/Green-light-on-a-bicycle-traffic-light.jpg","transformBaseUrl":"https://assets.ing.com/transform/b543e75a-ecec-495e-a7c9-fb468771735b/Green-light-on-a-bicycle-traffic-light"},"componentType":"paragraph","richBody":{"value":"After we approve your application, you'll receive a digital quote from us. Look it over carefully before signing the legal documents. Questions? Don't hesitate to get in touch!
Unfortunately, we aren't able to approve all finance applications. If your application is declined, we'll explain why. We'll also let you know about other finance options.
"}},{"componentType":"sectionTitle","title":"Step 5: Money in your account"},{"componentType":"paragraph","richBody":{"value":"Once all the paperwork is settled and the conditions outlined in the quote are met, we'll arrange the funding. You'll find the money in your account within 48 hours.
"}},{"cards":[{"cardSize":"small","cardType":"service","componentType":"serviceCard","intro":"Let us know if anything's unclear.","link":{"url":"https://feedback.ing.com/feedback?name=c971c074-b912-447f-b4e4-eb9a0e669844"},"title":"Did we explain everything properly?"}],"componentType":"cards"}]},"hasMacro":false,"id":"c893aaa3-6d14-43f4-b0e6-386e4c9e6a90","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Business loans","url":"/en/business/loans-and-finance/business-loan"}},"componentType":"productHeader","coreHeader":{"body":"Knowing what to invest in is one thing. Getting funded is another. So we've made it easy to apply — only 5 steps! See how it works and what you'll need for your application.","headerImage":{"altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/7e320b85860eae5b/original/1042603352.jpg","transformBaseUrl":"https://assets.ing.com/transform/1e71be78-3197-4691-b527-b2076b7dcb3a/1042603352","type":"image","width":2352},"title":"Finance your business in 5 steps"},"cta":{"componentType":"cta","textLink":{"text":"Calculate monthly payment","url":"/en/business/loans-and-finance/calculation"}}},"publishDate":"2026-04-13T16:40:56.446+02:00"}}