{"type":"document","data":{"id":"b0751115-a008-4cfb-b9c6-ede7f75acb86","localeString":"en-GB","publishDate":"2026-03-31T14:52:37.496+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Legal assistance is a supplementary coverage for the Company car or van insurance of ING. It guarantees that you’ll get legal assistance in case of an accident or disputes. Read more about this coverage here.","taxonomies":{"productTaxonomy":{"taxonomyKeys":["categories","category-NL-204","category-nl-b_insurance"],"taxonomyType":"productTaxonomyContainer"}}},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"/en/business/insurance/ing-company-car-insurance","text":"Insure your car"}},"secondaryCta":{"textLink":{"url":"/en/business/insurance/ing-company-van-insurance","text":"Insure your van"}},"coreHeader":{"body":"If you’ve suffered damage due to an accident with another road user, it’s not always possible to work things out together. In that case you may need legal assistance.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/5beba3f6-d825-491e-8010-22483fdbddad/A-man-wearing-headphones-works-on-his-computer-from-a-rooftop-tent-installed-on-top-of-his-car","type":"image","width":3000,"original":"https://assets.ing.com/m/2622e3140fcd155d/original/A-man-wearing-headphones-works-on-his-computer-from-a-rooftop-tent-installed-on-top-of-his-car.jpg","extension":"jpg"},"title":"Traffic legal assistance","subtitle":"Traffic legal assistance is a smart addition to the company car or van insurance of ING"},"backLink":{"textLink":{"url":"/en/business/insurance","text":"Business insurances"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What is Legal assistance for your vehicle?"},{"componentType":"paragraph","richBody":{"value":"<p>It guarantees that you’ll get legal assistance in various situations. That’s nice, as you cannot always work things out with the other party. The costs may rise quite a lot in these cases, such as when engaging experts or a lawyer. Our Legal assistance guarantees that you’ll get the right help and that the legal costs will be reimbursed.  </p>"}},{"componentType":"accordion","accordionList":[{"title":"Example situations: which kind of help with Legal assistance?","richBody":{"value":"<p>We’ll explain three examples: </p><ol><li>You’ve had a collision with your company car that wasn’t your fault <br />In this case, the other party will have to pay for the damage. If that person denies being at fault or even accuses you, Legal assistance coverage will get you legal assistance to prove that you’re right. </li><li>The other party has caused the collision and admits to this as well <br />In this case, things will still have to be handled properly. If you’re not that knowledgeable in this regard or just don’t want all the fuss, we’ll take care of everything for you with Legal assistance coverage. </li><li>You’ve suffered a physical injury in a collision <br />Legal assistance coverage will get you advice about medical care and we’ll calculate the damage you’ve suffered in financial terms. Seeing that these situations often involve considerable amounts, you won’t be overdoing it by getting legal assistance. The other party will do everything they can not to have to pay and will probably also engage a lawyer. </li></ol>"}}]},{"componentType":"sectionTitle","title":"Your benefits with Legal assistance"},{"componentType":"paragraph","richBody":{"value":"<ul><li><p>Worldwide legal assistance in case of traffic-related damage caused by someone else </p></li><li><p>External experts and legal costs reimbursed up to €50,000 </p></li><li><p>Help in case of a dispute with your vehicle’s official dealer </p></li></ul>"}},{"componentType":"sectionTitle","title":"What is insured and not insured?"},{"componentType":"comparisonCards","comparisonCardList":[{"title":"This is insured","usps":[{"body":"Recovering the costs of traffic-related damage","iconType":"check-mark"},{"body":"Incidents involving your employees who venture out in your company car or company van, not just you as the business owner","iconType":"check-mark"},{"body":"Disputes with your official dealer or a BOVAG or FOCWA company about buying, selling and servicing a vehicle","iconType":"check-mark"},{"body":"Disputes about a rental agreement or lease for a vehicle you’ll be using yourself","iconType":"check-mark"},{"body":"Legal assistance for traffic-related criminal and disciplinary proceedings","iconType":"check-mark"}]},{"title":"And this is not insured","usps":[{"body":"Existing disputes or disputes whose grounds already existed before taking out this insurance","iconType":"cross"},{"body":"Any costs you incur without our permission","iconType":"cross"},{"body":"Deliberate acts that break the law or if you weren’t permitted to drive the vehicle","iconType":"cross"},{"body":"If you rent out your vehicle as part of your business or use it to transport people or goods for payment","iconType":"cross"}]}],"title":"This is insured,And this is not insured"},{"componentType":"sectionTitle","title":"Why you need Legal assistance coverage"},{"componentType":"paragraph","richBody":{"value":"<p>From someone denying being at fault after damaging your company car to disputes with an official dealer or about servicing of your car. What now? You have other things to worry about as a business owner. </p><p>If you don’t have Legal assistance coverage, you’ll have a lot to take care of yourself and the costs for a lawyer may rise quickly. </p><p>This coverage guarantees that you’ll get legal assistance and may provide coverage for engaging experts and the legal costs you incur. </p>"}},{"componentType":"sectionTitle","title":"How to take out Legal assistance"},{"componentType":"paragraph","richBody":{"value":"<p>You can choose Legal assistance as additional coverage for the Company car or Company van insurance of ING. So you cannot take out Legal assistance separately. If you already have a Company car or company van insurance through ING, but no supplementary Legal assistance, you can change this easily in your app or My ING Business.</p>"}},{"componentType":"paragraph","richBody":{"value":"<p><strong>Terms and documents</strong></p><p>This insurance is taken out with Allianz Direct through ING. You can apply, change your coverage or make a claim in My ING Business or the Mobile Banking App. The insurance is underwritten by Allianz Direct, which means that they will collect your premium and pay out any successful claims.</p><p>Below you can find more information on the partnership and the policy conditions of this insurance. Read these documents carefully and save them.  </p>"}},{"componentType":"accordion","accordionList":[{"title":"Partnership with Allianz Direct","richBody":{"value":"<ul><li><a href=\"https://assets.ing.com/m/3fc508e9809337b5/original/More-about-the-service-co-operation-and-taking-out-the-insurance-FINAL.pdf\">About our cooperation with Allianz Direct</a></li></ul>"}},{"title":"Company car insurance of ING policy conditions","richBody":{"value":"<ul><li><a href=\"https://assets.ing.com/m/149d3615c113ff3e/original/ING-Zakelijke-Autoverzekering-voorwaarden-ENG.pdf\">Terms &amp; conditions Company car insurance of ING</a></li><li><a href=\"https://verzekeringskaarten.nl/allianz-direct/ing-company-car-insurance-third-party-liability\">Insurance card Company car insurance of ING Third-Party Liability</a></li><li><a href=\"https://verzekeringskaarten.nl/allianz-direct/ing-company-car-insurance-third-party-liability-limited-cover\">Insurance card Company car insurance of ING Limited Comprehensive</a></li><li><a href=\"https://verzekeringskaarten.nl/allianz-direct/ing-company-car-insurance-third-party-liability-comprehensive-cover\">Insurance card Company car insurance of ING Fully Comprehensive</a></li></ul><p> </p>"}},{"title":"Company van insurance of ING policy conditions","richBody":{"value":"<ul><li><a href=\"https://assets.ing.com/m/3373c4aa770937b7/original/ING-Zakelijke-Bestelbusverzekering-voorwaarden-ENG.pdf\">Terms &amp; conditions Company van insurance of ING</a></li><li><a href=\"https://verzekeringskaarten.nl/allianz-direct/ing-company-van-insurance-third-party-liability\">Insurance card Company van insurance of ING Third-Party Liability</a></li><li><a href=\"https://verzekeringskaarten.nl/allianz-direct/ing-company-van-insurance-third-party-liability-limited-cover\">Insurance card Company van insurance of ING Limited Comprehensive</a></li><li><a href=\"https://verzekeringskaarten.nl/allianz-direct/ing-company-van-insurance-third-party-liability-comprehensive-cover\">Insurance card Company van insurance of ING Fully Comprehensive</a></li></ul><p> </p>"}}]},{"componentType":"highlight","title":"Why insure your car or van through ING?","richBody":{"value":"<ul class=\"check-mark\"><li>Comprehensive insurance at a competitive price</li><li>Quick application</li><li>See your coverage at a glance in your ING environment</li><li>Make a claim directly through the app and My ING Business</li><li>Easy to amend your policy </li></ul>"}},{"componentType":"sectionTitle","title":"Questions about Legal Assistance"},{"componentType":"accordion","accordionList":[{"title":"Do you really need Legal Assistance?","richBody":{"value":"<p>You don’t need Legal Assistance, but it’s smart to take out this supplementary coverage for your company car insurance. It guarantees that you’ll get legal assistance for traffic-related disputes, like determining who was at fault in case of an accident.   </p>"}},{"title":"What does the Legal Assistance of ING cost?","richBody":{"value":"<p>You can take out Legal assistance for € 4,85 per month including VAT.</p>"},"textLinks":[{"url":"/en/business/insurance/ing-company-car-insurance","text":"Calculate your car premium"},{"url":"/en/business/insurance/ing-company-van-insurance","text":"Calculate your van premium"}]}]},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Company car insurance of ING","intro":"Choose the coverage that suits you","image":{"transformBaseUrl":"https://assets.ing.com/transform/6581ff6b-f0fb-4d6b-8a6d-7faf5f805d1f/BB-Insurance-only-portrait-of-young-man-using-mobile-phone-while-sitting-in-car","type":"image","width":1700,"original":"https://assets.ing.com/m/530d3040f14a6d8/original/BB-Insurance-only-portrait-of-young-man-using-mobile-phone-while-sitting-in-car.JPG","extension":"jpg"},"link":{"url":"/en/business/insurance/ing-company-car-insurance"},"checkMarkList":["Very competitive premium","Accessories insured up to €4,100","Courtesy vehicle if yours is damaged"]},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Company van insurance of ING","intro":"Choose which risks you insure","image":{"transformBaseUrl":"https://assets.ing.com/transform/6f47ef63-8c5a-4158-92df-bde6673078ea/BB-Insurance-only-Woman-steps-out-van-switch","type":"image","width":1700,"original":"https://assets.ing.com/m/7e037453e0b29956/original/BB-Insurance-only-Woman-steps-out-van-switch.jpg","extension":"jpg"},"link":{"url":"/en/business/insurance/ing-company-van-insurance"},"checkMarkList":["Very competitive premium","Courtesy vehicle if yours is damaged","Electric van also insured"]}]},{"componentType":"linkList","componentStyle":"default","iconTitle":{"icon":{"transformBaseUrl":"https://assets.ing.com/transform/9b2c6ad3-b2ea-4db5-a2ca-1c48b46f01ae/Feedback-Light_Bulb_Outline","type":"image","width":2500,"original":"https://assets.ing.com/m/b3ad527d82eaff3/original/Feedback-Light_Bulb_Outline.png","extension":"png"},"title":"Also interesting for you"},"textLinks":[{"url":"/en/business/insurance/ing-company-car-insurance","text":"Company car insurance of ING"},{"url":"/en/business/insurance/ing-company-van-insurance","text":"Company van insurance of ING"},{"url":"/en/business/insurance/breakdown-assistance","text":"Breakdown Assistance"},{"url":"/en/business/insurance","text":"All about business insurances"}]}]}}}